Why would I insure?
Jul 6th 2004, 8:36 pm
#1
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Why would I insure?
I've just read the small print on the insurance for my goods, it does NOT include;
Breakage, scratching, denting, chipping, staining or tearing of any item.
Mechanical, electrical or electronic derangement
(to name but a few)
so unless the container sinks (and my stuff isn't well wrapped in brown paper and then bubble wrap and floats a meter below the surface
) what exactly am I insuring myself against?!!?
Any ideas, anyone!?
:lecture:
Breakage, scratching, denting, chipping, staining or tearing of any item.
Mechanical, electrical or electronic derangement
(to name but a few)
so unless the container sinks (and my stuff isn't well wrapped in brown paper and then bubble wrap and floats a meter below the surface
) what exactly am I insuring myself against?!!?Any ideas, anyone!?
:lecture:
Jul 6th 2004, 9:05 pm
#2
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Location: Nappyland
Posts: 2,886
Re: Why would I insure?
Originally posted by mlbonner
I've just read the small print on the insurance for my goods, it does NOT include;
Breakage, scratching, denting, chipping, staining or tearing of any item.
Mechanical, electrical or electronic derangement
(to name but a few)
so unless the container sinks (and my stuff isn't well wrapped in brown paper and then bubble wrap and floats a meter below the surface) what exactly am I insuring myself against?!!?
Any ideas, anyone!? :lecture:
I've just read the small print on the insurance for my goods, it does NOT include;
Breakage, scratching, denting, chipping, staining or tearing of any item.
Mechanical, electrical or electronic derangement
(to name but a few)
so unless the container sinks (and my stuff isn't well wrapped in brown paper and then bubble wrap and floats a meter below the surface
) what exactly am I insuring myself against?!!?Any ideas, anyone!?
:lecture:
it does sound rather crazy tho !!
Jul 6th 2004, 9:07 pm
#3
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What shipping company are you using and who are the insurers?
Jul 6th 2004, 9:11 pm
#4
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Originally posted by steandleigh
What shipping company are you using and who are the insurers?
What shipping company are you using and who are the insurers?
Jul 6th 2004, 9:13 pm
#5
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Re: Why would I insure?
Originally posted by HiddenPaw
warping or melting?
it does sound rather crazy tho !!
warping or melting?
it does sound rather crazy tho !!
"scratching, denting, bruising or marking of furniture constructed of plastic coated composition or chipboard....."
Jul 6th 2004, 10:45 pm
#6
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Joined: May 2004
Location: Crawley West Sussex
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Re: Why would I insure?
Originally posted by mlbonner
No, they have that covered too
"scratching, denting, bruising or marking of furniture constructed of plastic coated composition or chipboard....."
No, they have that covered too
"scratching, denting, bruising or marking of furniture constructed of plastic coated composition or chipboard....."
OMG, although not good for anyone shipping anything that really is quite funny.
Anyone in insurance (who dares to admit it) out there who can explain.
Jul 6th 2004, 10:57 pm
#7
da Bonehead
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Re: Why would I insure?
You got what you paid for = what you were sold. 
Sounds like a disaster cover only - total loss.
Sounds like a disaster cover only - total loss.
Jul 6th 2004, 11:13 pm
#8
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We went with PSS and took out the insurance- thankfully. We had a broken mirror, scratched bike and a broken piece of fine china. Most of this was down to the customs opening things and not sealing them up properly. I claimed around 300 pounds on the insurance and got paid it in full minus the excess which was about 100 pounds.
It was well worth taking it out as we claimed back almost as much as we had paid and we had piece of mind. I would look into a different company as PSS and John Masons fully cover you for most events.
It was well worth taking it out as we claimed back almost as much as we had paid and we had piece of mind. I would look into a different company as PSS and John Masons fully cover you for most events.
Jul 7th 2004, 6:34 am
#9
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Ah well, its all done now, I managed to find (in even smaller print) that you could insure against all risk and not just total loss for an extra 1.5% so I have done that. Goods get picked up at 9.30am & my insurance worked out at about £30 (I only have personal affects). Just not going to worry about it too much & hopefully see it in a couple of months! 
Jul 7th 2004, 6:45 am
#10
NZ or Bust!
Joined: Jun 2003
Location: Twickenham
Posts: 132
I think you were had!
We insured everything for all conceivable losses.. including scratchng etc.
All for 1.5%, not for an extra 1.5%
Something seems to have gone wrong with your insurance somewhere?
We insured everything for all conceivable losses.. including scratchng etc.
All for 1.5%, not for an extra 1.5%
Something seems to have gone wrong with your insurance somewhere?
Jul 7th 2004, 7:05 am
#11
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Originally posted by Sazzle
I think you were had!
We insured everything for all conceivable losses.. including scratchng etc.
All for 1.5%, not for an extra 1.5%
Something seems to have gone wrong with your insurance somewhere?
I think you were had!
We insured everything for all conceivable losses.. including scratchng etc.
All for 1.5%, not for an extra 1.5%
Something seems to have gone wrong with your insurance somewhere?
