Trip back to Blighty
 

Evening all.

If you were going back to the UK for a holiday, how would you access money whilst there? Would you use your Aussie Bank Account? I've heard you can get a card which you load up from Australia Post...thoughts anyone?

Cheers

Hazel

Re: Trip back to Blighty
 

Other options:

NAB gold banking = no overseas ATM fees.

28 degrees mastercard ($0 annual fee credit card preloaded with cash) = no overseas ATM fees

Re: Trip back to Blighty
 

Thanks bcworld.

Re: Trip back to Blighty
 

I have the 28 degrees card - it's the best card to use overseas

Re: Trip back to Blighty
 

I still have a UK account, just whack a few thousand dollars in it and bob's your uncle.

Re: Trip back to Blighty
 

if you still have a UK bank account, transfer the money there and withdraw it in the UK :thumbup: while smiling at the current exchange rate :o

Re: Trip back to Blighty
 

We always use a Travelex card

https://www.onlinetravelmoney.com.au/travelex/

You load money (online or in shops) directly from Aussie dollars to UK pounds. Then when you're here you use it wherever you see a VISA sign. AT ATM's, in shops, restaurants etc..

You pay absolutely no fees.

Re: Trip back to Blighty
 

Apart from an initially crap exchange rate?

Re: Trip back to Blighty
 

I just used an ANZ holiday cash visa card. Really easy to use, and they give you two in case you lose one. You can top it up online. http://www.anz.com/personal/travel-f...y/travel-card/

Commonwealth do them too.

Re: Trip back to Blighty
 

I use my visa debit/credit card. Don't have to worry about exchange rates as all transactions are converted to $Aus. No fees either.:thumbup:

Re: Trip back to Blighty
 

:confused:

Re: Trip back to Blighty
 

Why confused? Why would I worry when my expenditure in pounds would be converted to $Aus before being debited from my account?

Re: Trip back to Blighty
 

Well it was kind of a strange statement, everyone will have their transactions converted to AUD before they are deducted from their account - the question is what are the fees and how good is the ex rate - that is effectively what the OP wants to know I think, what is the best option. The 28 degree card charges no currency conversion fees. Which cards are you using that charge no fees?

Re: Trip back to Blighty
 

I've just left some of my pension in my UK bank account ready for our trip to the UK in September, so I can access it fee free using my debit card. Its been a double bonus as I've not had to cry at the piddling amount of dollars I get for it when I bring it here :D

Possibly not a lot of help to you though :)

Re: Trip back to Blighty
 

Visa debit from a credit union and the exchange rate is usual better than that given by others with no fee.