Hi, Long time no speak. We are at the stage were we are just waiting to sell the house and then we are off. I hope that this is the right forum for my question. I have a good pension from my police career, which I will obviously be receiving when in Canada. I have a job offer in Canada, which i shall be taking up when I arrive. I will be receiving a moderate salary from this post. Has anyone any advice on how to pay the minimum of tax (legally)? Will the Canadian salary be added to my pension for tax purposes, even though I will have been taxed at source from the UK pension? OR shall I have my pension paid into an off-shore account and have it taxed by Canada when I draw on it? My problem is to avoid qualifying for a higher band of tax payment. I have absolutely no idea how to proceed, but I know that there are many out there in a similar position to my future, and I would dearly love to hear how they manage it. Look forward to hearing from you. Or recommendation on whom to speak to for good advice.
bazcop

I have been told that you don't pay tax twice. If you paid tax in England, I am pretty sure that you don't also have to pay tax here.

As I understand it, they will take your worldwide income and then apply the local tax rates to the lot, so if the combined income takes you into a higher tax band you will be paying the higher rate over here.

You won't be double taxed though, in that you won't have to pay tax again on what you have already paid in England. But depending upon the relative tax rates there could still be some Canadian tax to pay on it.

This is my first year here, so it's been recommended that I get an accountant to help with my taxreturnn this first year. It would probably be wise for you to do the same since I get the impression that a simple error as a PR could lead to you being asked to go back to Britain.

Many thanks Lizwil98 and Posidrive (Love the dog!),
It is a bit of a blow to think that I may have to go onto higher rate tax band. I wonder if I can remain being taxed at source on my UK pension, and taxed seperately by Canadian income - doubtful eh? Anybody know off hand what the higher rate starts at? Many thanks once again.
Kind regards,
Bazcop

Hello Bazcop, I am a new member to this site and was interested as to your situation.I too am a police officer in the UK, however I am in the very early stages of setting the fuse to get to Canada. Anything you can let me know re the police situation and Canada I would be grateful. I am interested in how easy it was for you to get employment and whether being an ex officer has any CV advantages. Also any thing you learn about our pensions and transfer to Canada etc I really need to know. In fact any tips you picked up on the way with application pertinent to the profession will be appreciated. Where abouts are you going in Canada and what job have you managed to get.

Thanks TJD123,
I have emailed you privately.
bazcop

I'm sort of in the same boat, Police etc except as I have only 24 yrs in, I dont pick up my pension until 60! Bummer! I spoke to the pensions office, they told me that I could have it paid here or there and likewise taxed here or there, whichever would work out best. We have a recipricol agreement with Canada and provided we can show we have paid tax we dont pay it again.

Hope to be in Edmonton by Oct, what you going to be doing?