Has anyone out there managed to get a mortgage without a job? If you have can you please share what was required, for example how much the bank asked for as down payment. Thank you.

Minimum 35% down.

We had to provide 35% deposit and show we had a minimum 6 months mortgage payments as well

if you dont mind me asking which banks did you get your mortgage with?

I got mine with Home Trust, apparently there aren't too many doing self certification mortgages these days

Yeah I can imagine, thanks for the insight.

sorry excuse my ignorance..but no job= not able to pay mortgage

Job is not equal to only source of income

majority of folks it is

I hear ripping off Walmart is quite lucrative as a second income.

Not really, I could have bought the house outright, but because the exchange rate was so low, I decided a mortgage would allow me to bring my cash over a longer time period and hopefully the rate of exchange will improve over the coming years.

i didnt rip walmart off the cashier should do her job properly..as she is getting paid..and i dont see walmart going bust either..and i didnt notice till i got home as i had brought other things

You know now though and it's not really about Walmart going bust or not IMO. If you feel ok about (and even proud of) it, then I guess that's up to you. Just feels a bit tacky to me, especially the making of excuses. However, not my business.

I think what rankles most is clairemarie's description of the Walmart teller as a "stupid little girl".

Pot, kettle and all that.

Keep telling yourself that, while picturing that 'stupid little girl' and how she may feel, at the least being chastised by her employer, reprimanded or even losing her job and not being able to pay her rent.

Additionally, Walmart won't lose out, this is all factored into the price we pay, in the end you and the rest of us pay more to cover errors and shrinkage. Just because you did not notice until you got home does not stop you from going back and doing the right thing.or donate the $100 to charity, that way at least someone who deserves it gets the benefit. I feel sure that if the error was the other way, you'd have had no hesitation going back and demanding they refund you difference.

If you are going to do something that many other find abhorrent, announcing on a public forum is not the smartest thing to do, eh!