Avoiding utility deposits
#1
Thread Starter
Forum Regular


Joined: Feb 2008
Posts: 69

Okay, in the spirit of keeping costs down, has anyone managed to use their existing relationship with UK utility companies e.g water, gas to avoid paying a security deposit on utilities in Canada.
If so what information did they provide to Canadian companies? Bills or are we going down the letter route again
Thanks
Oli
If so what information did they provide to Canadian companies? Bills or are we going down the letter route again

Thanks
Oli
#2










Joined: Oct 2007
Posts: 6,609
From: Ontario











Okay, in the spirit of keeping costs down, has anyone managed to use their existing relationship with UK utility companies e.g water, gas to avoid paying a security deposit on utilities in Canada.
If so what information did they provide to Canadian companies? Bills or are we going down the letter route again
Thanks
Oli
If so what information did they provide to Canadian companies? Bills or are we going down the letter route again

Thanks
Oli
#3







Joined: Feb 2007
Posts: 2,332

None of our utility companies have asked for deposits on the house we have rented in Ontario....OH just rang, bills put into his name, arranged date, job done.
#4
We didn't have to pay a single deposit setting up in Winnipeg coming straight from the UK. And when I think about it, I didn't have to pay any deposits for the Calgary set up either.
But when we moved to Ontario after 2yrs in Winnipeg (easy obtaining credit, mortgage, paid everything on time) the electricity company had the nerve to ask for 172 CAD or something like that as a deposit. They would waive this if we could provide either a copy of our credit report (note, they don't search credit records, this idea seemed completely alien to them when I suggested it, we would have had to do it ourselves and send our report to them!), or a letter from our previous power supplier in Canada stating that we had never been more than 30days late with payment. We went for the latter.
We then ran into problems as the account in Winnipeg was incorrectly under Mr & Mrs Smith, and I'm actually Miss Jones and as it's my house here, they wouldn't bill Mr Smith nor would they accept that although the letter said Jane Smith, I'm actually Jane Jones and it was just an error... so we had a palavour getting that sorted but did eventually and I got my 172 CAD back.
So I'm not sure anything from the UK would help if you're coming here, you may just have to lump it. Worth a try though, aren't credit checks something like 2 quid? What have you got to lose by bringing one...
But when we moved to Ontario after 2yrs in Winnipeg (easy obtaining credit, mortgage, paid everything on time) the electricity company had the nerve to ask for 172 CAD or something like that as a deposit. They would waive this if we could provide either a copy of our credit report (note, they don't search credit records, this idea seemed completely alien to them when I suggested it, we would have had to do it ourselves and send our report to them!), or a letter from our previous power supplier in Canada stating that we had never been more than 30days late with payment. We went for the latter.
We then ran into problems as the account in Winnipeg was incorrectly under Mr & Mrs Smith, and I'm actually Miss Jones and as it's my house here, they wouldn't bill Mr Smith nor would they accept that although the letter said Jane Smith, I'm actually Jane Jones and it was just an error... so we had a palavour getting that sorted but did eventually and I got my 172 CAD back.
So I'm not sure anything from the UK would help if you're coming here, you may just have to lump it. Worth a try though, aren't credit checks something like 2 quid? What have you got to lose by bringing one...
#5
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Joined: Jul 2007
Posts: 11,708
From: White Rock BC











We then ran into problems as the account in Winnipeg was incorrectly under Mr & Mrs Smith, and I'm actually Miss Jones and as it's my house here, they wouldn't bill Mr Smith nor would they accept that although the letter said Jane Smith, I'm actually Jane Jones and it was just an error... so we had a palavour getting that sorted but did eventually and I got my 172 CAD back.
So I'm not sure anything from the UK would help if you're coming here, you may just have to lump it. Worth a try though, aren't credit checks something like 2 quid? What have you got to lose by bringing one...
So I'm not sure anything from the UK would help if you're coming here, you may just have to lump it. Worth a try though, aren't credit checks something like 2 quid? What have you got to lose by bringing one...

Telus were the only utility that asked me for a deposit. I said could I put in on my Visa card (I'd kept my UK credit card) and they said that if I had a Visa card I must be credit worthy and so they didn't need a deposit after all.
#6
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Joined: Jun 2007
Posts: 2,549
From: Musquodoboit Harbour, Nova Scotia











Nova Scotia Power have asked me for a security deposit. They have already connected the power though, just adding it onto my first bill.
#7
Our first home in Saskatchewan was rented, we were not asked for deposits for utilites except water (that's standard for everyone in Regina Beach cos it's a resort town) even though we were straight of the boat so to speak.
We have now bought a house in the same area and all the utility companies did was send us final bill for rented and the town transfered our deposit for water to our new home.
We have now bought a house in the same area and all the utility companies did was send us final bill for rented and the town transfered our deposit for water to our new home.
#8
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Joined: Feb 2008
Posts: 361
From: St Margarets Bay, Nova Scotia











Hi again ogcsmith.
Like the car insurance references, I have contacted the utility companies I have been supplied by for references explaining the move to Canada, no credit rating in Canada etc, etc. No problems, all companies I contacted have sent refs. stating period of account, that the bill was paid on time each month by DD, I have managed to get refs back to 1999.
I was surprised most companies took one phone call, and sent ref in a couple of days.
I probably won't be asked for a single ref when I get there, but for the price of a couple of phone calls I am prepared for any eventuality. Besides, it was something to do while I'm waiting on my work permit
Like the car insurance references, I have contacted the utility companies I have been supplied by for references explaining the move to Canada, no credit rating in Canada etc, etc. No problems, all companies I contacted have sent refs. stating period of account, that the bill was paid on time each month by DD, I have managed to get refs back to 1999.
I was surprised most companies took one phone call, and sent ref in a couple of days.
I probably won't be asked for a single ref when I get there, but for the price of a couple of phone calls I am prepared for any eventuality. Besides, it was something to do while I'm waiting on my work permit
#9
We had to put down around $100 -$200 deposits on all our utilities. We got them back after 12 months except from the propane company are keeping it for 24 months. They must think we are going to run away with their rented tank.
#10
MMMmm same with us - gas, electric, phone, water not to mention security deposit for rental. (we will be loaded in 6 months time when its all due back to us!)
Get this even when Mr MMC moves to Rocky on Saturday the phone company want to charge us another deposit, as the phone in this house is in my name (only one space to fill in the application online and when questioned they said too late to change it now). Bloody ridiculous :curse:
#11
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Joined: Nov 2007
Posts: 387
From: Nova Scotia











The only company to ask for a deposit was the power company. They wanted $300 security to be held for either 2 or 3 years (can't remember which). We sent them copies of the last 12 months of gas and elec bills from the UK (I'm a bit of a hoarder when it comes to bills!). They decided a security wasn't needed - so it did the trick!
#12
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Joined: Jun 2007
Posts: 2,549
From: Musquodoboit Harbour, Nova Scotia











The only company to ask for a deposit was the power company. They wanted $300 security to be held for either 2 or 3 years (can't remember which). We sent them copies of the last 12 months of gas and elec bills from the UK (I'm a bit of a hoarder when it comes to bills!). They decided a security wasn't needed - so it did the trick!
.
#13
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Joined: Nov 2007
Posts: 387
From: Nova Scotia











This was Nova Scotia Power too - not sure if it's different per customer or maybe on size of property, as they are the only power company it could be that they base it on previous bills for your property, or maybe because we asked to go on a payment budget. However, they would have wanted it together with a connection fee with the first bill. I'm sure you could call them to arrange to have it 'split' over a couple of months. They only read the meter every 2 months, so I don't see why they wouldnt split the deposit over 2 payments.
#14
Maybe I should have also added that we were on WP and not PRs at that time. That could have made a difference



