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-   -   $3600 per month enough for a Family & 3 Kids?? (https://britishexpats.com/forum/canada-56/%243600-per-month-enough-family-3-kids-475971/)

Jackson 5 Aug 22nd 2007 10:45 am

$3600 per month enough for a Family & 3 Kids??
 
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

steve666 Aug 22nd 2007 11:04 am

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

This is a difficult one to answer, will you have a mortgage? More than 1 car? Will you want to live in city? Rural? And the list goes on and on.
There's a recent thread from someone else which might answer some of your questions.

http://britishexpats.com/forum/showt...+living+family

Howard1944 Aug 22nd 2007 11:19 am

Re: $3600 per month enough for a Family & 3 Kids??
 
Yes, you can live on it, quite comfortably, but a lot will depend upon your personal spending habits.

Cigarettes will be hard on the budget, you won't be eating out every night, and a lot will depend upon your cost of accommodation.???

$1,500 to about $1,800 a month will be what it will cost to RENT a 4 bedroom in Brampton.

Most families whose spouse was earning $65k a year would have the other working, even if it was part time and brought in an extra $20k or so.

Paul Wildy Aug 22nd 2007 11:56 am

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

Depending on your circumstances (size of mortgage, number of cars to run etc) it would probably be okay but you wouldn't have much spare. Could you try asking for more? It might not be their final offer. Now is proably the time to negotiate rather than after you start work for them.

Also, depends on what your objectives are. Do you need a job to speed-up your immigration? If so take it and worry about finding something better-paid once you are here.

dbd33 Aug 22nd 2007 12:41 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Howard1944 (Post 5220998)
Yes, you can live on it, quite comfortably, but a lot will depend upon your personal spending habits.

Cigarettes will be hard on the budget, you won't be eating out every night, and a lot will depend upon your cost of accommodation.???

$1,500 to about $1,800 a month will be what it will cost to RENT a 4 bedroom in Brampton.

Most families whose spouse was earning $65k a year would have the other working, even if it was part time and brought in an extra $20k or so.

Assuming the poster can get to work by transit or feet (a big if)

Rent - $1600
Utilities - $400
Car - $500
Food - $700

leaves $300 for everything else. They'd have to be desperately poor where they are now before that would be a better option.

iaink Aug 22nd 2007 12:44 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

Tight methinks. I live in a much cheaper area than that on a similar amount with 2 kids, and we have next to nothing left at the end of the month living a not extravagant lifestyle, low mortgage ($800 including property taxes), no car payments, and without the horrible newcomers insurance premiums.

Even mortgage free it would be tricky for you.

If your partner worked and you could minimise child care expenses it might be more pleasant.But figure out what it will cost in child care before hand, it might not be worth much after all.

steve666 Aug 22nd 2007 1:24 pm

Re: $3600 per month enough for a Family & 3 Kids??
 
Have you thought about re-creating your showbiz career? You made a load of money in the 70's.

howardk Aug 22nd 2007 1:34 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

hi...we have lived here before and have come back and have experienced cost of living here..we are in kanata...with all costs inc insurances,misc,taxes,food,no mortgage,all the small stuff like hols etc we think we need $4000 - $4500 per month....you tend to forget the small stuff like car repairs,petrol,phoes,tv etc....life is not cheap here

dbd33 Aug 22nd 2007 1:37 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5221562)
Have you thought about re-creating your showbiz career? You made a load of money in the 70's.

Pardon my digression but your new avatar seems to depict a person laying on a bed and another person with one arm extended toward, perhaps into, the bum of the first. Is it somehow a metaphor for the process of emigration and, if so, how?

steve666 Aug 22nd 2007 1:39 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by howardk (Post 5221597)
hi...we have lived here before and have come back and have experienced cost of living here..we are in kanata...with all costs inc insurances,misc,taxes,food,no mortgage,all the small stuff like hols etc we think we need $4000 - $4500 per month....you tend to forget the small stuff like car repairs,petrol,phoes,tv etc....life is not cheap here

Hi Howard, you're living there already??
Oops, shouldn't do this hijacking.

Paul Wildy Aug 22nd 2007 1:45 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by dbd33 (Post 5221619)
Pardon my digression but your new avatar seems to depict a person laying on a bed and another person with one arm extended toward, perhaps into, the bum of the first. Is it somehow a metaphor for the process of emigration and, if so, how?

yes, isn't there a rule against nude body parts?

dbd33 Aug 22nd 2007 1:49 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by NSpaul (Post 5221666)
yes, isn't there a rule against nude body parts?

I wasn't sanctioned for posting a naked picture of myself so, no, I don't think so.

steve666 Aug 22nd 2007 2:03 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by dbd33 (Post 5221619)
Pardon my digression but your new avatar seems to depict a person laying on a bed and another person with one arm extended toward, perhaps into, the bum of the first. Is it somehow a metaphor for the process of emigration and, if so, how?

Hmm, your suggestion of the picture as a metaphor for emigration is very perceptive. "Nu couche avec Picasso assis a ses pieds" by Picasso 1902-03
Not sure of the exact translation but something like "naked one lying on the bed with Picasso sitting", very bad translation probably but it's the closest I can get.
The immigrant desires to 'enter' the woman (Canada), but hasn't been given his visa yet so he sits on the side of the bed and strokes her in anticipation.

dbd33 Aug 22nd 2007 2:07 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5221753)
Hmm, your suggestion of the picture as a metaphor for emigration is very perceptive. "Nu couche avec Picasso assis a ses pieds" by Picasso 1902-03
Not sure of the exact translation but something like "naked one lying on the bed with Picasso sitting", very bad translation probably but it's the closest I can get.
The immigrant desires to 'enter' the woman (Canada), but hasn't been given his visa yet so he sits on the side of the bed and strokes her in anticipation.

I thought as much, the saying "it is easier for a cubist to pass through the eye of the buttocks than for the aspiring pilgrim to enter the kingdom of the Harpretic" sprang instantly to mind.

Lorna_D Aug 22nd 2007 2:08 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5221753)
Hmm, your suggestion of the picture as a metaphor for emigration is very perceptive. "Nu couche avec Picasso assis a ses pieds" by Picasso 1902-03
Not sure of the exact translation but something like "naked one lying on the bed with Picasso sitting", very bad translation probably but it's the closest I can get.
The immigrant desires to 'enter' the woman (Canada), but hasn't been given his visa yet so he sits on the side of the bed and strokes her in anticipation.

Very Freudian - how long have you been feeling like this? :lol:

jonfrank123 Aug 22nd 2007 2:29 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
Hi @ all,

I have been offered a job in Brampton Ontario. They have offered me $65000 a year which would be about $3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

THANKS

ANDREW:blink:

I live in a cheaper area of Canada (Montreal) and don't have particularly extravigant lifestyle. $3600 a month won't cut it!! However if your husband/partner can work and you can double up it will be fine.

Not sure about Ontario but Quebec offers massive child daycare subsidies (7$ per day cap) which enables my wife to work full time as well as me. So it shouldn't be a problem

Jonathan

steve666 Aug 22nd 2007 2:36 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by dbd33 (Post 5221794)
I thought as much, the saying "it is easier for a cubist to pass through the eye of the buttocks than for the aspiring pilgrim to enter the kingdom of the Harpretic" sprang instantly to mind.

"Instantly"! Your mind must be like a coiled spring. Harper has my first name, which means nothing.

Kingdoms come and go, but... I was going to go into a far reaching and philosophically astounding discourse then but I can't be asked.

dbd33 Aug 22nd 2007 2:36 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by jonfrank123 (Post 5221877)
Not sure about Ontario but Quebec offers massive child daycare subsidies (7$ per day cap) which enables my wife to work full time as well as me. So it shouldn't be a problem

Not true in Ontario. Day care runs $300-$800 a month per child.

steve666 Aug 22nd 2007 2:37 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by NSpaul (Post 5221666)
yes, isn't there a rule against nude body parts?

What on this forum or generally?

iaink Aug 22nd 2007 2:38 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by jonfrank123 (Post 5221877)
Not sure about Ontario but Quebec offers massive child daycare subsidies (7$ per day cap) which enables my wife to work full time as well as me. So it shouldn't be a problem

Jonathan

Ontario does not do that. Thats one reason people pay more tax in PQ. It works out as an advantage for families with two working parents there. There are some tax deductions for it in Ontario, but for 3 kids in care in Ontario I suspect you had better be earning close to $20 an hour to cover the cost.

howardk Aug 22nd 2007 3:06 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5221630)
Hi Howard, you're living there already??
Oops, shouldn't do this hijacking.

hi steve,yep we flew into vancouver on 21st july...been travelling alot but feel kanata is good all round,nothing outstanding but good all round......have been looking with jackie and jude.....do you arrive soon..

Beaverquest Aug 22nd 2007 3:25 pm

Re: $3600 per month enough for a Family & 3 Kids??
 
The immigrant desires to 'enter' the woman (Canada), but hasn't been given his visa yet so he sits on the side of the bed and strokes her in anticipation.[/QUOTE]


if this was the case, her buttox would be a lot plumper and clad in sweatpants

Howard1944 Aug 22nd 2007 3:30 pm

Re: $3600 per month enough for a Family & 3 Kids??
 
In actual fact that picture displays British Foreplay, he has just nudged her and asked if she is awake??

daft batty Aug 22nd 2007 3:35 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Howard1944 (Post 5222139)
In actual fact that picture displays British Foreplay, he has just nudged her and asked if she is awake??

Quit knocking Britain and the British will you?

steve666 Aug 22nd 2007 4:17 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by batty-x-ray (Post 5222161)
Quit knocking Britain and the British will you?

Forgive him, for he knows not what he says.

daft batty Aug 22nd 2007 4:19 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5222331)
Forgive him, for he knows not what he says.

how do i delete him?

iaink Aug 22nd 2007 4:22 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by batty-x-ray (Post 5222339)
how do i delete him?

My profile / miscellaneous / buddy-ignore lists/ add his name to the ignore list

steve666 Aug 22nd 2007 4:23 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Beaverquest (Post 5222125)
if this was the case, her buttox would be a lot plumper and clad in sweatpants

It's the interpretation of the immigrant to be, not the reality. One has to make that distinction when perusing art.

daft batty Aug 22nd 2007 4:27 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5222350)
It's the interpretation of the immigrant to be, not the reality. One has to make that distinction when perusing art.

oo quite the Kenneth Clarke arent you!! or is it sister whatsername

What is the work anyway, japanese influence?? european late 19th early
20thC ???

regale us with your knowledge

daft batty Aug 22nd 2007 4:27 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by iaink (Post 5222348)
My profile / miscellaneous / buddy-ignore lists/ add his name to the ignore list

thanks

steve666 Aug 22nd 2007 4:41 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by batty-x-ray (Post 5222356)
oo quite the Kenneth Clarke arent you!! or is it sister whatsername

What is the work anyway, japanese influence?? european late 19th early
20thC ???

regale us with your knowledge

"read my lips" It's Picasso!! 1902, I mentioned it above. One of his 'erotic' works, he did quite a lot of that. I was at an exhibition in London a couple of years ago and some of it is quite, well, :o for want of a word not seen on this forum.

Beaverquest Aug 22nd 2007 4:42 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Howard1944 (Post 5222139)
In actual fact that picture displays British Foreplay, he has just nudged her and asked if she is awake??

where as the canuck lothario will plough ahead regardless, whether his prey is asleep or not

ann m Aug 22nd 2007 4:45 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5221562)
Have you thought about re-creating your showbiz career? You made a load of money in the 70's.

:rofl:

ann m Aug 22nd 2007 4:50 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Jackson 5 (Post 5220859)
$3600 after Tax a month.

the question I have is would that be enough for a Family (3 Kids 10,7,3) to live on.

We have recently embarked on a life with a similar sum of monthly incomings - two kids - but no mortgage.

It's OK so far, tight-ish (but income will go up after the new year) - but we still haven't stopped all that shopping you have to do to get set up in a new place.

I suppose I could haul my a**e out and go and get a job - but I'm planning on being a lady of leeeeisure for as long as I can get away with it. It's not that I am adverse to getting a job, you understand, but I am very inclined to become a lady wot lunches - if only for a very short time :D

steve666 Aug 22nd 2007 4:59 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by Beaverquest (Post 5222409)
where as the canuck lothario will plough ahead regardless, whether his prey is asleep or not

Yeah, at least with us she gets asked. (That's ASKED).

dbd33 Aug 22nd 2007 5:00 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5222451)
Yeah, at least with us she gets asked. (That's ASKED).


"If I'd known you was gonna slow down I'd have taken me tights off, love".

steve666 Aug 22nd 2007 5:03 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by dbd33 (Post 5222457)
"If I'd known you was gonna slow down I'd have taken me tights off, love".

Is that a quote from one of your, 'girls'?

What was this thread about again?

dbd33 Aug 22nd 2007 5:05 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5222469)
Is that a quote from one of your, 'girls'?

What was this thread about again?


I thought it was the punch line of a well known joke concerning the time two British people had sex.

The thread is nominally about trying to live on $3600/month in Brampton but that's too sad to contemplate.

steve666 Aug 22nd 2007 5:12 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by dbd33 (Post 5222472)
I thought it was the punch line of a well known joke concerning the time two British people had sex..

Not heard that one.


Originally Posted by dbd33 (Post 5222472)
The thread is nominally about trying to live on $3600/month in Brampton but that's too sad to contemplate.

Oh yes I remember. I may have to contemplate it, but not in Brampton.

daft batty Aug 22nd 2007 5:17 pm

Re: $3600 per month enough for a Family & 3 Kids??
 

Originally Posted by steve666 (Post 5222405)
"read my lips" It's Picasso!! 1902, I mentioned it above. One of his 'erotic' works, he did quite a lot of that. I was at an exhibition in London a couple of years ago and some of it is quite, well, :o for want of a word not seen on this forum.

you did?? mention it that is. I must pay more attention. Yes Picasso was a randy old git


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