dummys guide to medical cover in Perth
Jan 19th 2010 | 10:31 pm
#1
Thread Starter
MickyBhoy
Joined: May 2008
Posts: 248
dummys guide to medical cover in Perth
Hi BE me again need to see if some of you guys can break down the health care for me into easy terms as i am not the brightest.
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
Will i need to get private health cover if so what would cost would be involved for a family for four.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
would i be covered or would i need to pay?
I have heard that you get charged if you have to call an ambulance is this the case.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
Will i need to get private health cover if so what would cost would be involved for a family for four.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
would i be covered or would i need to pay?
I have heard that you get charged if you have to call an ambulance is this the case.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
Jan 19th 2010 | 11:35 pm
#2
Joined: Jan 2006
Posts: 28,998
Re: dummys guide to medical cover in Perth
QUOTE=mickpower75;8265597]Hi BE me again need to see if some of you guys can break down the health care for me into easy terms as i am not the brightest.
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick[/QUOTE]
Answers above in blue.
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick[/QUOTE]
Answers above in blue.
Jan 20th 2010 | 12:07 am
#3
Thread Starter
MickyBhoy
Joined: May 2008
Posts: 248
Re: dummys guide to medical cover in Perth
Hi Dorothy
this is a great help to me finally i think i understand the whole medical procedure since you broke it down to me
thanks so much.
Is ther anything i have missed that i should know about? if so can you let me know.
Also i have a two young daughters and my concern will be there teeth what do i do with the dentist is ther insurance for this ?
what would you suggest i do
Thanks again
Mick
Answers above in blue.[/QUOTE]
this is a great help to me finally i think i understand the whole medical procedure since you broke it down to me
thanks so much.
Is ther anything i have missed that i should know about? if so can you let me know.
Also i have a two young daughters and my concern will be there teeth what do i do with the dentist is ther insurance for this ?
what would you suggest i do
Thanks again
Mick
QUOTE=mickpower75;8265597]Hi BE me again need to see if some of you guys can break down the health care for me into easy terms as i am not the brightest.
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
Jan 20th 2010 | 12:22 am
#4
Joined: Jan 2006
Posts: 28,998
Re: dummys guide to medical cover in Perth
Hi Dorothy
this is a great help to me finally i think i understand the whole medical procedure since you broke it down to me
thanks so much.
Is ther anything i have missed that i should know about? if so can you let me know.
Also i have a two young daughters and my concern will be there teeth what do i do with the dentist is ther insurance for this ?
what would you suggest i do
Thanks again
Mick
Answers above in blue.
this is a great help to me finally i think i understand the whole medical procedure since you broke it down to me
thanks so much.
Is ther anything i have missed that i should know about? if so can you let me know.
Also i have a two young daughters and my concern will be there teeth what do i do with the dentist is ther insurance for this ?
what would you suggest i do
Thanks again
Mick
Answers above in blue.
Your private cover will have options as far as dental is concerned.
Jan 20th 2010 | 3:43 am
#5
Forum Regular
Joined: Jun 2008
Posts: 39
From: Dorset
Re: dummys guide to medical cover in Perth
I love this site.. we are moving to Perth in June (with two young boys), and these are questions I had running through my mind too!!! Thanks, it has cleared that in my mind too!
Katie
Katie
Jan 20th 2010 | 9:59 am
#6
Gutter Gob!!
Joined: Feb 2005
Posts: 13,098
From: Perth
Re: dummys guide to medical cover in Perth
QUOTE=mickpower75;8265597]Hi BE me again need to see if some of you guys can break down the health care for me into easy terms as i am not the brightest.
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
When me and my Family arrive on a 457 Visa will be entitled to health cover if so what will we be entitled to. from Doctors, hospitals and medication.
You will be entitled to emergency treatment through reciprocal agreement with the NHS. You can be treated without charge in a public hospital or at your local bulk billing GP. Your cost of medication is not covered unless an inpatient in a public hospital.
Will i need to get private health cover if so what would cost would be involved for a family for four.
Yes, you will need to get private cover. Depending on what you want it can be anywhere from $50 to $200 per month.
basic secnero
If i broke my leg would i be able to go to any hospital if i didnt have private health cover and was on a 457 visa.
You could, but you would have to pay. You can go to any public hospital and be treated for emergency/urgent needs.
would i be covered or would i need to pay?
For emergency you're covered. If not emergent you pay. As an example...
I work in a public hospital where part of my job is booking surgical procedures. We had a lady who came to the clinic needing a diagnostic coronary angiogram for angina. She was here in Australia on a 457 and because it was not emergency surgery and she was not an inpatient Medicare did not cover the cost of the procedure. Her choices were to either pay the cost or go back to UK to have it done. It was cheaper for her to go back to have it done in UK. If she had private cover she could have had it done at a private hospital within a couple of days and only paid the gap (couple of hundred dollars total)
I have heard that you get charged if you have to call an ambulance is this the case.
Yes. Ambulance is not covered here. It's very very expensive, so at the very least get yourself ambulance cover.
there will b e question i havent asked if you could advise anything that would help .
this all probbably sounds a bit silly but i really dont know and your help would be appreciated as i have two young kids and dont want to get caught out.
Thanks everyone.
Mick
