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Can anyone recommend decent UK house insurance for letting ?

Can anyone recommend decent UK house insurance for letting ?

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Old May 4th 2008, 10:42 am
  #1  
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Default Can anyone recommend decent UK house insurance for letting ?

Hi Guys,

We are going to rent our property out while we are in Oz.

Can anyone recommend a decent insurance company for home insurance, because our current insurer wont insure us whilst we are out of the country.

Thanks in advance


Rob
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Old May 4th 2008, 4:43 pm
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Default Re: Can anyone recommend decent UK house insurance for letting ?

Hi we use lets cover for our buy-to-let property. Phone Countrywde Residential Lettings to get info or google. We've never had any problems but we have never had to make a claim
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Old May 4th 2008, 5:04 pm
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Default Re: Can anyone recommend decent UK house insurance for letting ?

Originally Posted by liverpool12
Hi Guys,

We are going to rent our property out while we are in Oz.

Can anyone recommend a decent insurance company for home insurance, because our current insurer wont insure us whilst we are out of the country.

Thanks in advance


Rob
Hi
Have you tried Towergate, Fortis or MMA.
from memory I think these may cover you.
Isle
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Old May 4th 2008, 5:28 pm
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Default Re: Can anyone recommend decent UK house insurance for letting ?

Thanks guys,

I will look them up

I have had a quote from Endsleigh which isnt too bad


Rob
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Old May 4th 2008, 10:06 pm
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Default Re: Can anyone recommend decent UK house insurance for letting ?

Originally Posted by liverpool12
Hi Guys,

We are going to rent our property out while we are in Oz.

Can anyone recommend a decent insurance company for home insurance, because our current insurer wont insure us whilst we are out of the country.

Thanks in advance


Rob
Dont forget 'Renters Insurance' to cover the rent should your tennant loose their job of decide not to pay for any reason.
We use.... http://www.letsure.co.uk/landlords/rentprotection.htm

"QUOTE"
Tenants can fall into arrears for many reasons, even those with favourable references. Can you afford to lose monthly income?

In an uncertain world, it's good practice to obtain protection. Tenant's circumstances can change for any number of reasons, so it's prudent to minimise the risk to your income. Rentsure Silver can assist to protect your rental income. The insurance provides:

Rent Insurance; protection to pay the monthly rent for up to 12 months on breach of tenancy agreement
100% of the rent paid until full and vacant possession is obtained
75% of the rent paid for up to 2 months once full and vacant possession is obtained until the property has been re-let
Covers monthly rents up to £5,000 (or higher upon request)
Covers Legal Costs:
to obtain possession of the property on breach of the tenancy agreement
to defend a Legal Action brought against you by your tenants
to remove squatters
Pays the cost of alternative accommodation up to £50 per day or a maximum £1,500 per claim
Cover is only available for properties to be insured within England, Scotland or Wales
Insurance premiums are a tax deductible expense

For Building cover we use http://www.budgetinsurance.com/
No problems being out the country.

Last edited by h2oskineil; May 4th 2008 at 10:10 pm.
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