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-   -   DEBT TO HMRC IN THE UK & EMIGRATING (https://britishexpats.com/forum/australia-54/debt-hmrc-uk-emigrating-879932/)

mrs_e81 Jul 4th 2016 11:37 pm

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by Reaver (Post 11994235)
I have to be honest. I don't think you have taken everything into consideration.

Having 4 children like yourself, my wife and I are also considering emigrating, however I am realistic to know that unless we can save about £30,000 in the next 3 years, it's not going to happen.

With everything that someone who wants to emigrate has to pay for, visas, medicals, career assessments, flights, temporary accommodation, container fees, leasing deposits, spare money, etc Im not sure that you can realistically afford to save up to go. Im not criticising, because I have had similar problems, but if you have managed to accrue £70k in debt, (£70k isnt something that suddenly happens, thats a long term problem.) it's unlikely you have the financial discipline to save to emigrate.

The other thing is, until you get that degree, noting is guaranteed. Furthermore, there is things in motion to prevent UK students running away from their student debt, and while this may or may not apply to you, if if goes through it could open the doors to other agencies chasing their debts across international borders.

I'm sorry but again your another person assuming that 70k didnt just pop up overnight! It literally did just that! I haven't gone into detail specifically what the overpayment implications had in regards to the HMRC but I can assure you I was sent a bill for this said amount. Secondly, to address your furher presumption's, I have a 900 credit score rating or somewhere there abouts, I do not miss payments with my creditors etc as I am an extremely disaplined woman. Which is further reflected in my academic achievement's to date ( to achieve what I have take's extreme disapline. But anyway, I'm side tracking, back to my point. As for me not knowing what the costs are in relation to emigrating to Australia we were in the visa application process only last year, this was abandoned due to my father in law sadly passing away.

Thank you for your input.

Amazulu Jul 4th 2016 11:50 pm

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by mrs_e81 (Post 11994169)
Hello there everyone,

I am at a bit of a loss which has found me here asking for advise :blink:

I am a mother of 4 children, currently studying a law degree and desperately wanting to get over to Australia once I have either my degree or I have completed an LPC. I am hoping to get a training contract in Australia, ambitious I know! :(

I have had a lot of past trauma in the UK and now to top things off a huge overpayment of roughly 30k by the HMRC!(I'm challenging this) plus I owe Council Tax in the region on 7k (all a repercussions on this ridiculous overpayment!) In total I think I owe to the HMRC roughly 70k ish! and NO absolutely NO criminal charges involved here guys! I can't explain the entire situation as it's so long winded but to cut it short it's ridiculous and I'm fighting it but it looks as though I'm hitting brick wall's and will loose! :banghead:

Anyway, to get to my question, if I do emigrate in the next 3 years (I'd go tomorrow if I could!) Can they chase me overseas? Have me arrested? Or affect my credit rating in Australia? Do they have a MARD agreement with Australia? Also, if I declared myself bankrupt before I left will this stop me emigrating if I was fortunate enough to get a position as a trainee solicitor in Australia?

So sorry for all the questions, but I am at my last ends with this all! Regardless, I am studying hard and am aiming to get myself and children out of the hell the HMRC have put me and my children in :boxing:

HMRC and the ATO cooperate very closely and swap information constantly - peas in a pod

I would imagine that HMRC could get the ATO to pursue the debt here - whether they would or not, I don't know, but best to assume that they would

My experience of both tax systems is that you can get away with stuff in the UK that you wouldn't be able to do here. The ATO are tax nazis

Good luck

Dorothy Jul 4th 2016 11:54 pm

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
Smells of troll. Your spelling and grammar are nowhere near up to the standard required for a legal student.

On what grounds were you applying for a visa last year?

mrs_e81 Jul 5th 2016 12:01 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by Dorothy (Post 11994254)
Smells of troll. Your spelling and grammar are nowhere near up to the standard required for a legal student.

On what grounds were you applying for a visa last year?

What a very funny and intelligent comment you have just made :rofl: Maybe you should inform Warwick University they have made an awful mistake allowing me entry on to their world renowned degree course!:rofl:

I know, because she's actually doing well defending her position intelligently, I will act completely unintelligently and resort to attacking her spelling and grammar which she is posting on a forum PHAHAHA!!! Honestly, the type of person you must be to insult someone in this manner. Ridiculous :hysterical:

Pulaski Jul 5th 2016 12:02 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by Tirytory (Post 11994222)
Or maybe you could stay in the UK and aim to achieve a way of paying off some of your debt? I'm curious as to how $30k and $7k make $70k? I know that's not your question, but you posted all your info on an open forum:unsure:

I think what she said was a £30k tax bill, plus £7k (interest and penalties?), and it sounds like HRM&C believe she received a £30k refund that she wasn't entitled to, for a total of about £70k. :unsure:

To the OP, I would be very careful about declaring bankruptcy, because professions such as the legal profession are known to prevent such people from obtaining a qualification/licence.

mrs_e81 Jul 5th 2016 12:25 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by spouse of scouse (Post 11994242)
I'm sorry that you're having such a hard time. My best advice is to consult a registered migration agent, you've had a couple recommended to you on other posts. Best of luck for the future.

Thank you for your kind words. :regular_smile:

Bermudashorts Jul 5th 2016 12:48 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by mrs_e81 (Post 11994179)
Thank you for such a helpful and useful comment! :thumbup:

I have NOT scammed anything thank you very much, as I said to long winded to explain in detail, but it doesn't take a lawyer (which i am not) to know that if I had "scammed" the system, as you so politely put it, I would have been prosecuted for such a huge overpayment without a doubt! I was NOT in anyway shape or form perused criminally! Huge mess up by the HMRC (this does actually happen you know)and it has left me trying on my own to peruse them (and I can't get legal aid to do so, so no legal representation) great hey!

So please,think before being a keyboard warrior :focus:

If you don't want to explain what you mean and are just going to get angry with everyone that is trying to understand, then I think it will be very hard for anyone to provide meaningful comments.

The circumstances are surely going to be relevant and £30k or £70k HMRC debts do not commonly pop up overnight and it is no wonder nobody can understand what you mean. You keep mentioning an overpayment? Overpayment of what, to whom?

To your questions, HMRC will never ever forget about a debt, it will never time out and they can chase you overseas. Making yourself bankrupt is not going to impact an Australian visa, but it is a very bad look for a lawyer and likely to impact your ability to practice law. Also if you have assets, then they will be taken to repay your HMRC debt anyway. And HMRC can object to a voluntary bankruptcy too.

You need to deal with the issue. If you want to explain it then perhaps you will get some helpful suggestions, but otherwise I cannot see how anyone can help.

quoll Jul 5th 2016 5:54 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
I think I would be taking advice from a financial advisor/tax lawyer or someone who can fight in your corner for resolution rather than for advice from a bunch of anonymous forum warriors.

I think it would be rather risky to cut and run because you never know if and when you might want to return (funnier things have happened). Sort the situation out one way or the other then make the decision to move (or not).

Australia is not really very forgiving of bankrupts should you find that you are made bankrupt in Australia either - if this situation should follow you across the world (not allowed to leave the country for example, even if you are busting to go!) and such a mark on your personal situation would not stand you in good stead for your career either. Good luck sorting it out but maybe you need some additional muscle!

jad n rich Jul 5th 2016 9:07 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
Unlikely you would avoid the debt. Ato info share with many countries including uk. Once you land here they know everything. Its only a matter of time. Problem 2. Family of 6 would need a conservative 100k to even get here and settle for first year. I doubt even that would cover it. Expensive place. Prob 3. Australia churns out far more graduates in than it has jobs for, especially courses like law.

Beoz Jul 5th 2016 9:59 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by mrs_e81 (Post 11994179)
Thank you for such a helpful and useful comment! :thumbup:

I have NOT scammed anything thank you very much, as I said to long winded to explain in detail, but it doesn't take a lawyer (which i am not) to know that if I had "scammed" the system, as you so politely put it, I would have been prosecuted for such a huge overpayment without a doubt! I was NOT in anyway shape or form perused criminally! Huge mess up by the HMRC (this does actually happen you know)and it has left me trying on my own to peruse them (and I can't get legal aid to do so, so no legal representation) great hey!

So please,think before being a keyboard warrior :focus:

Ok. But you suggested declaring bankruptcy was an option. If you feel the debt is incorrect contest it.

Running to the other side of the world won't hide it.

Personally I was hit with a HMRC tax bill when I was in Oz. It sounded a bit high. I just paid it and contested it later as I don't want to be popping up on the HMRC radar for the rest of my existence.

Same with bankruptcy. I can't imagine that's going to go away in a hurry.

Alan Collett Jul 5th 2016 11:02 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
You are the not the first person who has had HM Revenue raise an assessment for what I anticipate was a tax planning arrangement with which HMRC disagrees, and now seeks a tax recovery in an effort to force the matter to a conclusion.

If you are minded to settle with HM Revenue I would consider approaching them to seek a time to pay arrangement.

Best regards.

mikelincs Jul 5th 2016 6:00 pm

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by Alan Collett (Post 11994886)
You are the not the first person who has had HM Revenue raise an assessment for what I anticipate was a tax planning arrangement with which HMRC disagrees, and now seeks a tax recovery in an effort to force the matter to a conclusion.

If you are minded to settle with HM Revenue I would consider approaching them to seek a time to pay arrangement.

Best regards.

OP, this is free advice from a respected, regestered migration agent, I would take on board what he has said.

quiltman Jul 5th 2016 8:48 pm

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 

Originally Posted by Alan Collett (Post 11994886)
You are the not the first person who has had HM Revenue raise an assessment for what I anticipate was a tax planning arrangement with which HMRC disagrees, and now seeks a tax recovery in an effort to force the matter to a conclusion.

If you are minded to settle with HM Revenue I would consider approaching them to seek a time to pay arrangement.

Best regards.

:goodpost: take what Alan says seriously. He's very knowledgeable on these matters. HMRC often issue ridiculous assessments in order to get you to contest them and agree a final figure. Get an accountant onto it and contest the assessment. Using your word of "overpayment" , if you mean that HMRC paid you and realised they had made an error but you spent the money, then again you have to contest it. I had a friend in the UK who was stung for something like £26,000 on undeclared profits from his company. He got a tax accountant onto it, contested it and settled for £3,000. Certainly don't head to Oz without settling as HMRC can persue the debt there via the Oz courts. They can do the same for child maintenance I believe.

teza Jul 6th 2016 1:36 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
Reading your previous posts, prior convictions and health issues alone are enough to cause concern in getting a visa, now you want to move here to practice law you're not familiar with and dump your debt. Jesus, let me be the straight shooter and say what all of us think. Thanks but no thanks, lawyers are crooked enough without these added elements.;)

Still Game Jul 6th 2016 2:20 am

Re: DEBT TO HMRC IN THE UK & EMIGRATING
 
So. If you're communicating with HMRC then that's a good thing. Good to question the overpayment too. Get all the facts and figures in front of you and agreed with HMRC. Then, set up a realistic payment plan with them. Here's a recent article. Heading abroad to escape your debts? Think again - Telegraph

I think you're getting a bit upset and defensive on this thread because you've basically asked for people's advice on how to not pay the payments you're due to pay. Which yes, is called a scam or scamming.

You've asked 'can they chase me overseas' which means you're going to try to not pay the HMRC whatever you owe - rather than set up a payment plan on the agreed figure. So, rather than getting upset at people on here answering your question about 'will you get chased' then just try to chill a bit and listen to the advice people are trying to give you.


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