Dental and Health insurance
#1
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Joined: Oct 2011
Location: Somewhere up Norf.
Posts: 94
Dental and Health insurance
Hello,
Is dental and health insurance expensive in canada?
Is dental and health insurance expensive in canada?
#2
Joined: Sep 2008
Posts: 12,830
Re: Dental and Health insurance
Provincial is mandatory. Extended optional, some employers offer it as a benefit. If you pay full premium, can be quite expensive. If you make a claim, next year premium goes up. My buddy is paying $3600 a year for a family of 4.
#3
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Joined: Oct 2011
Location: Somewhere up Norf.
Posts: 94
Re: Dental and Health insurance
Wow, that is a lot. Do you have any free medical treatment or does this cover everything, hip replacements, dental crowns. Sorry, just read the newbies, thank you.
#4
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Joined: May 2011
Posts: 1,348
Re: Dental and Health insurance
Provincial health insurance (which is paid through taxes) covers a lot, but will vary by province. Your best bet there would be to look up the provincial health ministry for the province you are thinking of moving to. Some employers also provide extended health coverage for things like dental, physio, but again that will depend on the individual employer.
#5
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Thread Starter
Joined: Oct 2011
Location: Somewhere up Norf.
Posts: 94
Re: Dental and Health insurance
Provincial health insurance (which is paid through taxes) covers a lot, but will vary by province. Your best bet there would be to look up the provincial health ministry for the province you are thinking of moving to. Some employers also provide extended health coverage for things like dental, physio, but again that will depend on the individual employer.
#7
Joined: Sep 2008
Posts: 12,830
Re: Dental and Health insurance
There are also supplemental low cost dental plans
which will cover certain expenses that normal individual health insurance does not cover, for example something such as having cancer treatments. Just as in any other industry that is competitive, insurance rates and prices can vary quite widely from different companies. Therefore it is important to compare rates and different types of policies that are offered.
which will cover certain expenses that normal individual health insurance does not cover, for example something such as having cancer treatments. Just as in any other industry that is competitive, insurance rates and prices can vary quite widely from different companies. Therefore it is important to compare rates and different types of policies that are offered.