Visiting the UK From Oz - How does everyone take money over?
Mar 10th 2023 | 9:15 am
#1
Thread Starter
BE Enthusiast
Joined: Aug 2005
Posts: 356
Visiting the UK From Oz - How does everyone take money over?
Team,
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
Mar 10th 2023 | 9:28 am
#2
Home and Happy
Joined: Dec 2002
Posts: 94,305
From: Keep true friends and puppets close, trust no-one else...
Re: Visiting the UK From Oz - How does everyone take money over?
Team,
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
Failing that there are preloaded cards you can get, they work like a credit card, but you load them in advance with whatever currency you want to use at your destination, and then just use that money like you would the balance on a visa card. Ii think Aus Post do one.
Mar 10th 2023 | 9:29 am
#3
Lost in BE Cyberspace
Joined: May 2010
Posts: 10,146
From: San Diego, California
Re: Visiting the UK From Oz - How does everyone take money over?
Get a credit card and debit card which do not have transaction fees - like Capitalone.
We always carry some cash for taxis, snacks/coffees
We always carry some cash for taxis, snacks/coffees
Mar 10th 2023 | 4:58 pm
#4
Thread Starter
BE Enthusiast
Joined: Aug 2005
Posts: 356
Re: Visiting the UK From Oz - How does everyone take money over?
I don't suppose you still have a UK bank account that you could transfer to? That's what I did over the last 20 years.
Failing that there are preloaded cards you can get, they work like a credit card, but you load them in advance with whatever currency you want to use at your destination, and then just use that money like you would the balance on a visa card. Ii think Aus Post do one.
Failing that there are preloaded cards you can get, they work like a credit card, but you load them in advance with whatever currency you want to use at your destination, and then just use that money like you would the balance on a visa card. Ii think Aus Post do one.
Mar 10th 2023 | 5:46 pm
#5
MODERATOR
Joined: Sep 2009
Posts: 31,928
From: Adelaide
Re: Visiting the UK From Oz - How does everyone take money over?
If using your bank, you'll just need details of receiving bank I think.
I have account with OFX (forex company and they have details of my bank accounts already.
Lots of people use Wise, which is similar, so worth checking out.
You'll likely get a better exchange rate with the forex companies than your bank - some do fee free particularly for a first transfer
I have account with OFX (forex company and they have details of my bank accounts already.
Lots of people use Wise, which is similar, so worth checking out.
You'll likely get a better exchange rate with the forex companies than your bank - some do fee free particularly for a first transfer
Mar 10th 2023 | 6:52 pm
#6
Home and Happy
Joined: Dec 2002
Posts: 94,305
From: Keep true friends and puppets close, trust no-one else...
Re: Visiting the UK From Oz - How does everyone take money over?
If you have a UK account, yes.
I've been moving money on a regular basis, for bills, holidays, gifts etc for over 20 years. I use a company called OFX. Money goes from my Aus account to their Aus acccunt, they convert it to pounds in their UK account, then pay it to my UK account. Usually takes around 24 hours.
Very helpful customer services too.
I've been moving money on a regular basis, for bills, holidays, gifts etc for over 20 years. I use a company called OFX. Money goes from my Aus account to their Aus acccunt, they convert it to pounds in their UK account, then pay it to my UK account. Usually takes around 24 hours.
Very helpful customer services too.
Mar 11th 2023 | 10:06 am
#7
Thread Starter
BE Enthusiast
Joined: Aug 2005
Posts: 356
Re: Visiting the UK From Oz - How does everyone take money over?
If you have a UK account, yes.
I've been moving money on a regular basis, for bills, holidays, gifts etc for over 20 years. I use a company called OFX. Money goes from my Aus account to their Aus acccunt, they convert it to pounds in their UK account, then pay it to my UK account. Usually takes around 24 hours.
Very helpful customer services too.
I've been moving money on a regular basis, for bills, holidays, gifts etc for over 20 years. I use a company called OFX. Money goes from my Aus account to their Aus acccunt, they convert it to pounds in their UK account, then pay it to my UK account. Usually takes around 24 hours.
Very helpful customer services too.
Mar 11th 2023 | 5:46 pm
#8
Proudly Deplorable
Joined: May 2003
Posts: 24,249
From: Alloha snack bar
Re: Visiting the UK From Oz - How does everyone take money over?
Team,
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
Returning to the UK for the first time in 13 years in July, after three years in the Cayman Islands, about ten in Cairns, and the last five on the Gold Coast. I’m pretty exited, I think it will be quite surreal returning to our old stomping grounds (Edinburgh / Scotland).
Anyway, just wondering how everyone takes spending money back? Obviously we don’t want to take cash, and we don’t want to use credit card because of the fees, so what does everyone do? We bank with ING.
anyvtips would be appreciated!
https://www.28degreescard.com.au/
No international transaction fees
No annual fee
Exchange rates very close to xe.com
Thank me later
Take some cash too. In the UK, I've found Marks & Spencer to offer the best exchange rate
Mar 11th 2023 | 7:38 pm
#9
Thread Starter
BE Enthusiast
Joined: Aug 2005
Posts: 356
Re: Visiting the UK From Oz - How does everyone take money over?
28 Degrees Mastercard:
https://www.28degreescard.com.au/
No international transaction fees
No annual fee
Exchange rates very close to xe.com
Thank me later
Take some cash too. In the UK, I've found Marks & Spencer to offer the best exchange rate
https://www.28degreescard.com.au/
No international transaction fees
No annual fee
Exchange rates very close to xe.com
Thank me later
Take some cash too. In the UK, I've found Marks & Spencer to offer the best exchange rate
