Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by lifeisajourney
(Post 10715458)
We're a family of four. All have British passports, have been in Canada for 6 years now and are permanent residents of Canada. When we go back to England for a 2 week holiday do we need travel insurance to cover us for medical purposes? I've been hearing on the news recently about the NHS trying to clamp down on health tourists and it got me thinking.
I need to check but I think our HSBC premier credit card that we booked the flights on covers us to a certain extent for lost luggage, delays etc. Thanks in advance.
Originally Posted by orly
(Post 10721481)
Do you all have national insurance cards?
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Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by orly
(Post 10721481)
Do you all have national insurance cards?
I have relatives who moved to Canada in the 60's and have traveled back to the UK on Canadian passports and had no problem accessing healthcare. They are British citizens by birth and the NHS rarely if ever makes a distinction despite stating otherwise. |
Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by BTJ
(Post 10721581)
There was a program on Channel 4 a few weeks back about how the NHS would check you eligibility for free healthcare. Interestingly the charge for a normal vaginal birth was £1,800, which is roughly 20% of the cost in the US from what I've read.
am not up to speed on these things are the NHS exploring other orifices these days ? |
Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by orly
(Post 10721481)
Do you all have national insurance cards?
I have relatives who moved to Canada in the 60's and have traveled back to the UK on Canadian passports and had no problem accessing healthcare. They are British citizens by birth and the NHS rarely if ever makes a distinction despite stating otherwise. |
Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by Beaverquest
(Post 10721615)
normal birth or c-section ; is there any other type
am not up to speed on these things are the NHS exploring other orifices these days ? |
Re: Do we need travel insurance for a holiday back to the UK?
If you have a relatives' address you can use when you're visiting, how would the NHS ever know you're not entitled unless you tell them. Does anyone really think the NHS has a budget for investigating this sort of thing.
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Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by bats
(Post 10721616)
Well they should. A non resident is only entitled to emergency care in AE, once admitted they could be billed for everything after that.
If so, I've never seen it/read about it. |
Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by orly
(Post 10721756)
Has anyone ever heard of a British citizen being charged to avail of the NHS?
If so, I've never seen it/read about it. |
Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by Novocastrian
(Post 10721834)
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Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by BTJ
(Post 10721868)
That's interesting, people receiving the UK state pension who have lived in the UK in the past for 10 years and now live outside the EEA are eligible for NHS care (except for routine treatment for a pre-existing conditions).
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Re: Do we need travel insurance for a holiday back to the UK?
Originally Posted by orly
(Post 10721756)
Has anyone ever heard of a British citizen being charged to avail of the NHS?
If so, I've never seen it/read about it. |
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