British Expats

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-   -   Buying a Car (https://britishexpats.com/forum/australia-54/buying-car-720538/)

ponyrama Jun 12th 2011 8:36 pm

Re: Buying a Car
 

Originally Posted by PunkDebutante (Post 9428807)
Well that hasn't been our experience. My husband has been working in Brisbane on extremely good money for almost a month and no one, even the finance brokers, will even consider it until he has 3 months pay slips. I think it truly does vary from area to area.

are you just dealing with the local branch? or with a specialist migrant banker?

I had an appointment with a migrant banker at westpac two days after I arrived and they sorted out everything i needed. in fact I had a harder time convincing them I didn't need a mortgage than I did getting credit.

Steve2009 Jun 12th 2011 8:59 pm

Re: Buying a Car
 
You can get finance immediately on arrival (according to CommBank) as a 457 but will have difficulty later on as you are seen as a flight risk. I know for Three they required me to be in the country for a specified length of time before they would allow me a bill phone.

Steve2009 Jun 12th 2011 9:01 pm

Re: Buying a Car
 

Originally Posted by mvagusta (Post 9428126)
So to post the original question if buying from a dealer would you expect to get a discount for a cash sale and if so, on a $12000 sale what discount would be normal.

I got a discount for not having a trade-in. I assume this is their 'standard discount'. I did buy with finance though. Expensive few months it was too!

mvagusta Jun 12th 2011 10:10 pm

Re: Buying a Car
 

Originally Posted by Steve2009 (Post 9429046)
I got a discount for not having a trade-in. I assume this is their 'standard discount'. I did buy with finance though. Expensive few months it was too!

Thankfully the car will be my only real expense, although I could go higher I'd rather stick to my quoted figure to see how things pan out.

Good to know that you got a discount. Does the end of year tax have any bearing on things.

Steve2009 Jun 12th 2011 10:20 pm

Re: Buying a Car
 

Originally Posted by mvagusta (Post 9429201)
Good to know that you got a discount. Does the end of year tax have any bearing on things.

There are annual run-out models, but I'm not sure what time of year that is.

I suspect whatever ambitions the dealer has about boosting sales for EOFY are cancelled out by the amount of cash that businesses thrown at them for tax avoidance at year end.


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