Car insurance in Canada?
Sep 7th 2008, 8:29 pm
#1
Just Joined
Thread Starter
Joined: Aug 2008
Location: A wee bitty outside Edinburgh
Posts: 17
Car insurance in Canada?
We're doing a recce visit to Vancouver in October whilst visiting my husband's aunt. She has offered us the use of her car (nice!) but when I asked her about insurance she came up with some vague answer saying it was included in her license! Does anybody know what that means? Do we need to take out additional insurance on her policy, or do we take out our own, or what?!
Fiona, confused ...
Fiona, confused ...
Sep 7th 2008, 9:07 pm
#2
BE Enthusiast
Joined: Mar 2004
Location: Kelowna, BC
Posts: 903
Re: Car insurance in Canada?
Hi Fiona
If you are just coming for a visit, you will be covered under your husband's Aunt's insurance policy. If anything were to happen, it would go against her policy as owner/operator of the vehicle. One thing to check is if she has a 021 rating (only drivers in the household with over 10 years experience can operate the vehicle)... and if you have over 10 years, you're good to go.
If you were to be here for months, and planned to use the vehicle all the time, you would have to look at changing the policy to include you as the Principal Operator.
If you have any further questions, feel free to drop me a line... or check out ICBC's website at www.icbc.com.
Cheers
Oggy
(PS) My hubby is from just outside of Edinburgh too
If you are just coming for a visit, you will be covered under your husband's Aunt's insurance policy. If anything were to happen, it would go against her policy as owner/operator of the vehicle. One thing to check is if she has a 021 rating (only drivers in the household with over 10 years experience can operate the vehicle)... and if you have over 10 years, you're good to go.
If you were to be here for months, and planned to use the vehicle all the time, you would have to look at changing the policy to include you as the Principal Operator.
If you have any further questions, feel free to drop me a line... or check out ICBC's website at www.icbc.com.
Cheers
Oggy
(PS) My hubby is from just outside of Edinburgh too
Last edited by NessieOggy; Sep 7th 2008 at 9:10 pm.
Sep 7th 2008, 9:36 pm
#3
Just Joined
Thread Starter
Joined: Aug 2008
Location: A wee bitty outside Edinburgh
Posts: 17
Re: Car insurance in Canada?
Thanks NessyOggy
Whereabout just outside Edinburgh? Have you been there long?
My husband loves the Okanagan and if he could only get a job there, he (we'd) be there in a shot! One of the reasons for our visit is to try and suss out the job market.
Cheers m'dear
Fiona
Whereabout just outside Edinburgh? Have you been there long?
My husband loves the Okanagan and if he could only get a job there, he (we'd) be there in a shot! One of the reasons for our visit is to try and suss out the job market.
Cheers m'dear
Fiona
Sep 7th 2008, 10:18 pm
#4
BE Enthusiast
Joined: Mar 2004
Location: Kelowna, BC
Posts: 903
Re: Car insurance in Canada?
No probs at all, Fiona 
Hubby grew up in Bathgate & then they moved over to Livingston. Our application was spousal, so he was my wee import a few years ago!
The Okanagan is a beautiful place to live, but does have it's drawbacks.... employment being one of them. It really depends on what type of work you do as some occupations (trades especially) are in demand, but for the most part, the wages could be much better!
Oggy
Hubby grew up in Bathgate & then they moved over to Livingston. Our application was spousal, so he was my wee import a few years ago! The Okanagan is a beautiful place to live, but does have it's drawbacks.... employment being one of them. It really depends on what type of work you do as some occupations (trades especially) are in demand, but for the most part, the wages could be much better!
Oggy
