Direct Debit
 

Forgive me if I sound stupid.

I am assuming that most bills, insurances etc can be paid by direct debit on a monthly basis like in the uk ?

Thanks

JET:)

Re: Direct Debit
 

Yup they are called pre authorised debits here. Although do be aware that with most banks - whilst these things are easy to set up they are a pain in the arse to cancel - not like going onto your online banking and clicking delete!!!!!!

Your new choice of bank will be able to sort it out for you :)

Re: Direct Debit
 

Most people get paid bi-weekly here so you can also have bi-weekly and even weekly DDs :)

Re: Direct Debit
 

We have most things such as utilities on pre-authorized credit card payments or go online to pay.

Re: Direct Debit
 

you will get paid bi weekly on the 15th and 31st of the month if you get the job.:fingerscrossed:

Re: Direct Debit
 

An offer is already there...they are working out the relocation bit of it before the offer comes through.

I would have thought that 1 paycheck per month...but maybe 2x a month....as long as tthee wage is what it is I guess it does not matter.

JET:)

Re: Direct Debit
 

Did you see my PM regarding my meeting with Fernando ?

JET:)

Re: Direct Debit
 

In NB they want Property Taxes paid up front for the year. You can pay monthly (not particularly well advertised) but anything for the full year unpaid by the due date attracts a financial penalty similar to the way a credit card would charge interest on uncleared balances.

So if you do pay monthly at some point in the year you'll start having that penalty/interest added to what's owed. That's what it says on the bill. :frown:

Similarly with water charges that are metered and billed quarterly.

We pay insurance monthly and there's a small admin fee for that.

Canada (or at least NB) does seem to like it's admin fees.

Re: Direct Debit
 

I pay monthly by direct debit for most things, including property tax in 10 installments. However, it is not that easy to set up. In dealing with such things be prepared for:

1) the void cheque (coming from the UK you probably won't remember what a cheque is, but they love them here). I don't actually think these are legally required, but seem to be requested due to the general incompetency of people to know their bank account details.

2) a fax machine. Banks love fax here. I haven't owned a fax since the mid-eighties. Also, have legal paper.

Re: Direct Debit
 

Just wanted to second the 'easy to set up (esp with a void cheque) but virtually impossible to cancel' line.

We pay everything monthly online or or over the counter, and have no direct debits set up. (and I work in a bank ;):D)

Re: Direct Debit
 

Nova Scotia power is the only utility company I pay by DD via my bank account - they do not allow credit card payments. Everyone else can be paid automatically through our credit card - great for racking up airmiles :)