Credit Cards

Old Apr 21st 2018, 11:16 pm
  #1  
Just Joined
Thread Starter
 
Joined: Apr 2018
Posts: 3
carnumber7 is an unknown quantity at this point
Default Credit Cards

Have been refused credit cards in Oz being told that since all my income is UK based( Pensions), I am not allowed a CC. Anyone know of this, or ways round it?
Thanks
carnumber7 is offline  
Old Apr 22nd 2018, 12:58 am
  #2  
Lost in BE Cyberspace
 
ozzieeagle's Avatar
 
Joined: Feb 2005
Posts: 15,526
ozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond reputeozzieeagle has a reputation beyond repute
Default Re: Credit Cards

Do you have a Medicare, Aus Drivers license, Rental income history, own or buying property or Australian tax file number?

Because if you have any of those missing that's as much of an issue as anything else.

The best way around it is to start of with a Debit Card, with Visa or Mastercard access and build yourself some history with the card.

A short quick personal loan say 12months from a building society or credit union could also help.

If you own your own place as a pensioner, then is should be easy to get short term loan, just to build a credit history. There's some boxes that need ticking that's all.

Anotherway, is try buying something from Harvey Norman on one of their 60 month interest free plans, then start paying it off early, they'll shift heaven and earth to get a sale. Et Voila, instant credit history.

Last edited by ozzieeagle; Apr 22nd 2018 at 1:05 am.
ozzieeagle is offline  
Old Apr 23rd 2018, 11:11 pm
  #3  
Spud
 
Joined: Feb 2011
Location: Avoca Beach
Posts: 565
spuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond reputespuddyo has a reputation beyond repute
Default Re: Credit Cards

UK credit card and internet banking. My missus has been here 20 years and still uses a Nat West CC.
spuddyo is offline  
Old Apr 28th 2018, 2:18 am
  #4  
Just Joined
Thread Starter
 
Joined: Apr 2018
Posts: 3
carnumber7 is an unknown quantity at this point
Default Re: Credit Cards

Does this attract bank charges?
carnumber7 is offline  
Old May 1st 2018, 3:22 am
  #5  
has lost The Game
 
Swerv-o's Avatar
 
Joined: Apr 2005
Location: Chippendale, Sydney
Posts: 8,735
Swerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond reputeSwerv-o has a reputation beyond repute
Default Re: Credit Cards

Originally Posted by carnumber7 View Post
Does this attract bank charges?

I would have thought so - seems an expensive way to go about things when the local options will probably be much cheaper...


S
Swerv-o is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2022 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.