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Re: How cheap can you get car insurance in Ontario?
Originally Posted by London Mike
(Post 9556098)
Can I ask where you're based? We had a decent quote of that order last month from Johnson's but they've just written to me saying they can no longer provide 'competitive quotes' for people in 'my situation' (expat, no cdn driving history, but good proof of Uk history).
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta. |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by Auld Yin
(Post 9556120)
If you are paying $5400 p/a for an aging car with huge deductibles then at some point your driving/accident record is coming in to play.
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Re: How cheap can you get car insurance in Ontario?
I may as well use this thread instead of starting another. I've had my licence for 5 years (I'm 23, got it when I was 18) and I'm moving to the GTA next month. I've never owned a car but have been a named driver on my brother's insurance since I passed my test. Am I pretty much screwed for insurance when I get to Canada? My partner is Canadian - would it be easier if I went on his insurance? Should I still contact the insurance company my brother is with or will that not make a difference?
I'm worried - I know insurance is expensive for people my age in Toronto anyway. I can contact the DVLA and get a driving history, but I don't know how much difference this will make. Any advice would be appreciated! |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by London Mike
(Post 9556098)
Can I ask where you're based? We had a decent quote of that order last month from Johnson's but they've just written to me saying they can no longer provide 'competitive quotes' for people in 'my situation' (expat, no cdn driving history, but good proof of Uk history).
Anyone via broker or otherwise had good experience with an alternative insurance company? We can give docs for 6 clean years in the Uk before we came last June. Ta. |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by lmartin999
(Post 9553789)
This is a pure curiosity question. We just got our car insurance renewal which has actually gone down. Now paying $191/month. This is for 2 cars, a 1993 Honda with basic liability and a 2004 Jaguar with comp and collision (but $1000 deductible on both). Seems the Jag costs $1210/year and the Honda $929! I have the advantage of my wife having been born in Ontario and having had a license for ages, so both cars and the insurance is in her name.
Anyway, I'm not too unhappy with this, but wonder what the least anyone pays for insurance in Ontario is? Is there a point below which you will never go - however old, good a driver, and crap a car you drive? |
Re: How cheap can you get car insurance in Ontario?
i used these people:
SmartCoverage Insurance * [email protected] ( 1-866-379-8093 7 1-800-668-6689 Showed them a copy from my uk insurance company of proof of NCB and my paper-part uk driving licence. Im 25yr old male living in brampton (most highest insurance in canada!!!) with a 2009 civic, paying $2300 on my first ever policy in canada. |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by iaink
(Post 9555015)
Ive been here 13 collision free years and am paying $960 for the Subaru (in wifes name) and an eye watering $1400 on the civic in mine. Both are fully comp, $2M liability and $500 deductables, and includes multicar and home policy discounts, plus a discount for using snow tires. And I shop around!
Its such a bloody rip off, makes my eyes water to think about it compared to what my relatives in the motherland pay. |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by Steve_P
(Post 9614365)
Are both vehicles listed as being driven to and from work?
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Re: How cheap can you get car insurance in Ontario?
Originally Posted by iaink
(Post 9615544)
No.
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Re: How cheap can you get car insurance in Ontario?
Originally Posted by Steve_P
(Post 9615719)
I'm guessing then that yours is and your wife's isn't.
Now my OH is a "professional driver" maybe it will come down.... No, Im not optimistic either:lol: |
Re: How cheap can you get car insurance in Ontario?
Originally Posted by iaink
(Post 9615734)
I think we have the Honda down as my daily driver. Not sure it makes a lot of difference.
Now my OH is a "professional driver" maybe it will come down.... No, Im not optimistic either:lol: If you tell the insurance company now both vehicles are being driven to a work place I would suspect one will go up. It does make a difference although I wouldn't expect a change in the magnitude of $400+. I know ours dropped when we informed the insurance company that neither of us were working anymore but not by a huge amount. |
Re: How cheap can you get car insurance in Ontario?
We went with TD insurance and got car insurance for two cars, a new Nissan Sentra and a 2006 Kia Rio for $293 per month, home for $54 per month. We had to do our driving test again here so we didn't use any of our previous history, nor were we asked for it. Our age was with us I think, we're both 40.
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