POSSIBLY CONSIDERING OZ... ?
#18
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Re: POSSIBLY CONSIDERING OZ... ?
I must admit I have never bought into this bizarre 'better for the kids' argument, as with everything it depends where you live. Our kids life here seems no better than the lives of our friends kids in England.
#19
Re: POSSIBLY CONSIDERING OZ... ?
I like the space here, it means our 6 year old has plenty of room to play, there are horses in the yards and the creek and dam are fun
places to wander occasionally (kid supervised, naturally). I'm going to build a raft this summer and try not to drown ...
It's also getting time to put the pool up which is another fun distraction.
We'll get a f'off huge cubby house a some point too, or I'll make one.
If a wander further afield is required then there is a mass of walking tracks just down the road leading to all the wildlife you'd expect to find. Some to be avoided, of course.
I can't imagine getting over 3 acres in the UK for anything close to the money we earn (and be able to commute a reasonable distance) and for this reason alone I would not bring my daughter up there.
Naturally, the semi-rural lifestyle is not for everyone and the gap between the UK and Oz will narrow the closer to suburbia you get.
#20
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Re: POSSIBLY CONSIDERING OZ... ?
Yes we have been looking at properties with at least half an acre or preferably a full acre, we don't want more as it would be wasted to be honest. We just want enough to have a few animals and for the boys to play.
#21
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Re: POSSIBLY CONSIDERING OZ... ?
Actually, no, you won't.
I could have migrated many, many years before I actually did. Chose not to....and never gave it another thought. I only moved here in the end when my company offered me a transfer, otherwise I would never have moved.
I could have migrated many, many years before I actually did. Chose not to....and never gave it another thought. I only moved here in the end when my company offered me a transfer, otherwise I would never have moved.
#22
Re: POSSIBLY CONSIDERING OZ... ?
I often wonder what life would be like if I had ten kids. I have no intention of having them though and I certainly won't regret it on my death bed.
#23
Re: POSSIBLY CONSIDERING OZ... ?
i would offer throw in the husband too, but I have washing up that needs doing
#24
Re: POSSIBLY CONSIDERING OZ... ?
just like UK there are so many immigrants here too & once you move here you & your family will be one of those immigrants, the surburb near where I live is full of Asians you wouldn't think you are in Australia sometimes, but I like the multiculter feel I get here, just like in UK.
Most Aussie I have met hate the PM & her governments, one my clients just call her that woman is ruining our country.
My point is if you want a move here just go for it but don't try to get out of UK for all the reason you have put down cause you get the same or more of it here & nobody gives damn either if you don't like it.
Most Aussie I have met hate the PM & her governments, one my clients just call her that woman is ruining our country.
My point is if you want a move here just go for it but don't try to get out of UK for all the reason you have put down cause you get the same or more of it here & nobody gives damn either if you don't like it.
#25
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Re: POSSIBLY CONSIDERING OZ... ?
If that is your reason for emmigrating, then I think you are better off staying put, considering your circumstances. If politics gets to you then it is likely to wherever you live and indeed they seem a particularly odd bunch here (all parties).
Also, guess what, we pay tax in Australia too. I haven't done a proper calc for a while but I might just do that now. Last time I checked for most people it works out pretty much the same (UK vs Australia).
Edit: just used a couple of quick tax calculators and I average 36% in both Australia and UK (on similar salaries). Try these out:
http://www.paycalculator.com.au/
http://www.thesalarycalculator.co.uk/salary.php
Also, guess what, we pay tax in Australia too. I haven't done a proper calc for a while but I might just do that now. Last time I checked for most people it works out pretty much the same (UK vs Australia).
Edit: just used a couple of quick tax calculators and I average 36% in both Australia and UK (on similar salaries). Try these out:
http://www.paycalculator.com.au/
http://www.thesalarycalculator.co.uk/salary.php
#26
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Re: POSSIBLY CONSIDERING OZ... ?
Ha ha, touche! (don't have accents on my pc but I'm sure you can figure it out ). Ah, but Australia has so much more land to fill - we're just a wee dot in the ocean!
#27
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Re: POSSIBLY CONSIDERING OZ... ?
Two things strike me straight away about your thread. Not meaning to shoot you down or anything. I think you'll find that as a percentage Australia has far more migrants or overseas born people as part of the base population and is having to build really large extended Cities to cope. There is real controversy re the Green belt around Melbourne at present as it is now being acquired for much needed housing... and that was never meant to happen.
Secondly... I think you'll find the income tax rate isn't too different here... certainly not a lot lower. One major difference will be at 111,000 dollars joint income your child benefits cut out for two kids. Which if you think about it, is a hidden form of tax.... Child benefits are not income tested (Currently) in the UK AFAIK... I stand to be corrected on that though. Not sure of the UK tax system after 30 years here. A lot of State Taxes here. That Child benefit cut off point really affects the wife and I and means doing overtime is almost pointless. In fact we would have a much higher per hour take home income if we both worked Part time.
So the two factors you have concentrated on in your post... could actually be worse here.
I'm one of the posters on here that usually praises Aus.
I do believe that Aus has a much brighter future than anywhere in Europe though... So your kids will benefit from a far more positive outlook from the majority of the population. The Aus population as a whole is generally far more upbeat about the future than those in the UK. Having a positive environment as a reason for migrating, is seriously underestimated in my view. In fact a lot of Migrants really hate the "She'll be right mate" Tude... which Aussies see as positive and optomistc, which UK people misconstrue as lackadaisical. Takes years to get over the negative conditioning of the UK apparently.
Secondly... I think you'll find the income tax rate isn't too different here... certainly not a lot lower. One major difference will be at 111,000 dollars joint income your child benefits cut out for two kids. Which if you think about it, is a hidden form of tax.... Child benefits are not income tested (Currently) in the UK AFAIK... I stand to be corrected on that though. Not sure of the UK tax system after 30 years here. A lot of State Taxes here. That Child benefit cut off point really affects the wife and I and means doing overtime is almost pointless. In fact we would have a much higher per hour take home income if we both worked Part time.
So the two factors you have concentrated on in your post... could actually be worse here.
I'm one of the posters on here that usually praises Aus.
I do believe that Aus has a much brighter future than anywhere in Europe though... So your kids will benefit from a far more positive outlook from the majority of the population. The Aus population as a whole is generally far more upbeat about the future than those in the UK. Having a positive environment as a reason for migrating, is seriously underestimated in my view. In fact a lot of Migrants really hate the "She'll be right mate" Tude... which Aussies see as positive and optomistc, which UK people misconstrue as lackadaisical. Takes years to get over the negative conditioning of the UK apparently.
I don't think we'd be affected by the benefits cut as it's unlikely we'd ever earn $111k unless I went back to work, and with 3x childcare to pay for I'm not going to do that unless I come out with some loose change at the end of the month! I think child benefit is for everyone in the UK, but you lose your child tax credits if you earn more than £43k (or something like that).
We lived in Melbourne for a few months back in 2004 and loved it, so it's a shame to think about the land surrounding it being built for houses... I hate that. I wish we could all go back to horses and carts and living off the land (I'm a simple person ) I also imagine you bump into a lot of backpackers around every corner in Oz (we were those people 7 years ago!), which of course isn't a problem unless you live next door to a hostel (having been a BPer I know how they like to party...).
#28
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Re: POSSIBLY CONSIDERING OZ... ?
Hi Anita, The reasons you give for giving another country a go may be the very reason why it could work for you, but a sounds like a lot of thought may be needed before your decision is made.
You are considering going to a foreign country. Australia is not the country for everyone and a lot of the things that niggle you now may be as bad here plus you would be in a country with a different culture and reality may be it is worse for you financially (it certainly costs to relocate) let alone leaving the house that you are so proud of. Australia is also very large with a variety of climates and cultural differences, depending which state you are looking at you could have a beach or country or inner city life but they all will be different from your experience now.
I would not change my Aussie childrens childhood but that doesnt mean everyone thinks the same. They grew up with the beach at their fingertips and they have all become wonderful adults who I am extremely proud of. Mine had to do their travelling when they grew up and then took the opportunity for world travel. They were able to able to go to the UK and access the rest of Europe and the Americas but from here it is always just about a days journey.
I think your children are lucky to have you thinking so hard about their future, and as part of that your whole family has to be happy about the decision. It sounds as if a lot of research is needed about the country you ultimately decide to apply to and whether your needs will be met by leaving your birth country.
A list of pros and cons may help too, you have obviously looked into leaving the UK before but found reasons to stay, and those reasons may still be compelling.
I think if you had an idea about which city or even state we could give you more links, and of course the DIAC website could be a good starting point to see if you are eligible for a visa.
Hope it helps a little
You are considering going to a foreign country. Australia is not the country for everyone and a lot of the things that niggle you now may be as bad here plus you would be in a country with a different culture and reality may be it is worse for you financially (it certainly costs to relocate) let alone leaving the house that you are so proud of. Australia is also very large with a variety of climates and cultural differences, depending which state you are looking at you could have a beach or country or inner city life but they all will be different from your experience now.
I would not change my Aussie childrens childhood but that doesnt mean everyone thinks the same. They grew up with the beach at their fingertips and they have all become wonderful adults who I am extremely proud of. Mine had to do their travelling when they grew up and then took the opportunity for world travel. They were able to able to go to the UK and access the rest of Europe and the Americas but from here it is always just about a days journey.
I think your children are lucky to have you thinking so hard about their future, and as part of that your whole family has to be happy about the decision. It sounds as if a lot of research is needed about the country you ultimately decide to apply to and whether your needs will be met by leaving your birth country.
A list of pros and cons may help too, you have obviously looked into leaving the UK before but found reasons to stay, and those reasons may still be compelling.
I think if you had an idea about which city or even state we could give you more links, and of course the DIAC website could be a good starting point to see if you are eligible for a visa.
Hope it helps a little
#29
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Re: POSSIBLY CONSIDERING OZ... ?
Purely looking at tax rates, the top marginal rate in Australia comes in once you earn $180,000+ and is 46.5% (45% tax plus 1.5% medicare levy - don't forget that bit in your calculations!)
The top UK rate of 50% comes in once you earn over 150,000 pounds any less thank that and it is 40%.
Therefore you would have to be earning over the 150k in the UK before the tax argument for moving becomes effective.
On a similar rate of pay here in Australia, say $210k for example, you would also need to pay private health insurance to cover all your family otherwise you would need to pay the Medicare Levy Surcharge (an extra 1% of taxable income), In addition as someone else suggested, at that level of income, you would not be entitled to any family assistance.
Also, try googling the 'Flood levy'. This is for the 2012 year only and would not apply to you. However if taxes and politics are key to your decision making it might interest you to have a read.
The above is all financial. From my personal perspective I would say, don't do it! I love Australia but my husband and I are stuck. Here we earn good money and have a lot of the material items that we desire. In the industry we work (mining) there is no comparison in the UK and no way we could have this lifestyle. However, we don't have any family or support here which we would have in the UK which I really miss. To me, you are in the enviable position of currently having both and I don't think that is something to take lightly or to give up easily - just my opinion. Good Luck with whatever you decide.
The top UK rate of 50% comes in once you earn over 150,000 pounds any less thank that and it is 40%.
Therefore you would have to be earning over the 150k in the UK before the tax argument for moving becomes effective.
On a similar rate of pay here in Australia, say $210k for example, you would also need to pay private health insurance to cover all your family otherwise you would need to pay the Medicare Levy Surcharge (an extra 1% of taxable income), In addition as someone else suggested, at that level of income, you would not be entitled to any family assistance.
Also, try googling the 'Flood levy'. This is for the 2012 year only and would not apply to you. However if taxes and politics are key to your decision making it might interest you to have a read.
The above is all financial. From my personal perspective I would say, don't do it! I love Australia but my husband and I are stuck. Here we earn good money and have a lot of the material items that we desire. In the industry we work (mining) there is no comparison in the UK and no way we could have this lifestyle. However, we don't have any family or support here which we would have in the UK which I really miss. To me, you are in the enviable position of currently having both and I don't think that is something to take lightly or to give up easily - just my opinion. Good Luck with whatever you decide.
Yes I am in an enviable position and that's why we're umming and ahhing. But I don't want to be selfish and stay in the UK because we're ticking along nicely, if it means I'm depriving my children of the chance of a better life in another country (even if it does mean being worse off). I want them to have the chances I never had. I want them to grow up proud of their country and glad to be living where they are...
#30
Re: POSSIBLY CONSIDERING OZ... ?
I've lived in the US for over 15 years and visit the UK often...the UK is still a great place to live. The things I miss most about the UK is family, friends, people understanding my sense of humour and the UK way of life...the life I took for granted for so many years.
Last edited by Jerseygirl; Oct 2nd 2011 at 8:21 pm.