Don't talk to me about it! Combine that with the fact that they won't acknowledge that you've ever had any experience of driving anywhere else and it makes for a very expensive life!! We even showed them credit card statements from the UK (we both had £10,000 credit limits!!), bank statements and evidence of savings and still we got nowhere! Apparently, it will take at least a year so we'll just keep plodding away!

I got a UK credit report through Equifax online before I moved over (& I think updated it after getting here via the UK mailing address I had at the time) which I included with my mortgage application.

As far as credit cards go, as a PR I managed to get Scotiabank to give me one based on current a/c banking with them and proof of 'net worth' of UK house and equity. (Now Canadian house & equity). Started off with a $3k credit limit which after 6mths I got increased to $5k as I used the CC for business travel. I get alsorts of mailing offers for credit cards. Around 6mths ago I tried for a CIBC Aerogold card to get AC points. After some weeks of rumination CIBC offered a $5k limit credit card if I put $5k in savings with them. Needless to say I declined......

sorry if this is an old thread, but after I read this topic I applied for American Express Red Card, just received it today with limit £2100, now I am planning to move to Canada in mid November, my question is do I need to do anything with the card to be able to transfer it? do I need to use it here for few months? or its more like a straight forward transfer?
anyone with same experience please share,
Cheers,

Nope you need to do nothing, Once you get to Canada contact AMEX in Canada and they will open a new account based on your UK American Express. and this card will report to Canadian Credit agencies. oh and welcome to the world of Air Miles, a feature the UK is missing out on

It is a global company. Equifax is even a UK-owned company. But your credit history won't go with you. Various excuses are given, but I suspect that the real one is "we can't be bothered to sort it out."

K.

Does anyone know if it's possible to transfer your balance from your UK amex to your Canadian one?

C

I have a card with MBNA, does anyone know if they do a similar thing as AMEX.
I could apply now for an AMEX card but only expected to be in UK for another 6 months so don't know if that would be long enough to make it worthwhile getting one. Any thoughts??

I dont see why not, but I would pay off UK one before leaving, its less of a headache.....

Many thanx, feel better now, because its really annoying that all these years of good credit are scrapped ?, at least I feel am getting something back, is the air miles worth it? I mean with really cheap air flights with airlines like flyzoom ...etc, does it worth it to try amex?

That would be because the 19yr old Canadian is less likely than the overseas born adult to flee the country when they get depressed about it all!