UK Equifax Credit Check
Jan 4th 2006, 7:07 am
#1
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UK Equifax Credit Check
Hi everyone
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Jan 4th 2006, 7:10 am
#2
one day rodders !!!
Joined: Jul 2005
Location: Helensvale where else!
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Re: UK Equifax Credit Check
i hope not!!!!!
Jan 4th 2006, 7:10 am
#3
Joined: Jan 2006
Posts: 3,376
Re: UK Equifax Credit Check
Originally Posted by robos
i hope not!!!!!
Jan 4th 2006, 7:16 am
#4
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Re: UK Equifax Credit Check
Originally Posted by FluffyTheCampfireSlayer
So do I!! :scared:
Jan 4th 2006, 8:42 am
#5
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Re: UK Equifax Credit Check
Originally Posted by SuperSeagulls
Hi everyone
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Just a job, or a decent bank balance
And of course, NO bad credit rating in Australia. We don't have Good ratings here, just records of bad Australian ones.
Jan 5th 2006, 6:58 am
#6
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Re: UK Equifax Credit Check
Originally Posted by ABCDiamond
Nope
Just a job, or a decent bank balance
And of course, NO bad credit rating in Australia. We don't have Good ratings here, just records of bad Australian ones.
Just a job, or a decent bank balance
And of course, NO bad credit rating in Australia. We don't have Good ratings here, just records of bad Australian ones.
SS
Jan 5th 2006, 7:23 am
#7
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Re: UK Equifax Credit Check
Originally Posted by SuperSeagulls
Ok, so I definitely don't need one then?
SS
SS
But then, with more recent Brits here now, you may come across people who do ?
I've just had a letter from my Letting agent, and they say: quote: " All references have been fully checked, and the Tenancy Information Centre has advised there is no bad history"
Now I knew that, as the tenants only arrived in the country a few weeks ago, so they have no history here. I also doubt very much that any references were checked. They viewed the property on 21/12, moved in on 23/12, and the above mentioned letter was dated 29/12. Not much time to check overseas references
Jan 6th 2006, 7:09 am
#8
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Re: UK Equifax Credit Check
Originally Posted by ABCDiamond
Most Australians wouldn't even know what it was
But then, with more recent Brits here now, you may come across people who do ?
I've just had a letter from my Letting agent, and they say: quote: " All references have been fully checked, and the Tenancy Information Centre has advised there is no bad history"
Now I knew that, as the tenants only arrived in the country a few weeks ago, so they have no history here. I also doubt very much that any references were checked. They viewed the property on 21/12, moved in on 23/12, and the above mentioned letter was dated 29/12. Not much time to check overseas references
But then, with more recent Brits here now, you may come across people who do ?
I've just had a letter from my Letting agent, and they say: quote: " All references have been fully checked, and the Tenancy Information Centre has advised there is no bad history"
Now I knew that, as the tenants only arrived in the country a few weeks ago, so they have no history here. I also doubt very much that any references were checked. They viewed the property on 21/12, moved in on 23/12, and the above mentioned letter was dated 29/12. Not much time to check overseas references
SS
Jan 29th 2006, 9:26 am
#9
Ocean Reef
Joined: Aug 2004
Location: Landed in Perth July'06 & now freezing in Melbourne! Brisbane Bound soon and lovin it everyday!
Posts: 164
Re: UK Equifax Credit Check
Just a thought, I have been checking the threads and I am still not sure of one thing....if we had a bad credit rating here in UK, does it follow us to Oz? Does anyone have any thoughts??
Originally Posted by SuperSeagulls
Hi everyone
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Do you need one of these to get a rental property Down Under (Sydney)?
Cheers
SS
Jan 30th 2006, 7:03 am
#10
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Re: UK Equifax Credit Check
Originally Posted by luchi
Just a thought, I have been checking the threads and I am still not sure of one thing....if we had a bad credit rating here in UK, does it follow us to Oz? Does anyone have any thoughts?? SS
Jan 30th 2006, 7:57 am
#11
da Bonehead
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Re: UK Equifax Credit Check
Originally Posted by luchi
Just a thought, I have been checking the threads and I am still not sure of one thing....if we had a bad credit rating here in UK, does it follow us to Oz? Does anyone have any thoughts?? Although the UK history is not generally asked for or recognised here some rental agents will accept information to show to the landlord.
So you may have a bad UK rating but maybe you can give him something that shows you in a good light like a regular mortgage payment.
Jan 30th 2006, 7:32 pm
#12
Ocean Reef
Joined: Aug 2004
Location: Landed in Perth July'06 & now freezing in Melbourne! Brisbane Bound soon and lovin it everyday!
Posts: 164
Re: UK Equifax Credit Check
Cheers 4 the reply...luckily we don't have a bad credit and as far as getting the mortagage is concerned, that's all ok too. We also have friends who have houses we can rent, so that's cool too.
I was more intregged than anything.... as i was discussing this with hubbie and some relatives who are also coming over...we have heard it being done before...but even though it may sound fine for some people, I don't fancy the hassle and guilty conscience.
I was more intregged than anything.... as i was discussing this with hubbie and some relatives who are also coming over...we have heard it being done before...but even though it may sound fine for some people, I don't fancy the hassle and guilty conscience.
Originally Posted by Bix
Bad debts could catch up with you but not bad credit ratings.
Although the UK history is not generally asked for or recognised here some rental agents will accept information to show to the landlord.
So you may have a bad UK rating but maybe you can give him something that shows you in a good light like a regular mortgage payment.
Although the UK history is not generally asked for or recognised here some rental agents will accept information to show to the landlord.
So you may have a bad UK rating but maybe you can give him something that shows you in a good light like a regular mortgage payment.
