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-   -   Insurance Recommendations (https://britishexpats.com/forum/canada-56/insurance-recommendations-934174/)

i_Seeker Aug 4th 2020 9:45 pm

Insurance Recommendations
 
Hi,

As you all know, my family and I are flying out to Ontario this Friday. I'm looking to get insurance before our OHIP kicks in. I have noted companies such as BLUE CROSS ONTARIO and CIGNA, but am wondering where people have purchased their temporary insurance.

Many thanks,

Seeker

christmasoompa Aug 4th 2020 9:51 pm

Re: Insurance Recommendations
 

Originally Posted by i_Seeker (Post 12892611)
Hi,

As you all know, my family and I are flying out to Ontario this Friday. I'm looking to get insurance before our OHIP kicks in. I have noted companies such as BLUE CROSS ONTARIO and CIGNA, but am wondering where people have purchased their temporary insurance.

Many thanks,

Seeker

The 3 month waiting period for OHIP is currently waived, so you're covered from when you arrive - https://www.ontario.ca/page/apply-oh...card#section-3

But for others searching in the future, this Wiki article has various companies that others have used - https://britishexpats.com/wiki/Medic...edicare_starts

HTH.

i_Seeker Aug 4th 2020 10:01 pm

Re: Insurance Recommendations
 

Originally Posted by christmasoompa (Post 12892612)
The 3 month waiting period for OHIP is currently waived, so you're covered from when you arrive - https://www.ontario.ca/page/apply-oh...card#section-3

But for others searching in the future, this Wiki article has various companies that others have used - https://britishexpats.com/wiki/Medic...edicare_starts

HTH.

Thank you for your quick reply!

OBVIOUS QUESTION: So does this mean that I am not required to take out any insurance, and just apply to OHIP when I get to ONTARIO on Friday?

northeastcanuck Aug 5th 2020 10:15 pm

Re: Insurance Recommendations
 
I would be interested to know the answer to this as well, my daughter is moving to Ontario in a couple of weeks to take up a job there, she is a Canadian citizen. I see that the 3 month residency requirement is waived which is great, but am not sure how to manage the situation where she has to quarantine and therefore cannot go to a service centre to apply for OHIP for 2 weeks. There is a phone number to call on the website which I will do but it's not opening hours in Ontario yet. Obviously I want to make sure she is covered for the 2 weeks she is isolating in case something were to happen and she needed medical attention. I was just wondering how others have managed this?

christmasoompa Aug 5th 2020 10:55 pm

Re: Insurance Recommendations
 

Originally Posted by northeastcanuck (Post 12893193)
I would be interested to know the answer to this as well, my daughter is moving to Ontario in a couple of weeks to take up a job there, she is a Canadian citizen. I see that the 3 month residency requirement is waived which is great, but am not sure how to manage the situation where she has to quarantine and therefore cannot go to a service centre to apply for OHIP for 2 weeks. There is a phone number to call on the website which I will do but it's not opening hours in Ontario yet. Obviously I want to make sure she is covered for the 2 weeks she is isolating in case something were to happen and she needed medical attention. I was just wondering how others have managed this?

From the link above "If you are self-isolating and cannot go to ServiceOntario to register for coverage, please contact ServiceOntario INFOline at 1-866-532-3161". So she should phone that number as soon as she arrives.

HTH, and welcome to BE.

christmasoompa Aug 5th 2020 10:55 pm

Re: Insurance Recommendations
 

Originally Posted by i_Seeker (Post 12892616)
Thank you for your quick reply!

OBVIOUS QUESTION: So does this mean that I am not required to take out any insurance, and just apply to OHIP when I get to ONTARIO on Friday?

Yep. Good luck with the move.

i_Seeker Aug 5th 2020 11:03 pm

Re: Insurance Recommendations
 

Originally Posted by christmasoompa (Post 12893205)
Yep. Good luck with the move.

Thank you!

I'll keep you posted.

northeastcanuck Aug 5th 2020 11:48 pm

Re: Insurance Recommendations
 

Originally Posted by christmasoompa (Post 12893205)
Yep. Good luck with the move.

OK Thanks, I didn't realize it was as simple as that!

Thanks for the welcome as well. I'm actually not entirely new - I was active around 11 years ago when we briefly moved to Vancouver but have been back in the UK for 9 years now :( - But my old login is lost...

Next job - sorting out a mobile phone contract. That's a whole other thread I'm sure!

Hurlabrick Aug 5th 2020 11:59 pm

Re: Insurance Recommendations
 

Originally Posted by northeastcanuck (Post 12893228)
Next job - sorting out a mobile phone contract. That's a whole other thread I'm sure!

Do you need a contract? If you have your own unlocked handset (or buy one), very easy to get a pay as you go. I have done this for the last 2 plus years. I use Kodoo with sensible monthly data and unlimited Canada wide calling for $35 a month.

northeastcanuck Aug 6th 2020 12:19 am

Re: Insurance Recommendations
 
Sorry, no she doesn't need a contract, wrong choice of words! Definitely a prepaid one, coincidentally I have just been looking at Koodo now and it looks like a great option, thanks for the recommend!

And sorry for the thread creep.


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