car insurance
#16
Re: car insurance
At some point your GB driving experience ends up on your record. We swapped in ON, then went straight to MB for 2yrs and came back to ON. When getting quotes in ON this time around, the insurer was able to access our record (we had to sign something to give permission - I can't remember what the record was called, I want to say MVP but that's not it ) and they could see our full driving history - GB driving included. Well, I lost a year in the process but since I only came with 9mths, it's not important. OH's full 17yrs or whatever were visible to Canadian insurers.
MVR
#17
Banned
Joined: Aug 2007
Location: New Caledonia
Posts: 1,810
Re: car insurance
For people moving to BC, it seems ICBC no longer accept proof of No Claims Discount from the UK. Their reason is that you can insure the NCD. What they require is proof of a claims free history.
#19
Re: car insurance
Try Aviva! They recognise previous UK driving experience and clean driving record.
Our broker used them and our quote was $1600 cheaper than the top 2 highest quotes from other companies. 1st year quote was $1050 which was reduced to $950 with house insurance multi-policy. This year our quote was reduced down to $750. This is for a 2006 Honda CRV.
Here is a link to their country-wide list of brokers
Our broker used them and our quote was $1600 cheaper than the top 2 highest quotes from other companies. 1st year quote was $1050 which was reduced to $950 with house insurance multi-policy. This year our quote was reduced down to $750. This is for a 2006 Honda CRV.
Here is a link to their country-wide list of brokers
#20
Forum Regular
Joined: May 2007
Location: Stittsville, ON
Posts: 88
Re: car insurance
Hi
We went with Belair Direct, we currently pay $105 a month for appartment and car insurance (we bought a new Kia Rio).
We went with Belair Direct, we currently pay $105 a month for appartment and car insurance (we bought a new Kia Rio).
#21
Forum Regular
Joined: Oct 2006
Location: Moncton, NB
Posts: 141
Re: car insurance
Sorry, annabella, for using your thread but I think my following question should be useful for newcomers.
I am planning to stay and drive my car in Toronto for a 7-10 days after my landing as newcomer to Canada and then drive to mu final destination in Moncton, New Brunswick.
Can I buy a car insurance in Ontario and will it be OK for other province (New Brunswick)?
I am planning to stay and drive my car in Toronto for a 7-10 days after my landing as newcomer to Canada and then drive to mu final destination in Moncton, New Brunswick.
Can I buy a car insurance in Ontario and will it be OK for other province (New Brunswick)?
#22
Re: car insurance
I ended up with a company called AllState. They were the most competitive and they did take the age of my UK license into account.... I don't know if it made a difference.... the premiums are still very high, but lower than two brokers offered.
#23
BE Forum Addict
Joined: Aug 2007
Location: North
Posts: 1,357
Re: car insurance
Ta.
#24
Re: car insurance
Hi,
If you are swapping your UK licence prior to getting vehicle insurance, ensure that you photocopy the endorsements section of your UK licence, as the insurers will want to see it.
A problem that we often encounter is that most people have to drive right up until they leave the UK and when they arrive in Canada, they purchase a vehicle and when they go to insure it, they are still waiting for their proof of no claims. Ensure that you chase your UK insurance company for your proof of no claims as it makes a big difference when you get over here.
Eddie.
If you are swapping your UK licence prior to getting vehicle insurance, ensure that you photocopy the endorsements section of your UK licence, as the insurers will want to see it.
A problem that we often encounter is that most people have to drive right up until they leave the UK and when they arrive in Canada, they purchase a vehicle and when they go to insure it, they are still waiting for their proof of no claims. Ensure that you chase your UK insurance company for your proof of no claims as it makes a big difference when you get over here.
Eddie.
#25
Forum Regular
Joined: Sep 2007
Location: Hamilton, ON
Posts: 185
Re: car insurance
Basically, if ANY driver to be named on a policy have ANY claims history in the last 4 years, Johnsons won't touch you.
[we're in Ontario, btw]
Time to try and find a good broker...
EDIT TO ADD: our new employer has an affinity scheme with an insurance division of TD. They were incredibly helpful, and thorough - it may have helped that I ended up speaking to an English lady who seemed to appreciate the differences between UK and Canadian insurance!
Last edited by bgpz; Sep 24th 2008 at 8:17 pm. Reason: updated :)