Car insurance / Driver's License Alberta
#1
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Thread Starter
Joined: Aug 2013
Posts: 19
Car insurance / Driver's License Alberta
Hello!
Please could someone give me a couple of pointers on the procedure and timeline for driving in Alberta?
We're only going for a year but want to drive for the whole time we're there. I've heard that we can drive for 3 months on our uk licenses but then we have to get Alberta ones. Do you have to take a test or anything or is it just a straight transfer?
For insurance I've heard that in BC you can only get insurance through ICBC, are there any restrictions in Alberta?
I've had to claim twice on my insurance in the past 10 years so would it perhaps be in my favour to start off as a brand new case without bringing my history to Canada? (I promise I'm not a terrible driver, one was ice and one was a scam artist who deliberately hit me and managed to get a new van on my insurance!)
Any help you could give would be much appreciated! Thanks in advance
Please could someone give me a couple of pointers on the procedure and timeline for driving in Alberta?
We're only going for a year but want to drive for the whole time we're there. I've heard that we can drive for 3 months on our uk licenses but then we have to get Alberta ones. Do you have to take a test or anything or is it just a straight transfer?
For insurance I've heard that in BC you can only get insurance through ICBC, are there any restrictions in Alberta?
I've had to claim twice on my insurance in the past 10 years so would it perhaps be in my favour to start off as a brand new case without bringing my history to Canada? (I promise I'm not a terrible driver, one was ice and one was a scam artist who deliberately hit me and managed to get a new van on my insurance!)
Any help you could give would be much appreciated! Thanks in advance
#2
Lost in BE Cyberspace
Joined: Nov 2011
Location: Somewhere between Vancouver & St Johns
Posts: 19,866
Re: Car insurance / Driver's License Alberta
A good rule of thumb when driving over here is drive on the RIGHT side.
All info can be found on this website
http://www.servicealberta.gov.ab.ca/...orvehicles.cfm
All info can be found on this website
http://www.servicealberta.gov.ab.ca/...orvehicles.cfm
#3
Forum Regular
Joined: Feb 2012
Location: Red Deer, Alberta
Posts: 243
Re: Car insurance / Driver's License Alberta
If you have a UK license you take that to the local license shop we went to the one stop. They then take your UK license and give you a Canadian one. Think they issue you with a temporary one at the time and then you get the actual one in the post later cant remember how long that took. As for insurance we took our drivers history with us to the insurance broker and they did the rest. Pretty sure Sarah had a recent claim when we came over but that didn't make any difference. You will find it cheaper to have some driving history rather than starting fresh I would think.
#4
Finding my Canadian Feet
Joined: Jul 2013
Location: Kanata, Ottawa, ON
Posts: 249
Re: Car insurance / Driver's License Alberta
Out of interest how did you get your drivers history? from your uk insurer?
#6
Just Joined
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Joined: Aug 2013
Posts: 19
Re: Car insurance / Driver's License Alberta
So they keep your uk license? Is there any way to get it back when you leave? Those things are expensive!
Thank you all for your replies
Thank you all for your replies
#7
Re: Car insurance / Driver's License Alberta
Yes they keep your licence but you get it back if you hand in your Albertan licence i.e. leave.
#9
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Joined: Aug 2013
Posts: 19
Re: Car insurance / Driver's License Alberta
Marvellous, thank you.
We're not going til October, should I hold off getting the driver history record til closer the time? I'm not insured on an vehicle at present so not driving but maybe they need to see that it's super recent?
We're not going til October, should I hold off getting the driver history record til closer the time? I'm not insured on an vehicle at present so not driving but maybe they need to see that it's super recent?
#10
Lost in BE Cyberspace
Joined: Nov 2011
Location: Somewhere between Vancouver & St Johns
Posts: 19,866
Re: Car insurance / Driver's License Alberta
When you hand in your UK licence they are supposed to send it back to the UK.
Im betting if you went back to Alberta Motor Vehicles 12 months after handing in the UK licence the agent would look at you strangely if you were expecting to get your UK licence back.
Chances are all licences are placed into file 13 or the shredder.
#11
Re: Car insurance / Driver's License Alberta
Yes, get it closer to the time of your move, otherwise the underwriter may question the gap period. Good luck with your move.
#12
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Joined: Nov 2011
Location: Somewhere between Vancouver & St Johns
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Re: Car insurance / Driver's License Alberta
I think you will find that the insurance companies want a record of you being insured and for how long not just what your DVLA record shows. You can legally have a licence for years but never have been insured to drive a motor vehicle.
#13
Re: Car insurance / Driver's License Alberta
Yes, an insurer will welcome an insurance history along with the DVLA records. I am assuming that the DVLA record will not only show length of time licensed, but also details as to whether or not you have any driving infractions. That is important information for an underwriter.
#14
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Joined: Nov 2011
Location: Somewhere between Vancouver & St Johns
Posts: 19,866
Re: Car insurance / Driver's License Alberta
Yes, an insurer will welcome an insurance history along with the DVLA records. I am assuming that the DVLA record will not only show length of time licensed, but also details as to whether or not you have any driving infractions. That is important information for an underwriter.
I could pass my driving test and get a full licence. The new licences have to be replaced every 10 years but the old paper licences are valid until aged 70.
I could hold a valid licence for 10 years but not own a car or have an insurance policy. DVLA record will show a clean licence even if I havent driven thats why copies of previous insurers are required to lower premiums.
#15
Re: Car insurance / Driver's License Alberta
But if Im not mistaken the DVLA record only shows the driving licence history.
I could pass my driving test and get a full licence. The new licences have to be replaced every 10 years but the old paper licences are valid until aged 70.
I could hold a valid licence for 10 years but not own a car or have an insurance policy. DVLA record will show a clean licence even if I havent driven thats why copies of previous insurers are required to lower premiums.
I could pass my driving test and get a full licence. The new licences have to be replaced every 10 years but the old paper licences are valid until aged 70.
I could hold a valid licence for 10 years but not own a car or have an insurance policy. DVLA record will show a clean licence even if I havent driven thats why copies of previous insurers are required to lower premiums.