doesn't live here anymore!!!
#1
anyone know what i can do about mail that keeps coming and coming for a previous resident? i have tried writing on it "no longer at this address" and sending it back but not sure it's doing any good.
bit concerned as they owe the ato over $6K and also have an outstanding car loan for which i've just had the statement for (over $9K) - they havent lived here for several years as they're not the people we bought the house off. did a quick white pages search and found a possible new address (it's a fairly unusual surname) but dont want to contact them myself.
rang ato and they said send back not at this address, fair enough, but is there more i can do to stop this?
bit concerned as they owe the ato over $6K and also have an outstanding car loan for which i've just had the statement for (over $9K) - they havent lived here for several years as they're not the people we bought the house off. did a quick white pages search and found a possible new address (it's a fairly unusual surname) but dont want to contact them myself.
rang ato and they said send back not at this address, fair enough, but is there more i can do to stop this?
#2
Can you phone the car loan people as well and tell them these people no longer live there (car loan people can then do their own thing to trace them)?
Gina
Gina
#3
i phoned them, all they said was they'd put a note on the account but cant do anymore unless he contacts them.....
so far he's up to date with his payments, but i worry (fancy that, me worrying!
) in case he stops paying - not sure if it works the same way out here with credit blacklisting on addresses?
so far he's up to date with his payments, but i worry (fancy that, me worrying!
) in case he stops paying - not sure if it works the same way out here with credit blacklisting on addresses?
#4
After a few year, like your particuar case, as a post office worker, I would fully advise you to treat the mail as junk mail, dispose of it accordingly and not give it any further thought. You will get quicker action from the senders this way than writing RTS on the envelope. As their follow up, would be on an indivdual basis, and taken far more notice of.
AFAIK, the only responsbility that a resdient has to mark mail return to send is a moral one, and after two years as far as im concerned you are well within your rights to dispose of as you wish. The post office cannot track individuals, and will continue to deliver mail even if you notify them that they dont live at your address, reason being you could have temporary visitors.
The only exception would be hand written letters, which I would state return to sender, addressee left x years ago.
AFAIK, the only responsbility that a resdient has to mark mail return to send is a moral one, and after two years as far as im concerned you are well within your rights to dispose of as you wish. The post office cannot track individuals, and will continue to deliver mail even if you notify them that they dont live at your address, reason being you could have temporary visitors.
The only exception would be hand written letters, which I would state return to sender, addressee left x years ago.
#5
But like Bridie I would be worried if someone who lived at my address has an outstanding loan in case they stop paying. Next thing you've got bailiffs coming round and get your address blacklisted and can't get credit.
Gina
#6
Account Closed






Joined: Jun 2007
Posts: 1,043

I always open it, have a good read and to see if cash is enclosed.
#10
Jo
#11
I mean something could have happened at that address 10 years ago, the current tenant should have nothing to do with previous tenants, even if there is mail turning up currently claiming money.
#13
Hope this helps.
#14
Don't panic.
Your address will NOT be blacklisted if a former resident defaults on a loan.
The most commonly used Credit Bureau here (Veda) only keeps info on people. And they're matched via their Name, Date of Birth and Drivers Licence number. Addresses are of much lesser importance (because they know that people move
) whereas your date of Birth and Drivers Licence number rarely change.
Your address will NOT be blacklisted if a former resident defaults on a loan.
The most commonly used Credit Bureau here (Veda) only keeps info on people. And they're matched via their Name, Date of Birth and Drivers Licence number. Addresses are of much lesser importance (because they know that people move
) whereas your date of Birth and Drivers Licence number rarely change.
#15
Don't panic.
Your address will NOT be blacklisted if a former resident defaults on a loan.
The most commonly used Credit Bureau here (Veda) only keeps info on people. And they're matched via their Name, Date of Birth and Drivers Licence number. Addresses are of much lesser importance (because they know that people move
) whereas your date of Birth and Drivers Licence number rarely change.
Your address will NOT be blacklisted if a former resident defaults on a loan.
The most commonly used Credit Bureau here (Veda) only keeps info on people. And they're matched via their Name, Date of Birth and Drivers Licence number. Addresses are of much lesser importance (because they know that people move
) whereas your date of Birth and Drivers Licence number rarely change.





