Our experiences of HSBC v Commonwealth
Jul 19th 2004, 9:46 am
#1
Forum Regular
Thread Starter
Joined: Oct 2002
Posts: 298
Our experiences of HSBC v Commonwealth
Hi
Just thought I'd share our experiences of opening a bank account to add to all the posts about this so far. We have banked with First Direct for ten years - superb bank, great customer service, can't say enough about how good they are!!!! We spoke to them a year ago (or possibly more) about opening an account in Australia. They advised us to contact them again aprox 6-8 weeks before we left and they would help us to set up an account with HSBC. We duly did this, got the application form through, filled it in and went to do the 100 point check (I.D. verification) with our local branch...spoke to one person who passed us on to someone else who passed us on to a third person who told us that on our timescale (now five and a half weeks since forms arrived) this would be impossible. We queried this and after some time she found the number to call (it was on the bottom of our letter that we showed her and we DID draw her attention to this but she still had to leave the desk to 'check'!) , called it and told us that opening an account would be impossible. We would , in our view, had deposited a fair amount of money with them.
Last week we made a call to the Commonwealth Bank of Australia - really helpful, told us to come in with passports, utility bill and a bank statement. We had to make an appointment but they were available exactly when was convenient for us (never had that before with anyone!!!!). Went in today, took twenty minutes and we now have a bank account to deposit money into whenever we wish to. Yes, only twenty minutes to get full account details, we pick up the cards when we arrive in Adelaide. This is exactly what we asked for.
In short...Commonwealth were SUPERB AND VERY EFFICIENT WITH OUTSTANDING CUSTOMER SERVICE and HSBC a waste of time. When we get to Australia and can compare more we may change banks we may not...who knows???
My advice, give Commonwealth a call - they are great!
Susan
Just thought I'd share our experiences of opening a bank account to add to all the posts about this so far. We have banked with First Direct for ten years - superb bank, great customer service, can't say enough about how good they are!!!! We spoke to them a year ago (or possibly more) about opening an account in Australia. They advised us to contact them again aprox 6-8 weeks before we left and they would help us to set up an account with HSBC. We duly did this, got the application form through, filled it in and went to do the 100 point check (I.D. verification) with our local branch...spoke to one person who passed us on to someone else who passed us on to a third person who told us that on our timescale (now five and a half weeks since forms arrived) this would be impossible. We queried this and after some time she found the number to call (it was on the bottom of our letter that we showed her and we DID draw her attention to this but she still had to leave the desk to 'check'!) , called it and told us that opening an account would be impossible. We would , in our view, had deposited a fair amount of money with them.
Last week we made a call to the Commonwealth Bank of Australia - really helpful, told us to come in with passports, utility bill and a bank statement. We had to make an appointment but they were available exactly when was convenient for us (never had that before with anyone!!!!). Went in today, took twenty minutes and we now have a bank account to deposit money into whenever we wish to. Yes, only twenty minutes to get full account details, we pick up the cards when we arrive in Adelaide. This is exactly what we asked for.
In short...Commonwealth were SUPERB AND VERY EFFICIENT WITH OUTSTANDING CUSTOMER SERVICE and HSBC a waste of time. When we get to Australia and can compare more we may change banks we may not...who knows???
My advice, give Commonwealth a call - they are great!
Susan
Jul 19th 2004, 4:01 pm
#2
Forum Regular
Joined: Nov 2003
Location: Rodd Point, Sydney
Posts: 132
I think you may be one of the lucky few who is pleased with CBA. Been nothing but a nightmare for us, but I won't go into all that.
Okay, just one moan about their flamin mastercard which we pay 80 bucks a year for. They also charged us 5 bucks everytime we used it in New Zealand as well as a measly exchange rate.
Guess it all depends where your local CBA branch is...
Okay, just one moan about their flamin mastercard which we pay 80 bucks a year for. They also charged us 5 bucks everytime we used it in New Zealand as well as a measly exchange rate.
Guess it all depends where your local CBA branch is...
Jul 19th 2004, 6:31 pm
#3
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
Originally posted by piers_morgan
Ith
Okay, just one moan about their flamin mastercard which we pay 80 bucks a year for. ...
Ith
Okay, just one moan about their flamin mastercard which we pay 80 bucks a year for. ...
Fee free for life. Don't you just love Mr branson!!
Jul 19th 2004, 6:56 pm
#4
Joined: Aug 2003
Posts: 11,149
Originally posted by hevs
Try here www.virginmoney.com.au
Fee free for life. Don't you just love Mr branson!!
Try here www.virginmoney.com.au
Fee free for life. Don't you just love Mr branson!!
Jul 19th 2004, 7:00 pm
#5
Banned
Joined: Jul 2004
Posts: 728
I have both, i like to hedge my bets
and a girl can never have too many credit cards
and a girl can never have too many credit cards
Jul 19th 2004, 7:42 pm
#6
Pass The Post
Joined: Mar 2003
Location: Ping Ponged York via Melbourne and now pinged to Ferny Hills, Brisbane
Posts: 1,177
The Commonwealth will happily charge you for everything aswell.
We had no problems with the HSBC but we dealt with their International Banking Centre in London and it was a breeze.
Jo
We had no problems with the HSBC but we dealt with their International Banking Centre in London and it was a breeze.
Jo
Jul 19th 2004, 8:11 pm
#7
I'm PR Now!! Yeah!!
Joined: Aug 2003
Location: Georges Hall, NSW
Posts: 192
I was lucky I had an existing bank account in Oz with my local credit union which I have been paying money into every since I left Oz in 1998.... Contacted them by phone about adding hubby to the account etc... and they did it all over the phone (on one condition that we go in together when we get there to do the id checks and everything...) Pick up new cards when we get there etc.. and we are all set to go....
HSBC where a waste of time with us too!! And we have banked with them as a couple since November 2002 and my hubby since he was about 16??? Have mortgage with them too - wouldn't assist us with anything either.....
Sam&Andy
HSBC where a waste of time with us too!! And we have banked with them as a couple since November 2002 and my hubby since he was about 16??? Have mortgage with them too - wouldn't assist us with anything either.....
Sam&Andy
