Your opinion?
Feb 19th 2007, 10:15 am
#1
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Your opinion?
Ok so should be moving to Melbourne later this year, aiming for August but we'll see?
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
Feb 19th 2007, 10:27 am
#2
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Location: ex yeovil ...now CAIRNS!
Posts: 604
Re: Your opinion?
Ok so should be moving to Melbourne later this year, aiming for August but we'll see?
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
http://britishexpats.com/forum/showthread.php?t=427645
Might give you some insight
Feb 19th 2007, 10:30 am
#3
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Joined: Feb 2006
Location: Riddells Crk, Vic
Posts: 1,565
Re: Your opinion?
Ok so should be moving to Melbourne later this year, aiming for August but we'll see?
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
Had a rare deep discussion with hubby about finances over there - OOooooh bad move lol
Firstly any advice to help us get a better picture would be ace, cause been looking into loads of things.
We want to budget to begin with renting a property for up to $350p.w preferably around $280 for a 4 bed one storey (yep I have seen them on realestate agents website).
Hubby, me and 3 kids, anyone give me some idea of bill costs???? Just so I can work out how much if anything we'll have spare ????
Secondly we should be going out with just over £100,000 (would have been more but hubby kept adding to the mortgage so ended up more than the original amount (d'oh)
We are laning more towards buying a plot of land and building on it.
How do-able is a $300,000 mortgage over there????
Hubby should be earning $950p.w to start with ????
Jen
Our total house build cost is about $240,000 and that is excluding the land which was given to us for free. (5 acres out near Mt. Macedon). You can get house and land packages for around $200,000 if you don't mind being on one of the new developments where you have neighbours houses right on your boundary line
So I guess as far as the house build goes, you will have to wait until you know where you want to build to know if $300,000 will be enough 
Feb 19th 2007, 10:43 am
#4
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Re: Your opinion?
$280 a week is possible out near where we are building for a 4 bed house (about 50 mins in train from CBD) but I'm not sure how doable that would be if you wanted to be further in. We are also currently rnting a 2 bed house in Newport for $300 a week!
Our total house build cost is about $240,000 and that is excluding the land which was given to us for free. (5 acres out near Mt. Macedon). You can get house and land packages for around $200,000 if you don't mind being on one of the new developments where you have neighbours houses right on your boundary line So I guess as far as the house build goes, you will have to wait until you know where you want to build to know if $300,000 will be enough
Our total house build cost is about $240,000 and that is excluding the land which was given to us for free. (5 acres out near Mt. Macedon). You can get house and land packages for around $200,000 if you don't mind being on one of the new developments where you have neighbours houses right on your boundary line
So I guess as far as the house build goes, you will have to wait until you know where you want to build to know if $300,000 will be enough Where is it your building Teliko?? Newport i've heard is quite expensive, we want to be more south of you - Point Cook !!!
The house we like and looked round last year is around $245,000 with the extras it'll prob be more like $270,000 but thought with landscaping and anything else might aswell round it up to $300,000 we will prob have enough from the house sale (haha we hope) to buy a piece of land so would be gettin the mortgage to pay for the house etc
Jen
Feb 19th 2007, 10:46 am
#5
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Posts: 4,374
Re: Your opinion?
why oh why did i read this thread, am away back under the duvet
Feb 19th 2007, 10:49 am
#6
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Location: Riddells Crk, Vic
Posts: 1,565
Re: Your opinion?
Thanks windog will check out that link first thing - can hardly keep my eyes open right now.
Where is it your building Teliko?? Newport i've heard is quite expensive, we want to be more south of you - Point Cook !!!
The house we like and looked round last year is around $245,000 with the extras it'll prob be more like $270,000 but thought with landscaping and anything else might aswell round it up to $300,000 we will prob have enough from the house sale (haha we hope) to buy a piece of land so would be gettin the mortgage to pay for the house etc
Jen
Where is it your building Teliko?? Newport i've heard is quite expensive, we want to be more south of you - Point Cook !!!
The house we like and looked round last year is around $245,000 with the extras it'll prob be more like $270,000 but thought with landscaping and anything else might aswell round it up to $300,000 we will prob have enough from the house sale (haha we hope) to buy a piece of land so would be gettin the mortgage to pay for the house etc
Jen
Our house build is costing $244,000 not including driveway, garden etc and today we have just had a $10,000 septic grey water system installed and then there are various other things we are doing ourselves so I think we are going to easily make it to $300,000 when everything is done. To have 2 phone lines installed is costing close to $1000 all by itself! Telstra suck
Feb 19th 2007, 10:50 am
#7
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Feb 19th 2007, 10:54 am
#9
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Posts: 4,374
Re: Your opinion?
Nope am definately unsubscribing i cant bear to listen to 'is £100,000 enough one more time', especially when we're going with very limited funds
Feb 23rd 2007, 7:16 am
#14
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