Removals and the INSURANCE
Jan 9th 2003, 8:24 pm
#1
Forum Regular
Thread Starter
Joined: Jan 2002
Posts: 239
Removals and the INSURANCE
We are using John Mason to move our house contents to Perth
Is it worth taking the insurance - it will cost us £600 to insure all our contents
or shall we only insure the more delicate items
Any sensible comments appreciated
Is it worth taking the insurance - it will cost us £600 to insure all our contents
or shall we only insure the more delicate items
Any sensible comments appreciated
Jan 10th 2003, 6:36 am
#2
Magnetic Member
Joined: Dec 2002
Location: Brisbane
Posts: 90
Re: Removals and the INSURANCE
Originally posted by Tambo
We are using John Mason to move our house contents to Perth
Is it worth taking the insurance - it will cost us £600 to insure all our contents
or shall we only insure the more delicate items
Any sensible comments appreciated
We are using John Mason to move our house contents to Perth
Is it worth taking the insurance - it will cost us £600 to insure all our contents
or shall we only insure the more delicate items
Any sensible comments appreciated
Needless to say we have prepared an inventory. However, we were told that if we only insure say 50% of our contents then the insurance would only pay 50% of any single item should it be broken/go missing etc.
Jan 10th 2003, 6:39 am
#3
Magnetic Member
Joined: Dec 2002
Location: Brisbane
Posts: 90
Re: Removals and the INSURANCE
Originally posted by magnetman
I also checked this out with our movers Crown. The quotes were 3% but if you took a 'volume' quote rather than an inventory quote they assumed something like $2.5k per cu.m which values a 40' container somewhere over 100K!
Needless to say we have prepared an inventory. However, we were told that if we only insure say 50% of our contents then the insurance would only pay 50% of any single item should it be broken/go missing etc.
I also checked this out with our movers Crown. The quotes were 3% but if you took a 'volume' quote rather than an inventory quote they assumed something like $2.5k per cu.m which values a 40' container somewhere over 100K!
Needless to say we have prepared an inventory. However, we were told that if we only insure say 50% of our contents then the insurance would only pay 50% of any single item should it be broken/go missing etc.
Jan 11th 2003, 5:43 am
#4
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Joined: Apr 2002
Location: Sydney
Posts: 336
Well heres a sore point for us! at the moment we have just spent £750 in legal fees to get back the value of our goods we lost. We took out marine insurance - ie the insurance cover for the goods whilst they were in the container - but our goods were stolen from the shipping company's warehouse before they were loaded so our marine insurance is useless.
Then we found out that the shipping company's warehouse insurance refused to pay out as they were still dealing with a claim from a month prior to our loss (we had no idea of this even though we asked if they had had any previous thefts). We are now suing the shipping company for the total value of the goods (it was totally due to their negligence of not getting a container sorted in time resulting in them having to store our stuff in their warehouse) which was written on the inventory for the marine insurance, only thing is we didn't put the true value of the goods on this as we were trying to keep down the costs of the insurance (based on the value of goods) also how can you put a price on certain things like baby photos or things bought for you when you were a kid, worthless but irreplaceable, you don't really expect to have stuff stolen either, maybe the odd thing to get broken but not a total loss!
So my advice for you is to take out good insurance, and value things honestly as I wouldn't like the same thing to happen to anyone as happened to us! By the way, we went with this shipping company as it was recommended to us by a good friend!
Mandy
Then we found out that the shipping company's warehouse insurance refused to pay out as they were still dealing with a claim from a month prior to our loss (we had no idea of this even though we asked if they had had any previous thefts). We are now suing the shipping company for the total value of the goods (it was totally due to their negligence of not getting a container sorted in time resulting in them having to store our stuff in their warehouse) which was written on the inventory for the marine insurance, only thing is we didn't put the true value of the goods on this as we were trying to keep down the costs of the insurance (based on the value of goods) also how can you put a price on certain things like baby photos or things bought for you when you were a kid, worthless but irreplaceable, you don't really expect to have stuff stolen either, maybe the odd thing to get broken but not a total loss!
So my advice for you is to take out good insurance, and value things honestly as I wouldn't like the same thing to happen to anyone as happened to us! By the way, we went with this shipping company as it was recommended to us by a good friend!
Mandy
Jan 11th 2003, 6:40 am
#5
Forum Regular
Joined: Oct 2002
Location: Ocean Reef
Posts: 159
Originally posted by Mandy Bale
Well heres a sore point for us! at the moment we have just spent £750 in legal fees to get back the value of our goods we lost. We took out marine insurance - ie the insurance cover for the goods whilst they were in the container - but our goods were stolen from the shipping company's warehouse before they were loaded so our marine insurance is useless.
Then we found out that the shipping company's warehouse insurance refused to pay out as they were still dealing with a claim from a month prior to our loss (we had no idea of this even though we asked if they had had any previous thefts). We are now suing the shipping company for the total value of the goods (it was totally due to their negligence of not getting a container sorted in time resulting in them having to store our stuff in their warehouse) which was written on the inventory for the marine insurance, only thing is we didn't put the true value of the goods on this as we were trying to keep down the costs of the insurance (based on the value of goods) also how can you put a price on certain things like baby photos or things bought for you when you were a kid, worthless but irreplaceable, you don't really expect to have stuff stolen either, maybe the odd thing to get broken but not a total loss!
So my advice for you is to take out good insurance, and value things honestly as I wouldn't like the same thing to happen to anyone as happened to us! By the way, we went with this shipping company as it was recommended to us by a good friend!
Mandy
Well heres a sore point for us! at the moment we have just spent £750 in legal fees to get back the value of our goods we lost. We took out marine insurance - ie the insurance cover for the goods whilst they were in the container - but our goods were stolen from the shipping company's warehouse before they were loaded so our marine insurance is useless.
Then we found out that the shipping company's warehouse insurance refused to pay out as they were still dealing with a claim from a month prior to our loss (we had no idea of this even though we asked if they had had any previous thefts). We are now suing the shipping company for the total value of the goods (it was totally due to their negligence of not getting a container sorted in time resulting in them having to store our stuff in their warehouse) which was written on the inventory for the marine insurance, only thing is we didn't put the true value of the goods on this as we were trying to keep down the costs of the insurance (based on the value of goods) also how can you put a price on certain things like baby photos or things bought for you when you were a kid, worthless but irreplaceable, you don't really expect to have stuff stolen either, maybe the odd thing to get broken but not a total loss!
So my advice for you is to take out good insurance, and value things honestly as I wouldn't like the same thing to happen to anyone as happened to us! By the way, we went with this shipping company as it was recommended to us by a good friend!
Mandy
Please let us know which company this was.
Thanks Sharon x
Jan 11th 2003, 7:11 am
#6
Magnetic Member
Joined: Dec 2002
Location: Brisbane
Posts: 90
Originally posted by Mandy Bale
Well heres a sore point for us! at the moment we have just spent £750 in legal fees to get back the value of our goods we lost. We took out marine insurance - ie the insurance cover for the goods whilst they were in the container - but our goods were stolen from the shipping company's warehouse before they were loaded so our marine insurance is useless.
Mandy
Well heres a sore point for us! at the moment we have just spent £750 in legal fees to get back the value of our goods we lost. We took out marine insurance - ie the insurance cover for the goods whilst they were in the container - but our goods were stolen from the shipping company's warehouse before they were loaded so our marine insurance is useless.
Mandy
