Evening all.

If you were going back to the UK for a holiday, how would you access money whilst there? Would you use your Aussie Bank Account? I've heard you can get a card which you load up from Australia Post...thoughts anyone?

Cheers

Hazel

Other options:

NAB gold banking = no overseas ATM fees.

28 degrees mastercard ($0 annual fee credit card preloaded with cash) = no overseas ATM fees

Thanks bcworld.

I have the 28 degrees card - it's the best card to use overseas

I still have a UK account, just whack a few thousand dollars in it and bob's your uncle.

if you still have a UK bank account, transfer the money there and withdraw it in the UK while smiling at the current exchange rate

We always use a Travelex card

https://www.onlinetravelmoney.com.au/travelex/

You load money (online or in shops) directly from Aussie dollars to UK pounds. Then when you're here you use it wherever you see a VISA sign. AT ATM's, in shops, restaurants etc..

You pay absolutely no fees.

Apart from an initially crap exchange rate?

I just used an ANZ holiday cash visa card. Really easy to use, and they give you two in case you lose one. You can top it up online. http://www.anz.com/personal/travel-f...y/travel-card/

Commonwealth do them too.

I use my visa debit/credit card. Don't have to worry about exchange rates as all transactions are converted to $Aus. No fees either.

Why confused? Why would I worry when my expenditure in pounds would be converted to $Aus before being debited from my account?

Well it was kind of a strange statement, everyone will have their transactions converted to AUD before they are deducted from their account - the question is what are the fees and how good is the ex rate - that is effectively what the OP wants to know I think, what is the best option. The 28 degree card charges no currency conversion fees. Which cards are you using that charge no fees?

I've just left some of my pension in my UK bank account ready for our trip to the UK in September, so I can access it fee free using my debit card. Its been a double bonus as I've not had to cry at the piddling amount of dollars I get for it when I bring it here

Possibly not a lot of help to you though

Visa debit from a credit union and the exchange rate is usual better than that given by others with no fee.