British Expats

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-   -   Monthly living expense (https://britishexpats.com/forum/australia-54/monthly-living-expense-668431/)

shafanm May 16th 2010 5:06 pm

Re: Monthly living expense
 

Originally Posted by jad n rich (Post 8569110)
Food for a family of 6 on a very tight budget you might get away with $200 a week:unsure:, but that would be very basic nutritional requirements. Maybe with little kids, with teens you would be looking at much more.

Dont forget to allow something for medical expenses, medicare only pays a % of some things, you pay for kids scripts, optical etc. Dental too, even a emergency filling is going to cost you, let alone regular dental care for 6.


School fees or set up costs, even in state schools there will be uniforms, books, stationary to purchase and in state high subject fees etc.

However with 4 kids Centerlink Benefits will probably be much higher than the h UK, you can get up to $6000 a year per kid depending on income.



Thanks for the info,
I thought migrants are entitle for Centerlink Benefits after 2 years. Anyway I hate to be a burden on Aussi tax payers. If I could manage the first 3 months with $12k, rest can manage as either one of us is bound to get some job to keep moving,

shafanm May 16th 2010 5:11 pm

Re: Monthly living expense
 

Originally Posted by mark wool (Post 8569215)
Its going to be really tight. Really tight! Do you really want to put huge financial pressure on yourself when just the move will be stressful enough. I stopped with a friend for a month when i got here. Been here just over four months. Started work second week here and i have still done £11k. Think carefully. If you hate it how you gonna get the money to go home.

4 months, made only $11k,
That is shocking news, :confused: what is your occupation and which state do you live in. ?

coolshadows May 16th 2010 5:15 pm

Re: Monthly living expense
 

Originally Posted by shafanm (Post 8569591)
I thought migrants are entitle for Centerlink Benefits after 2 years.

If you are PR you are entitled to it straight away.

coolshadows May 16th 2010 5:16 pm

Re: Monthly living expense
 

Originally Posted by shafanm (Post 8569600)
4 months, made only $11k,
That is shocking news, :confused: what is your occupation and which state do you live in. ?

I assume they mean spent.

shafanm May 16th 2010 5:27 pm

Re: Monthly living expense
 

Originally Posted by IndieG (Post 8569493)
What about school uniforms, books, school fees (there is some to be paid even in Govt. schools). In my case they added up to almost 4.5k for 2 kids, a bulk of it for my child in Y9 :frown:

4.5K for the whole year or initial expense ? Is it Govt or private school ?

My kids are from 9yr, 14yr 16yr and 18yr,
due to the situation we are in we'll be compelled to send only the two youngest two to school soon as we arrive and the both the eldest would have to wait till Jan 2011 to attend to Univ/ College. by which time our situation would have improved ? I ASSUME :sneaky:

KIDS education expense is an area I have to explore seriously looking for Govt assistance. Would appreciate any info in this regard.

shafanm May 16th 2010 5:28 pm

Re: Monthly living expense
 

Originally Posted by coolshadows (Post 8569605)
If you are PR you are entitled to it straight away.

That's great news ?

shafanm May 16th 2010 5:37 pm

Re: Monthly living expense
 

Originally Posted by canadaeh (Post 8569502)
Where are you looking at moving? It could be a lot more than that depending where and what you are looking for.

I pay $2038 rent a month, and that’s for a 1 bedroom apartment in Canberra!



If that's what you are paying for one bedroom apartment,then Canberra is only for the super rich :p

I'll be living around Kensington, (West of Melbourne CBD )
Current rent for a two bedroom is around 350 to 400pw.
My worry is will the landlords allow a family of six in a two bedroom house ?

shafanm May 16th 2010 5:40 pm

Re: Monthly living expense
 

Originally Posted by IndieG (Post 8569567)
I guess that would come from Centrelink's FTA and FTB - with 4 kids, could easily add up to a grand:unsure:

What is Centerlink's FTA and FTB.?

jad n rich May 16th 2010 5:54 pm

Re: Monthly living expense
 

Originally Posted by shafanm (Post 8569637)
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If that's what you are paying for one bedroom apartment,then Canberra is only for the super rich :p

I'll be living around Kensington, (West of Melbourne CBD )
Current rent for a two bedroom is around 350 to 400pw.
My worry is will the landlords allow a family of six in a two bedroom house ?


I am not sure, I dont think there are any specific fire laws etc, but property managers/landlords would probably have their doubts. We rent property and the manager of 3 bed place has never even put an application forward with more than 4 people. Plus would you really want to live like that? moving for better life etc? that doesnt sound much fun:(

IndieG May 16th 2010 6:07 pm

Re: Monthly living expense
 

Originally Posted by shafanm (Post 8569624)
4.5K for the whole year or initial expense ? Is it Govt or private school ?

Initial expenses and annual school fees (uniforms for my 14 yo were very expensive). Govt schools.

coolshadows May 16th 2010 6:45 pm

Re: Monthly living expense
 
one of your problems will be securing a tenancy without employment. You might have to pay more than the standard deposit as they will more than likely choose someone in work (depends on who else puts in an app).

It has been known for people to have to put 6mths rent down up front to secure a tenancy.

IndieG May 16th 2010 6:56 pm

Re: Monthly living expense
 

Originally Posted by coolshadows (Post 8569762)
one of your problems will be securing a tenancy without employment. You might have to pay more than the standard deposit as they will more than likely choose someone in work (depends on who else puts in an app).

It has been known for people to have to put 6mths rent down up front to secure a tenancy.

True. We were turned down for three rental properties (thank goodness as the rental we later secured is much better than the ones we missed:)). Not sure why:rolleyes: considering that we showed a 15 year overseas rental history with a glowing report from our previous agent, hubby's overseas income statement, offered to pay rent in advance.....

kendalanita May 16th 2010 6:58 pm

Re: Monthly living expense
 
We pay $2085 per month rental (in Canberra) and our grocery bill is roughly $200 per week and there are only two of us so think your grocery estimates are on the low side.

coolshadows May 16th 2010 7:00 pm

Re: Monthly living expense
 
Should also add that you will likely need to buy a fridge-freezer (not cheap), beds and other essentials, unless you are looking for furnished accommodation?

It will take up to 3 months to have your stuff shipped and you'll be paying insurance and quarantine fees on top - assuming you are shipping (and don't already know about these fees).

coolshadows May 16th 2010 7:08 pm

Re: Monthly living expense
 
your centrelink payments should be reasonably high to start with as neither of you will be working. :)

It should be a good drip-feed of income to keep you going.

http://www.familyassist.gov.au/Payme...s/default.aspx

Also don't forget to claim your UK income tax back!!!


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