Living on 40,000 $ (canadian) in Toronto?
#76
Forum Regular
Joined: Mar 2006
Location: Toronto
Posts: 93
Re: Living on 40,000 $ (canadian) in Toronto?
Better yet, call the local school board. I gave the number for the Toronto District School Board's department that deals with such issues further up the thread ...
#77
Forum Regular
Joined: Mar 2006
Location: Toronto
Posts: 93
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by nivlad
yep we have a very rusty 1992 oldsmobile that cost $400. Daycare, 2.5days a week come to ca $300 per month
#78
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by Woodstock62
So are you saying that if a family are living in Canada on a work permit their children don't have to pay international school fees? We have 2 children who we would want to put in school and the thought of the fees worries me.
However, even before the court ruling to which ezvanetree has referred, Calgary schools (both public and Catholic) treated children of work permit holders the same as permanent residents and citizens for the purpose of assessing tuition fees. That is, children of work permit holders get what is to all intents and purposes a free education up to the end of high school. (It's not entirely free, because they do charge fees for odds and ends, but those fees are modest.)
I've phoned the public and Catholic school boards, so I know that to be a fact. I've posted about it in the past.
The one thing that I do find odd is that Calgary's public school board provides free education only to natural children of work permit holders and not to adopted children. That strikes me as unfair. (But perhaps the court case to which ezvanetree referred has overturned that practice.) I don't know how Calgary's Catholic school board treats adopted children of work permit holders.
Although my research into this question didn't involve any phone calls, I do remember previous discussions on the forum to the effect that the whole of Ontario gives free elementary school and high school education to children of work permit holders. It's written into Ontario legislation (the Education Act or something like that). I remember doing an online search for the legislation and reading the relevant clause during past research. It's wording is pretty clear.
I mention that just in case you're heading to Ontario or to Calgary. If you're aiming for either of those destinations, I'm pretty confident in saying you don't have to worry about school fees.
Oh yes, here's a Manitoba government website that states that children of temporary work permits receive provincial funding for their education. That's across the province of Manitoba.
However, I don't know where in Canada you intend to live, so I don't know how helpful the above information is.
#79
Re: Living on 40,000 $ (canadian) in Toronto?
We are here on a work permit, and there have been no problems for our son going to school. He was issued s Study Permit at the same time I got the work permit when we entered Canada.
As far as the school fees are concerned, he is treated like a local child. That is in an Edmonton Public School Board school. And our daughter will begin there in September.
Rob
As far as the school fees are concerned, he is treated like a local child. That is in an Edmonton Public School Board school. And our daughter will begin there in September.
Rob
#80
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by nfitz
Fifth largest English-speaking city on the planet (well, not counting India I suppose) ... I'm not sure that makes it a backwater. Doesn't strike me as a backwater, or ugly. It's got it's quirks, sure. But unlike Paris or London we don't have rioting in the streets! Besides, it's an easier city to be poor in than many others in Ontario.
Documentation of street riots in London and Paris would be welcome.
Originally Posted by nfitz
You CAN find cheap housing in core urban areas. You don't need a car unlike most Ontario cities.
Originally Posted by nfitz
There are beaches within walking distance.
Originally Posted by nfitz
Lots of city pools and libraries. Good restaurants, and not expensive.
Originally Posted by nfitz
I've spend time in major cities, with a lot worse areas than I've ever seen in Toronto (Chicago, Detroit, even Vancouver!)
Look, I don't think Toronto is without merit, one can buy food from any country, raw or cooked, directly from a native of that country, it's almost as good as NYC for eating. That's the major feature though and it's no good if you can't afford to go out.
#81
Forum Regular
Joined: Jul 2005
Posts: 203
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by Judy in Calgary
... even before the court ruling to which ezvanetree has referred, Calgary schools (both public and Catholic) treated children of work permit holders the same as permanent residents and citizens for the purpose of assessing tuition fees. That is, children of work permit holders get what is to all intents and purposes a free education up to the end of high school. (It's not entirely free, because they do charge fees for odds and ends, but those fees are modest.)
I've phoned the public and Catholic school boards, so I know that to be a fact. I've posted about it in the past.
Although my research into this question didn't involve any phone calls, I do remember previous discussions on the forum to the effect that the whole of Ontario gives free elementary school and high school education to children of work permit holders. It's written into Ontario legislation (the Education Act or something like that). I remember doing an online search for the legislation and reading the relevant clause during past research. It's wording is pretty clear.
I mention that just in case you're heading to Ontario or to Calgary. If you're aiming for either of those destinations, I'm pretty confident in saying you don't have to worry about school fees.
Oh yes, here's a Manitoba government website that states that children of temporary work permits receive provincial funding for their education. That's across the province of Manitoba.
However, I don't know where in Canada you intend to live, so I don't know how helpful the above information is.
I've phoned the public and Catholic school boards, so I know that to be a fact. I've posted about it in the past.
Although my research into this question didn't involve any phone calls, I do remember previous discussions on the forum to the effect that the whole of Ontario gives free elementary school and high school education to children of work permit holders. It's written into Ontario legislation (the Education Act or something like that). I remember doing an online search for the legislation and reading the relevant clause during past research. It's wording is pretty clear.
I mention that just in case you're heading to Ontario or to Calgary. If you're aiming for either of those destinations, I'm pretty confident in saying you don't have to worry about school fees.
Oh yes, here's a Manitoba government website that states that children of temporary work permits receive provincial funding for their education. That's across the province of Manitoba.
However, I don't know where in Canada you intend to live, so I don't know how helpful the above information is.
#82
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by wizzard
I guess in the end you have to decide how much you want to live in Canada. Are you getting a job to facilitate living in Canada or are you living in Canada to facilitte getting a job?
Drew
Drew
Except for the kid part we've been there.
I also have several family members here and in Germany who inspite of sometimes very good incomes were ill preprepared for changes are really struggling.
Rob
PS may be gone 7 years but I have really enjoyed reading about home again. I always be Canadian at heart.
#83
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by Judy in Calgary
I would be very happy if ezvanetree's impression is correct.
However, even before the court ruling to which ezvanetree has referred, Calgary schools (both public and Catholic) treated children of work permit holders the same as permanent residents and citizens for the purpose of assessing tuition fees. That is, children of work permit holders get what is to all intents and purposes a free education up to the end of high school. (It's not entirely free, because they do charge fees for odds and ends, but those fees are modest.)
I've phoned the public and Catholic school boards, so I know that to be a fact. I've posted about it in the past.
The one thing that I do find odd is that Calgary's public school board provides free education only to natural children of work permit holders and not to adopted children. That strikes me as unfair. (But perhaps the court case to which ezvanetree referred has overturned that practice.) I don't know how Calgary's Catholic school board treats adopted children of work permit holders.
Although my research into this question didn't involve any phone calls, I do remember previous discussions on the forum to the effect that the whole of Ontario gives free elementary school and high school education to children of work permit holders. It's written into Ontario legislation (the Education Act or something like that). I remember doing an online search for the legislation and reading the relevant clause during past research. It's wording is pretty clear.
I mention that just in case you're heading to Ontario or to Calgary. If you're aiming for either of those destinations, I'm pretty confident in saying you don't have to worry about school fees.
Oh yes, here's a Manitoba government website that states that children of temporary work permits receive provincial funding for their education. That's across the province of Manitoba.
However, I don't know where in Canada you intend to live, so I don't know how helpful the above information is.
However, even before the court ruling to which ezvanetree has referred, Calgary schools (both public and Catholic) treated children of work permit holders the same as permanent residents and citizens for the purpose of assessing tuition fees. That is, children of work permit holders get what is to all intents and purposes a free education up to the end of high school. (It's not entirely free, because they do charge fees for odds and ends, but those fees are modest.)
I've phoned the public and Catholic school boards, so I know that to be a fact. I've posted about it in the past.
The one thing that I do find odd is that Calgary's public school board provides free education only to natural children of work permit holders and not to adopted children. That strikes me as unfair. (But perhaps the court case to which ezvanetree referred has overturned that practice.) I don't know how Calgary's Catholic school board treats adopted children of work permit holders.
Although my research into this question didn't involve any phone calls, I do remember previous discussions on the forum to the effect that the whole of Ontario gives free elementary school and high school education to children of work permit holders. It's written into Ontario legislation (the Education Act or something like that). I remember doing an online search for the legislation and reading the relevant clause during past research. It's wording is pretty clear.
I mention that just in case you're heading to Ontario or to Calgary. If you're aiming for either of those destinations, I'm pretty confident in saying you don't have to worry about school fees.
Oh yes, here's a Manitoba government website that states that children of temporary work permits receive provincial funding for their education. That's across the province of Manitoba.
However, I don't know where in Canada you intend to live, so I don't know how helpful the above information is.
Thanks for your reply. My apologies, I do remember your previous post on this topic.
In actual fact I made a mistake on my post. What I should have said was do the children of people on a 6 month visitor visa have to pay international school fees. I was asking just in case we need to come over while we wait for our PR to be processed.
BTW, we are heading to Calgary.
Sorry about the confusion.
#84
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by Woodstock62
What I should have said was do the children of people on a 6 month visitor visa have to pay international school fees.
I then phoned the office that processes international students at 403-294-8525. By international students, I mean students who come to Calgary without their parents. I thought the people at that office also might know the answer. Yvonne answered the phone. She said that, to the best of her knowledge, children who accompany parents who are on visitors' visas are charged the same tuition as international students. However, since that was not her area of responsibility, she did not feel comfortable claiming that that was the last word on the subject. She said she would feel more comfortable if I phoned Riverside Bungalow and got a definitive answer from them. They are the people who know all the ins and outs concerning children who come to Calgary from abroad with parents.
I'm shaky ground here, but I believe the children of a student visa holder receive free education. I seem to recall finding that out when I did my previous research into this topic. If you had to pay tuition for someone, either yourself or your children, I would guess it would work out less expensively for you or your partner to register for a post-secondary course of some kind. Then your kids could receive free schooling.
But coming to Calgary temporarily would be fraught with so many other expenses and logistical hurdles that I wonder if it would be worth it. I suppose the same question has occurred to you.
In any event, I'll phone Riverside Bungalow when I get a chance in the next few days and ask them if children of people with visitors' visas have to pay tuition.
#85
Re: Living on 40,000 $ (canadian) in Toronto?
Woodstock, I called Riverside Bungalow at 403-777-7373 and reached a human being. Sorry, forgot to get her name. Anyway she said that if parents came to Calgary on visitors' visas, their children had to pay tuition of approximately C$1,000 per child per month.
For anyone who may not have been following this thread, this information pertains specifically to the Calgary [Public] Board of Education.
For anyone who may not have been following this thread, this information pertains specifically to the Calgary [Public] Board of Education.
#86
Forum Regular
Joined: Mar 2006
Location: Toronto
Posts: 93
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by dbd33
Documentation of street riots in London and Paris would be welcome.
By comparison London is quite peaceful, though there have been three race riots in Brixton in the last few years, that I recall. And what about the riots in 1990 about the poll tax? Though Toronto isn't immune either, though it's been over 80 years since the riot at Christie Pits ...
Nick
Last edited by nfitz; Mar 18th 2006 at 1:56 am.
#87
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by nfitz
When aren't they rioting in Paris? Here is today's report, yesterday's, and did you miss last fall's race riots, though much of it was in Paris and it's suburbs. According to the reference it extended to 274 towns, lasted two weeks, and caused over €200 million in damage; ending only with the imposition of martial law.
By comparison London is quite peaceful, though there have been three race riots in Brixton in the last few years, that I recall. And what about the riots in 1990 about the poll tax? Though Toronto isn't immune either, though it's been over 80 years since the riot at Christie Pits ...
Nick
By comparison London is quite peaceful, though there have been three race riots in Brixton in the last few years, that I recall. And what about the riots in 1990 about the poll tax? Though Toronto isn't immune either, though it's been over 80 years since the riot at Christie Pits ...
Nick
Wahey Nick. Let's organize one next weekend. How about at Feathers next to where dbd33 lives? (if that's alright with him).
#88
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by Novocastrian
Wahey Nick. Let's organize one next weekend. How about at Feathers next to where dbd33 lives? (if that's alright with him).
By all means come and enliven our bourgeous suburb, note though that the Feathers is not somewhere you'd be going on a family income of $40,000. I can go there because I'm not poor and that's my core point, Toronto's pretty dull but ok to live in because property is relative cheap and that leaves money for other things, things one could not afford in older more interesting cities. To be in Toronto and broke seems to me the worst of both worlds, like being poor and in Milton Keynes. I think I'd rather deal with occasional excitement.
#89
American moving to Canada
Joined: Mar 2006
Location: Edinburgh, Scotland
Posts: 3
Re: Living on 40,000 $ (canadian) in Toronto?
Originally Posted by little
Hi,
My hubby and I are planning to be in Toronto for next year for a post-doc. He will be making about 40,000 $ before taxes. Is that enough for a family of 4 (i.e. two parents, one 4/5 year old and a newborn infant)? We can live near the subway system and make due without a car, we're looking to rent a two bedroom. Health costs through the university.
Also, does anyone know whether, as non-residents, we'll have to pay for kindergarten (senior) for our son?
My hubby and I are planning to be in Toronto for next year for a post-doc. He will be making about 40,000 $ before taxes. Is that enough for a family of 4 (i.e. two parents, one 4/5 year old and a newborn infant)? We can live near the subway system and make due without a car, we're looking to rent a two bedroom. Health costs through the university.
Also, does anyone know whether, as non-residents, we'll have to pay for kindergarten (senior) for our son?
I don't really know much about cost in living in Toronto, but I do know about having a PhD husband and a baby. We are Americans living in Edinburgh, preparing for a move to Canada (prairies). Anyway, we live in central Edinburgh with an income of 16,000 pounds which includes DH's stipend and my PT job. We don't qualify for any tax credits, child benefit, because of our visa status. And we have a toddler.
Edinburgh is definitely considered an expensive city and yet we are doing fine. No car, which helps! University housing--which isn't cheap, but more space for the money than private. It's not only students who live here--there are a few professors too--would that be an option for you in Toronto?
I bet you could find a way to make it work--you're still somewhat in student mode it sounds like and that's different than trying to make something work permanently. Is it possible one or both of you could take on something PT (in evenings or at home) if the budget just became too tight?
#90
Just Joined
Joined: Apr 2005
Posts: 19
Re: Living on 40,000 $ (canadian) in Toronto?
Hi
We are going to be in the similar situation.
We did our landing last August in Toronto and got our PR and came back to the Gulf where I have got full time job as an EFL teacher at a university. We've been here for 12 years. I have applied to do my PhD in education at York University and University of Calgary. For post graduate students the universities offer annual funding (Can $17000) plus some teaching assistantship and my wife has decided to work PT or FT and we also hope to get some child benefits for our two kids(5 and 10). Any feedback on that. Would that be a right way to make it work?
Raza
We are going to be in the similar situation.
We did our landing last August in Toronto and got our PR and came back to the Gulf where I have got full time job as an EFL teacher at a university. We've been here for 12 years. I have applied to do my PhD in education at York University and University of Calgary. For post graduate students the universities offer annual funding (Can $17000) plus some teaching assistantship and my wife has decided to work PT or FT and we also hope to get some child benefits for our two kids(5 and 10). Any feedback on that. Would that be a right way to make it work?
Raza
Originally Posted by Katesmommy
Hi Little:
I don't really know much about cost in living in Toronto, but I do know about having a PhD husband and a baby. We are Americans living in Edinburgh, preparing for a move to Canada (prairies). Anyway, we live in central Edinburgh with an income of 16,000 pounds which includes DH's stipend and my PT job. We don't qualify for any tax credits, child benefit, because of our visa status. And we have a toddler.
Edinburgh is definitely considered an expensive city and yet we are doing fine. No car, which helps! University housing--which isn't cheap, but more space for the money than private. It's not only students who live here--there are a few professors too--would that be an option for you in Toronto?
I bet you could find a way to make it work--you're still somewhat in student mode it sounds like and that's different than trying to make something work permanently. Is it possible one or both of you could take on something PT (in evenings or at home) if the budget just became too tight?
I don't really know much about cost in living in Toronto, but I do know about having a PhD husband and a baby. We are Americans living in Edinburgh, preparing for a move to Canada (prairies). Anyway, we live in central Edinburgh with an income of 16,000 pounds which includes DH's stipend and my PT job. We don't qualify for any tax credits, child benefit, because of our visa status. And we have a toddler.
Edinburgh is definitely considered an expensive city and yet we are doing fine. No car, which helps! University housing--which isn't cheap, but more space for the money than private. It's not only students who live here--there are a few professors too--would that be an option for you in Toronto?
I bet you could find a way to make it work--you're still somewhat in student mode it sounds like and that's different than trying to make something work permanently. Is it possible one or both of you could take on something PT (in evenings or at home) if the budget just became too tight?