Wikiposts

GGGRRRRRRR

Thread Tools
 
Old Jul 5th 2011 | 9:06 am
  #61  
 
Joined: Aug 2005
Posts: 14,227
Alan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by Almost Canadian
I believe that the upper limit was removed by Nulabour - I have just had a look on the HMRC website and it would appear that, above the upper limit, one pays at 2%. I seem to recall that it was higher than that.

I know I pay less tax here, not only because my marginal rate is lower but due to the fact that there are more deductions from income available to me here.
The NI band used to stop, then it got increased by gordon brown to 11% with 1% applying to your whole salary. It's never been 10% of everything you earn unless you earn under the amount where it's capped. Not sure when then 1% changed to 2% - but it was after I left the UK.

As an ordinary employee myself I can't really say tax is different enough for me to notice between here and the UK. I know that when I got my bonus quite a bit more than 50% of it disappeared here - in the UK it was only ever 41%.

Unless you have special circumstances, I don't think taxation should be a motivator to moving to Canada.
 
Old Jul 5th 2011 | 9:17 am
  #62  
BE Enthusiast
 
Joined: Nov 2009
Posts: 413
From: Gastown - East Van
canadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to behold
Default Re: GGGRRRRRRR

Originally Posted by womblecat
HST not included in the price of things - will I ever get used to this?? Its currently driving me nuts that the price on the label is not the price I will pay, why cant it be inclusive?!!!!

Oh and why in Nova Scotia do they not put their lights on when driving in torrential rain and fog in the day? They have their running lights on so you can see the front of the car but not the back. How difficult does it have to be to turn your lights on?? The local radio station is advertising a reflective sticker so that you can be seen in these driving conditions, whats wrong with turning on the lights???!!!

I think I am having an off day!
You should vote for my idea to have tax included on the currency. So a dollar would actually cost you $1.12 to acquire. Of course every tax region would then have to have its own currency, and some would feel cheated paying tax on items which used to be tax free, but the right thing to do would be to impose my concept, then leave it a couple of years before asking the public, then pretend to be caring by working out a compromise, but taking 5 years to implement it. It's the Canadian way!
 
Old Jul 5th 2011 | 9:21 am
  #63  
BE Enthusiast
 
Joined: Nov 2009
Posts: 413
From: Gastown - East Van
canadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to behold
Default Re: GGGRRRRRRR

Originally Posted by dbd33
I think the reverse is true. If it's $19.99, all in, in Ontario and $21.99 in Nunavut, it's cheaper in Ontario. If it's $12+tax in both places then tables have to be consulted, research done, before finding out where it's cheaper. What use it is to know how much a bandage would be in were one bleeding in Nunavut when one is bleeding in Ontario is another matter. Generally what matters to me is how much the thing I need costs where I need it.

I like the tax included method.
Yeah me too. It's academic if I can legitimately claim the tax back, but most consumers cannot. The most consumer friendly way is to include it. I don't really understand people who think tax exclusive pricing is somehow more honest. Do you think I could try that line with the CRA on an audit? Perhaps I could tell them I didn't want to include, say, rental income because I didn't want them to get angry over having to work out what income was rental and what was non-rental.
 
Old Jul 5th 2011 | 9:47 am
  #64  
Binned by Muderators
 
Joined: Jul 2007
Posts: 11,708
From: White Rock BC
JonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond reputeJonboyE has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by Alan2005
...I know that when I got my bonus quite a bit more than 50% of it disappeared here - in the UK it was only ever 41%.
Something sounds wrong there. Unless there are other deductions the maximum tax rate is 43.7%. If you had not maxed out your CPP and EI contributions the total withholdings could only have been just over 50%. Then you would have CPP and EI free pay for the rest of the year.
 
Old Jul 5th 2011 | 10:56 am
  #65  
BristolUK's Avatar
Oscar nominated
 
Joined: Jan 2008
Posts: 55,309
From: Moncton, NB, CANADA
BristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond reputeBristolUK has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by el_richo
But you know already how much tax is so it shouldn't really matter. And to be honest, other than Bristol on here, how many people get to the till and check the amount of tax paid on top of the ticket price once they've paid the bill?
Judging by threads like this, there are plenty of other people concerned about prices and many of them in ways I'm not bothered about

Mine's a simple "where do I get best value?" while others are obsessing about how much they're paying to whom.
 
Old Jul 5th 2011 | 10:57 am
  #66  
 
Joined: Aug 2005
Posts: 14,227
Alan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by JonboyE
If you had not maxed out your CPP and EI contributions the total withholdings could only have been just over 50%.
I suspect this. Afterwards my take-home goes up quite a bit.
 
Old Jul 5th 2011 | 12:26 pm
  #67  
GavinR's Avatar
Meh
 
Joined: Feb 2007
Posts: 887
From: Calgary
GavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud ofGavinR has much to be proud of
Default Re: GGGRRRRRRR

But really why bother worrying about the 5% tax it barely makes a difference anyway, and who the heck bothers adding up exactly what items are going to cost other than having a rough idea if it's a few high value items.
 
Old Jul 6th 2011 | 5:05 am
  #68  
Steve_'s Avatar
Grumpy Know-it-all
 
Joined: Jul 2010
Posts: 8,928
From: Calgary, Alberta
Steve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by el_richo
But the point is, the product value is better in BC (which is what you say you look for) but cheaper overall in AB. Whether you see the tax or not, the final cost is the main concern to most consumers, not the tax.
Look, basically you're more interested in convenience from the sounds of it, I'm not. I want to know the price and the tax and I wanted it stated clearly and separately. Saying you get a receipt in the UK with the VAT clearly stated on it isn't always the case imx. If you buy things for your business and for yourself as a private individual, you definitely need to know what it is without tax if you're buying for a business, so it keeps everything consistent as far as I'm concerned.

The total price with tax included is not always the "final cost", because there are various things that can change that, claiming the tax back for a business, mail order inside Canada (because they have to charge the local tax, not their local tax), taking it across a border etc. So it's important to know the price without tax and have it stated upfront.

Saying it doesn't matter at a till in jurisdiction X doesn't really matter, that's only one method for buying something and I'd say consistency of application is important.

Last edited by Steve_; Jul 6th 2011 at 5:11 am.
 
Old Jul 6th 2011 | 5:06 am
  #69  
Steve_'s Avatar
Grumpy Know-it-all
 
Joined: Jul 2010
Posts: 8,928
From: Calgary, Alberta
Steve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by canadian_critic
I don't really understand people who think tax exclusive pricing is somehow more honest.
It's not honesty, it's transparency.
 
Old Jul 6th 2011 | 5:59 am
  #70  
dbd33's Avatar
Assimilated Pauper
 
Joined: Mar 2005
Posts: 40,070
From: Ontario
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by Steve_
Look, basically you're more interested in convenience from the sounds of it, I'm not. I want to know the price and the tax and I wanted it stated clearly and separately. Saying you get a receipt in the UK with the VAT clearly stated on it isn't always the case imx. If you buy things for your business and for yourself as a private individual, you definitely need to know what it is without tax if you're buying for a business, so it keeps everything consistent as far as I'm concerned.

The total price with tax included is not always the "final cost", because there are various things that can change that, claiming the tax back for a business, mail order inside Canada (because they have to charge the local tax, not their local tax), taking it across a border etc. So it's important to know the price without tax and have it stated upfront.

Saying it doesn't matter at a till in jurisdiction X doesn't really matter, that's only one method for buying something and I'd say consistency of application is important.

Why would you need to know for a business? If you're not the Ford Motor Company it's a lot less bother to use the simplified accounting method for GST.

In any case, the idea that the individual consumer should be inconvenienced for the benefit of corporations is not an attractive one.
 
Old Jul 6th 2011 | 12:58 pm
  #71  
Steve_'s Avatar
Grumpy Know-it-all
 
Joined: Jul 2010
Posts: 8,928
From: Calgary, Alberta
Steve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond reputeSteve_ has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by dbd33
Why would you need to know for a business? If you're not the Ford Motor Company it's a lot less bother to use the simplified accounting method for GST.
Because as I've stated endlessly now, it's not the same in each jurisdiction, the quick method works when you're only claiming back GST - not HST. If as I occasionally do I happen to buy something for my business while in BC I have to claim HST back, not GST. Plus if I'm in Saskatchewan, I can only claim back the GST, not the PST, so therefore it's quite important to have it all spelled out.

It's all very well and good to say in situation X that it doesn't matter, okay what about situation Y, what about situation Z, where it does? You need consistency and it's more important here than in the UK because I think you're more likely to say buy across the border or buy in another province in person, and frankly I always thought the UK method of including it on retail purchases was a pain anyway. And yes I know certain things here have GST included on them like the parking downtown and gas, but I don't think they should...

As I said previously, in the UK and surrounding jurisdictions the rate is 20% or very near to it, there isn't the variation you have here where it can be 12% in BC and nothing in Montana, or the variation in what has tax applied and what does not. It's more important to know what the price without tax is to make a proper comparison.

http://www.youtube.com/watch?v=uqyLA74gmPQ
 
Old Jul 6th 2011 | 1:26 pm
  #72  
dbd33's Avatar
Assimilated Pauper
 
Joined: Mar 2005
Posts: 40,070
From: Ontario
dbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond reputedbd33 has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by Steve_
It's more important to know what the price without tax is to make a proper comparison.
But it's not. The price you pay is the price with the tax so knowing what the price would be, if there were no tax, only helps in feeling aggrieved about the government's take.
 
Old Jul 6th 2011 | 2:21 pm
  #73  
 
Joined: Aug 2005
Posts: 14,227
Alan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond reputeAlan2005 has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by dbd33
only helps in feeling aggrieved about the government's take.
Precisely. It's more transparent.
 
Old Jul 6th 2011 | 5:52 pm
  #74  
BE Enthusiast
 
Joined: Nov 2009
Posts: 413
From: Gastown - East Van
canadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to beholdcanadian_critic is a splendid one to behold
Default Re: GGGRRRRRRR

Originally Posted by Alan2005
Precisely. It's more transparent.
But in UK despite most things including all taxes, VAT at least is shown. Things like petrol are deceptive because the receipt does not show full taxes, although I think on the pumps there is an explanation. Actually in both UK and Canada.

I think it comes down to whether you want 'transparency' or simplicity. For me simplicity rules, even if it's not as transparent. I just need to know the final price and if I'm bothered I'll check how much tax I was paying after the event. When comparing prices all that matters is the final price. Tax is non-negotiable so it doesn't really matter if I buy something really cheap but with higher tax on top, or something more expensive, with less tax. Unless of course I can claim the tax back but most people cannot.

I cannot help feeling the whole principle of adding tax on after to be dishonest. It reminds me of those scams where a place has lured you with an artificially lower price, and then try and bump it up when you're caught. Nobody likes those situations, so why is the tax exclusive price suddenly so honest? Even though almost everything is tax exclusive, I can't help feeling like I'm being cheated, particularly when the taxable amount is quite a chunk like in BC. I have not really got used to this, and don't think I ever will. It encourages a frivolous attitude to money, and is uncomfortable for people who like to keep tight control over what things are costing them. It's fine if you just succumb to whatever people want to charge you, but I don't tolerate that, and accordingly manage my money well.

Last edited by canadian_critic; Jul 6th 2011 at 5:56 pm.
 
Old Jul 6th 2011 | 6:42 pm
  #75  
el_richo's Avatar
Beep
 
Joined: Jan 2009
Posts: 8,311
From: Here
el_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond reputeel_richo has a reputation beyond repute
Default Re: GGGRRRRRRR

Originally Posted by Steve_
It's more important to know what the price without tax is to make a proper comparison.
Bullshit. The majority of consumers need to the know FINAL price to make a comparison.
 


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices

Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.