Wikiposts

State Pension

Thread Tools
 
Old Apr 3rd 2013 | 3:24 am
  #31  
Pollyana's Avatar
Home and Happy
 
Joined: Dec 2002
Posts: 94,305
From: Keep true friends and puppets close, trust no-one else...
Pollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond repute
Default Re: State Pension

Originally Posted by blackcab
http://www.humanservices.gov.au/cust...tart-allowance

single, no children $497.00

http://www.humanservices.gov.au/cust.../payment-rates

Single, with no children $123.00 Maximum payment per fortnight if your fortnightly rent is more than $273.20

So, shared house rent is $136.60 per week, about right, you can get a room for that easily.


$123.00 divided by two equals $61.50 off your $136.60 per week rent which equates to $75.10 per week, so times this by two for a fortnight.

Which equals $150.20 which you must pay in rent out of your $497.00, so you are left with $346.80 per fortnight to live on or $173.40 per week?

Hardly appertizing? Rather be busy and work.
Not always possible to work when you aare elderly though, and New Start Allowance isn't really applicable for people looking at old age pensions.
 
Old Apr 3rd 2013 | 10:44 am
  #32  
Just Joined
 
Joined: Apr 2013
Posts: 5
Strayalad is an unknown quantity at this point
Default Re: State Pension

I was watching homeless program in glasgow last night, TV. This guy was getting 70p a week, surely that's not right. Does it go on how much stamps you paid into the system, rather than a set rate if your unemployed.
 
Old Apr 3rd 2013 | 10:25 pm
  #33  
lesleys's Avatar
BE Forum Addict
 
Joined: Dec 2003
Posts: 2,359
From: Gold Coast Hinterland
lesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond reputelesleys has a reputation beyond repute
Default Re: State Pension

Originally Posted by Gill73
Sorry - I think you are right. My Dad is 65 in July so he must start receiving it then. He has told me he's expecting to get £800 per month based on a pension forecast he's received from the government but I think I'll ask to see it so I can check.
That is possible. He should also keep in mind that if he moves to Australia his pension is frozen, ie any annual cost of living rises are not paid and he will still be getting £800 a month in 10 and 20 years' time.
 
Old Apr 4th 2013 | 7:16 am
  #34  
Pollyana's Avatar
Home and Happy
 
Joined: Dec 2002
Posts: 94,305
From: Keep true friends and puppets close, trust no-one else...
Pollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond reputePollyana has a reputation beyond repute
Default Re: State Pension

Originally Posted by Strayalad
I was watching homeless program in glasgow last night, TV. This guy was getting 70p a week, surely that's not right. Does it go on how much stamps you paid into the system, rather than a set rate if your unemployed.
It could be dependent on lots of factors. On what he is actually claiming, as well as on what he is entitled to. MAybe he was claiming dole but refused to go for any job interviews, for instance.
 
Old Apr 5th 2013 | 8:37 pm
  #35  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by quoll
I think people don't understand that it isn't a pension because you've made contributions into it but a means tested welfare payment - it's not a right, it's a safety net! At 62/63 I'd say their chances of getting it are negligible. They'll be in their mid 70s before they are eligible o even think about it and with a UK pension coming in they might struggle to meet the means test.
Exactly quoll. It is more akin to the dole. Not a pension in the European sense and as such confuses,even angers people.

People are much left to their own devices in Australia. The so called pension does not reward those that save or otherwise invest towards their future in Australia.

Besides that they often change the goal posts. I have come across a few Aussies in Asia hanging out there to return only for their pension as can't afford to live in Australia anymore,who will be hit.

Really something to think about before coming to Oz.
 
Old Apr 5th 2013 | 8:42 pm
  #36  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by Gill73
so is it 10 years that you have to reside in Australia for prior to claiming a pension or is it 2 years?!?! I'm just looking to clarify as my parents, who are 63 and 62, would like to follow us to Australia if they can get a visa sorted
Doesn't matter what the Australian system is in their case as they'll get at age the UK pension,frozen at the amount paid on leaving the country.

You didn't surely expect an Aussie pension did you?
 
Old Apr 5th 2013 | 8:46 pm
  #37  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by nickyjohnt
Something i found out when i needed assistance due to illness, Centrelink asked we why i left the Country for 12 days 7 months previously, they knew what date i left and what date i returned. The Tax office, Immigration and Centrelink seem to have their act together here... Which in my eyes is not a bad thing but a bit too much like a Big Brother thing

John
Very big brother and not a little disconcerting. What business is it of government why you left the country?

Most are aware Centrelink and Immigration are linked. Hence they catch those on the dole going to Bali for a break.
 
Old Apr 5th 2013 | 9:00 pm
  #38  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by Strayalad
I was talking to friend tonight, about time I lived in the uk in the 90s. Since i have dual citizenship, i needed at one time to go onto welfare. The time i only got a Giro of $40 lol, they don't believe me friend it was so low . I said i was receiving back here at the time $300 a fortnight prior to leaving , a huge difference. My Question is i wonder out of the two countries, in today's terms who's better of?. Today here you would receive about $530 to live on after rents paid, but Gross about $700 odd per fortnight. What do you get in the Uk roughly now days? is it per week still? rough estimate will do cheers.
Yep I recall the times. Although remember rent was paid seperately besides the fortnightly giro.

Having A polish friend living in St Albans until recently, I can tell you depending on circunstances UK was better.
He and his wife lived in a great house, very close to the station and city,rented out a room, got rent paid from state along with payment for two children and the dole. Wife worked cash in hand and he worked online.
Not bad if you can get away with it. This guy when I lived in London owned two houses....well paying the bank plus property in Poland.

Here in Oz I won't even qualify for a pension. Although as stated it is more a dole payment for those at the bottom. Northern Europe or UK, although I am not up with present changes but I do feel at times would be better off returning to that part of the world and at least qualify for a part pension with some sixteen years of work,perhaps a little less.

It was ok when Oz was a cheapish place but now one of the more expensive with doubts about the future,there is a lot of food for thought.
 
Old Apr 5th 2013 | 9:04 pm
  #39  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by Strayalad
Hi Gill73, I think no matter what either country is not easy to live on it
Perhaps the income of offspring should be looked at and if able to contibute towards parents retirement and possible age care as well as in Germany.
 
Old Apr 5th 2013 | 9:10 pm
  #40  
Lost in BE Cyberspace
 
Joined: Oct 2008
Posts: 6,830
From: Perth
the troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond reputethe troubadour has a reputation beyond repute
Default Re: State Pension

Originally Posted by Pollyana
It could be dependent on lots of factors. On what he is actually claiming, as well as on what he is entitled to. MAybe he was claiming dole but refused to go for any job interviews, for instance.
In that case he would have been breached (in Aussie terms) think UK has another word for it.
It came to light very recently a contest between London/Uk offices unsure how widespread to cut people of payments. Govt claims to have have down on this but does make you wonder. Matter was shown light by an employee, upset with how it was conducted. The numbers cut of payment in a year are staggering. It appears to be in the hundreds of thousands,of course for various periods.
 
Old Apr 5th 2013 | 9:56 pm
  #41  
OzTennis's Avatar
Lost in BE Cyberspace
 
Joined: Nov 2003
Posts: 7,949
From: Scotland
OzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond reputeOzTennis has a reputation beyond repute
Default Re: State Pension

Famous (infamous) case in UK currently of Mick Philpott, Derby. Father of 17 children by 5 different women, never worked, no incentive - benefits far greater than any income he could earn from employment. Lives with wife and one of the ladies who fathered some of his other children! Girlfriend takes off with some of the kids and he's down £1K a month in benefits. So he comes up with a witless scheme with his wife and next door neighbour (who he shares with his wife and girlfriends) to set the house on fire then rescue the kids and he'll get rehoused and his kids and benefits back. Goes wrong, 6 poor kids die and he doesn't do anything to rescue them. Turns out he had priors for stabbing one of his other girlfriends 13 times and other violence. Has appeared on reality TV saying how he is villified, is a decent sort, wants to work etc.

I know there needs to be a safety net for the out of work, the less fortunate and the underbelly of society but something has gone wrong when there is such an incentive to procreate and not work.
 
Old Apr 5th 2013 | 10:48 pm
  #42  
spouse of scouse's Avatar
Concierge
 
Joined: Jan 2013
Posts: 21,654
From: Western Australia
spouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond repute
Default Re: State Pension

Originally Posted by the troubadour
Yep I recall the times. Although remember rent was paid seperately besides the fortnightly giro.

Having A polish friend living in St Albans until recently, I can tell you depending on circunstances UK was better.
He and his wife lived in a great house, very close to the station and city,rented out a room, got rent paid from state along with payment for two children and the dole. Wife worked cash in hand and he worked online.
Not bad if you can get away with it. This guy when I lived in London owned two houses....well paying the bank plus property in Poland.

Here in Oz I won't even qualify for a pension. Although as stated it is more a dole payment for those at the bottom. Northern Europe or UK, although I am not up with present changes but I do feel at times would be better off returning to that part of the world and at least qualify for a part pension with some sixteen years of work,perhaps a little less.

It was ok when Oz was a cheapish place but now one of the more expensive with doubts about the future,there is a lot of food for thought.
If people like your friend paid their share of tax, instead of being cheats and liars, then perhaps the UK would be a little better off.
 
Old Apr 5th 2013 | 11:37 pm
  #43  
Thread Starter
Forum Regular
 
Joined: Jan 2013
Posts: 36
Gill73 is an unknown quantity at this point
Default Re: State Pension

Can I ask why you won't qualify for a pension? Are your assets over a certain value and this is the reason? (Just trying to understand how this works.)
 
Old Apr 5th 2013 | 11:39 pm
  #44  
Thread Starter
Forum Regular
 
Joined: Jan 2013
Posts: 36
Gill73 is an unknown quantity at this point
Default Re: State Pension

Originally Posted by the troubadour
Doesn't matter what the Australian system is in their case as they'll get at age the UK pension,frozen at the amount paid on leaving the country.

You didn't surely expect an Aussie pension did you?
Not really, I'm just trying to understand how it all works. As I investigate things more for my parents, I've realized that the chance of them being able to live in Australia is close to zero anyway sadly.....
 
Old Apr 6th 2013 | 4:14 am
  #45  
spouse of scouse's Avatar
Concierge
 
Joined: Jan 2013
Posts: 21,654
From: Western Australia
spouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond reputespouse of scouse has a reputation beyond repute
Default Re: State Pension

Originally Posted by Gill73
Not really, I'm just trying to understand how it all works. As I investigate things more for my parents, I've realized that the chance of them being able to live in Australia is close to zero anyway sadly.....
Hi Gill. Nothing wrong with asking these questions, if you don't ask, you don't know. This link explains everything about eligibility for an Aged Pension, including the income and assets tests, and residency requirements.
http://www.humanservices.gov.au/cust...nk/age-pension

The Australian aged pension differs to the UK system, in that it's more a welfare payment to people who have limited resources (income and assets) when they reach retirement age. In 1992 the govt. introduced compulsory superannuation as a way for working people to save towards retirement, the employer pays this (currently 9% of salary) into the employees nominated super account. The reasoning put forward at the time was that a declining birth rate, coupled with an ageing population, would result in there being difficulty in funding aged pensions in the future (more people receiving aged pensions, less people working and paying tax to fund these payments).
 


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices

Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.