British Expats

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-   -   Credit Report (https://britishexpats.com/forum/canada-56/credit-report-675586/)

JET747 Jul 6th 2010 11:29 pm

Credit Report
 
Hi
credit reports seem to be the rage with property, car dealers etc.

I know of some and equifax uk seem to be the most known.

What are people's experience with obtaining a report, how useful is it, and did you have difficulty in stopping the service ? Which company did you use ?

I ask this as some people in the UK say that when you buy the credit report - 1st is free, it is very difficult to stop the reports coming and your card being charged ?????

Thanks

JET:)

Almost Canadian Jul 7th 2010 1:22 am

Re: Credit Report
 

Originally Posted by JET747 (Post 8683524)
Hi
credit reports seem to be the rage with property, car dealers etc.

I know of some and equifax uk seem to be the most known.

What are people's experience with obtaining a report, how useful is it, and did you have difficulty in stopping the service ? Which company did you use ?

I ask this as some people in the UK say that when you buy the credit report - 1st is free, it is very difficult to stop the reports coming and your card being charged ?????

Thanks

JET:)

Equifax is the one to go with, Experian is unlikely to be recognised in Canada. We bought ours and had no bother with having to pay for additional ones. For the relatively small cost, it was worth it for us.

magnumpi Jul 7th 2010 2:02 am

Re: Credit Report
 

Originally Posted by Almost Canadian (Post 8683763)
Equifax is the one to go with, Experian is unlikely to be recognised in Canada. We bought ours and had no bother with having to pay for additional ones. For the relatively small cost, it was worth it for us.

What he said /\ /\ /\ /\

I got my free one and canceled no probs. Used it to get a $5,000 Visa card when we opened our TD Canada account, in the first week. :thumbsup:

R I C H Jul 7th 2010 3:15 am

Re: Credit Report
 
Never got one, never been asked for one, never needed one.

Alan2005 Jul 7th 2010 3:50 am

Re: Credit Report
 

Originally Posted by R I C H (Post 8684009)
Never got one, never been asked for one, never needed one.

+1


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