Cost of Living - monthly outgoings
Aug 13th 2008, 8:00 am
#106
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Re: Cost of Living - monthly outgoings
I think you misunderstood me. I'm not saying the RDAs or the Provincial Government dont assess people who apply thoroughly or that they ask people how many properties they have seen on MLS as one of the selection criteria.
My point is that to come through this stream you dont need to have a job offer and that makes it (at the moment) one of the very few ways into Canada without having to have a job lined up or make a substantial business investment. And therin lies the danger. Because if someone has high likelyhood of getting a job offer then why not simply wait for them to get the job offer and have them apply as a PNP Skilled Worker?
So it tends to attract people instead who dont necessarily plan to work straight away when they get here and therefore havent really fully tested the market for their chances of employability or getting a decent wage. So there are potentially some suprises for them down the road.
Many applicants who apply through NS PNP CI stream plan to start some sort of business and of course they have to produce a business plan and of course the RDA assesses them rigorously but the trouble is they are assessing the business plan based on the benefit to the region as much as they are the viability of the business. Unfortunately their prime concern isnt that you, as a would-be business owner, are going to make huge profits and live very comfortably here; they are more interested in how many people you are going to employ or how much money you are going to invest in developing a new building or some other facility. All great for the region but not necessarily great for you.
So that is what I meant when I talked about the "cute little gallery in a remote rural area". Its an example of a business that is romantic in nature rather than profitable. Someone who sets up that type of business invests a lot of their own money in the local economy but then discover they can only make $15k a year from it and it isnt enough to live on.
Am I making any sense? I dont mean that people shouldnt set-up cute little galleries in rural areas or any other kind of business that is enjoyable to operate but doesnt really bring in much money - of course they should - but it cant be your primary income; the cost of living here simply doesnt allow for that.
My point is that to come through this stream you dont need to have a job offer and that makes it (at the moment) one of the very few ways into Canada without having to have a job lined up or make a substantial business investment. And therin lies the danger. Because if someone has high likelyhood of getting a job offer then why not simply wait for them to get the job offer and have them apply as a PNP Skilled Worker?
So it tends to attract people instead who dont necessarily plan to work straight away when they get here and therefore havent really fully tested the market for their chances of employability or getting a decent wage. So there are potentially some suprises for them down the road.
Many applicants who apply through NS PNP CI stream plan to start some sort of business and of course they have to produce a business plan and of course the RDA assesses them rigorously but the trouble is they are assessing the business plan based on the benefit to the region as much as they are the viability of the business. Unfortunately their prime concern isnt that you, as a would-be business owner, are going to make huge profits and live very comfortably here; they are more interested in how many people you are going to employ or how much money you are going to invest in developing a new building or some other facility. All great for the region but not necessarily great for you.
So that is what I meant when I talked about the "cute little gallery in a remote rural area". Its an example of a business that is romantic in nature rather than profitable. Someone who sets up that type of business invests a lot of their own money in the local economy but then discover they can only make $15k a year from it and it isnt enough to live on.
Am I making any sense? I dont mean that people shouldnt set-up cute little galleries in rural areas or any other kind of business that is enjoyable to operate but doesnt really bring in much money - of course they should - but it cant be your primary income; the cost of living here simply doesnt allow for that.
The CIS has always worried me for that reason too, quite often people that use it are people that can't get to Canada any other way (and it's often recommend that way i.e. 'if you can't find a job look into the CIS' etc), and I do think that if they haven't got skills that are in demand enough for them to find a job before they go then surely they'll struggle when they're there are well? I guess it's fine if you are young and single but it's the people that up sticks and move there with no work and a family that really concern me. It's certainly not something I would risk, but that's just my opinion.
Aug 13th 2008, 9:32 am
#107
Banned
Joined: Jan 2008
Location: Living in Truro, NS and loving it!!!
Posts: 184
Re: Cost of Living - monthly outgoings
I don't see the cause for concern! 
They won't accept you on the program if you can't prove how employable you are. Usually with the promise of a job.
Also you have to prove that you have enough funds to live on for yourself and your family until you gain employment.
Also NOT everyone has O,A LEVELS AND UNIVERSITY DEGREES. So they miss out on the points system.
That does not mean their skills are any less in demand, far from it.
Not all business's will go down the LMO route, no matter how desperate they are. So this route is helpful to those who can't gain WP.
On the whole, this is not the route for you if you cannot prove all of the above.
They won't accept you on the program if you can't prove how employable you are. Usually with the promise of a job.
Also you have to prove that you have enough funds to live on for yourself and your family until you gain employment.
Also NOT everyone has O,A LEVELS AND UNIVERSITY DEGREES. So they miss out on the points system.
That does not mean their skills are any less in demand, far from it.
Not all business's will go down the LMO route, no matter how desperate they are. So this route is helpful to those who can't gain WP.
On the whole, this is not the route for you if you cannot prove all of the above.
Aug 13th 2008, 9:37 am
#108
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Joined: Oct 2007
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Re: Cost of Living - monthly outgoings
Also, if you say that proof of funds are required (again, something I had not heard before), could you edit the Wiki page on this subject with the relevant information i.e. how much is required, and also mention the 'promise' of a job? This is new information to most that have only read the Wiki about the CIS so it would be very helpful if you could help ensure it is accurate, as it would appear at the moment that it is missing some information.
Last edited by christmasoompa; Aug 13th 2008 at 9:40 am.
Aug 13th 2008, 9:51 am
#109
Banned
Joined: Jan 2008
Location: Living in Truro, NS and loving it!!!
Posts: 184
Re: Cost of Living - monthly outgoings
I did'nt mean Job offer, if you can show there are already job oppurtunities for yourself then it IMPROVES YOUR CHANCES, nothing is certain.
As far as the proof of funds in concerned, I am sure of this.
If anyone knows different please let me know.:thumbsup
As far as the proof of funds in concerned, I am sure of this.
If anyone knows different please let me know.:thumbsup
Aug 13th 2008, 10:08 am
#110
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Joined: Oct 2007
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Re: Cost of Living - monthly outgoings
Aug 13th 2008, 10:36 am
#111
Banned
Joined: Jan 2008
Location: Living in Truro, NS and loving it!!!
Posts: 184
Re: Cost of Living - monthly outgoings
You can demonstrate that you have sufficient settlement supports and financial resources, including funds in your name, in order to pay your immigration costs and travel expenses (if applicable) and to successfully establish yourself and your family.
Federal guidelines generally recommend that immigrants arrive with a minimum of $10,000, plus $2,000 for each dependent. This recommended amount is reduced in the case of an NSNP Community Identified candidate who is already living in Nova Scotia. In all cases, proof of some financial resources in your own name is required.
Aug 13th 2008, 12:01 pm
#112
Forum Regular
Joined: Jul 2008
Posts: 38
Re: Cost of Living - monthly outgoings
SURE, THIS IS TAKEN FROM PAGE 5 OF THE CI STREAM APPLICATION GUIDE
You can demonstrate that you have sufficient settlement supports and financial resources, including funds in your name, in order to pay your immigration costs and travel expenses (if applicable) and to successfully establish yourself and your family.
Federal guidelines generally recommend that immigrants arrive with a minimum of $10,000, plus $2,000 for each dependent. This recommended amount is reduced in the case of an NSNP Community Identified candidate who is already living in Nova Scotia. In all cases, proof of some financial resources in your own name is required.
You can demonstrate that you have sufficient settlement supports and financial resources, including funds in your name, in order to pay your immigration costs and travel expenses (if applicable) and to successfully establish yourself and your family.
Federal guidelines generally recommend that immigrants arrive with a minimum of $10,000, plus $2,000 for each dependent. This recommended amount is reduced in the case of an NSNP Community Identified candidate who is already living in Nova Scotia. In all cases, proof of some financial resources in your own name is required.
REALLY sorry if i have got the wrong end of this stick - reading the post partway in....
though regarding proof of funds. If you have a job offer you do not need to have proof of funds as shown here:
http://www.cic.gc.ca/english/immigra...lled/funds.asp
Quote:
You do not have to show that you have these funds if you have arranged employment in Canada.
again, sorry if i misunderstood the half-read conversation
Aug 13th 2008, 12:14 pm
#113
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Joined: Mar 2005
Location: Ontario
Posts: 40,019
Re: Cost of Living - monthly outgoings
The poke at the previous poster I was aiming for was that a steak house in NS doesn't represent variety in food, "meat and potatoes" has always been widely available. I presented this as a choice been two unattractive options in a fashion I hoped was obviously derisive.
Aug 13th 2008, 6:33 pm
#114
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Location: Toronto (from Manchester)
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Aug 13th 2008, 6:41 pm
#115
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Re: Cost of Living - monthly outgoings
It'll likely be warm enough to barbecue. I think these barbecue pictures were taken in late September. It was 6 degrees, 6 degrees F.
Aug 13th 2008, 6:54 pm
#116
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Re: Cost of Living - monthly outgoings
My wife keeps telling me how cold it gets and i think those pics made me realize shes not lying
I think i`m going to be in for a shock
Might have to bring some mulled wine instead 
Aug 13th 2008, 7:02 pm
#117
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Re: Cost of Living - monthly outgoings
The pictures were actually taken in January but it was 6 degrees. That's a typical Beach backyard, btw, house, deck, small patch of lawn and garages at the far end, usually with a laneway between them. That lot was 22' by, maybe, 80' and recently fetched $600,000, mainly for the land value.
Aug 13th 2008, 7:11 pm
#118
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Aug 13th 2008, 7:19 pm
#119
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Re: Cost of Living - monthly outgoings
My daughter rents a semi with a room mate, not actually in the Beach but south of Danforth walkably near to Woodbine station so not too far. They pay $1600+utilities. It's very nice with a large deck and garden but they both lived locally at the time of renting it and could take their time searching. Inevitably, after weeks of scanning the papers, she found it through some guy in the pub.
Aug 13th 2008, 7:41 pm
#120
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