Banks - ANZ
 

We will be moving out to Melbourne in January and we are just about to sort out bank accounts and looking round ANZ appear to offer the best. $5 per month for unlimited transactions.

Has anyone got any feedback on ANZ, good or bad?

Thanks

Re: Banks - ANZ
 

Yeah they are good at taking my money, just like the rest of them. The $5 is prob one of the best deals, but there are some banks that offer free accounts if you have a certain minimum monthly balance ($500 or $1000 not to sure)

Re: Banks - ANZ
 

My wife works for ANZ, they are probably the best around for customer service and mortgage deals as well as normal transactions. :)

Re: Banks - ANZ
 

We've got one of those accounts. We've found ANZ to be very helpful, not flinching once at our stupid questions :D

Re: Banks - ANZ
 

agree with you there, we joined recently and had numerous daft questions and they were excellent at getting back to us and made us feel like we werent being daft. :)

Re: Banks - ANZ
 

Thanks all, ANZ it is then...

Re: Banks - ANZ
 

Does anyone know the URL for ANZ bank? I had looked at Commonwealth bank but am being put off it.

I am assuming that ANZ are widespread in WA as they are in other states?

Re: Banks - ANZ
 

www.anz.com simple as that...

I'm with them too, I'd say they're good.

not sure about WA though...

Re: Banks - ANZ
 

If you want to apply before you arrive you'll need this link (really difficult to find on the website!)

https://ola.anz.com/noah/app/dda/wel...sp?apptype=436 :)

Re: Banks - ANZ
 

Have been using the $5 ANZ account for nearly a year. No probs at all.


This is my third Australian bank account. Only lasted 4 weeks with "Conwealth" bunch of rip off merchants. HSBC were so inefficient we got sick of them after 6mths. Talking to a customer service person based in Malaysia who cant speak fluent english just got too much in the end!

Re: Banks - ANZ
 

I am probably being a bit thick but how did you open the account? From what I read they seem to want you to be resident in Australia before they will allow you to open the account

Re: Banks - ANZ
 

Re: Banks - ANZ
 

Just printed out the form, filled it in and sent it to Aus by post.

They will create an account and you can deposit into it but it's not officially opened until we appear in person in Aus, within 6 weeks of arriving.

After they're happy with ID, they'll 'open' the account and we can then withdraw our cash.

I'll let you know if it works ... :)

Re: Banks - ANZ
 

That link and the main website says if you aren't an existing ANZ customer and can't come to Australia then you can't open an account from overseas. :confused:

OzTennis :)

Re: Banks - ANZ
 

The second box says:

Are you a new ANZ customer?

If any of the proposed signatories to the new account are not existing ANZ Australia customers, the account can only be opened if the signatories are able to personally come to Australia to be identified.

This facility is often used by international students and workers who wish to open an ANZ account prior to coming to Australia.

Re: Banks - ANZ
 

We've been with the ANZ since we arrived in 2002. Have found them extremely helpful and wouldn't hesitate to recommend them.

Would agree about some of the other banks...have heard some horror stories about charges etc....ANZ bent over backwards to help us...in fact they still do..real customer focus...and believe me that can be severely lacking over here!! :rolleyes: :D Only thing that annoys me about them is they still insist on sending us a bank statement each for our joint account....whats that about then??? I keep telling them but they still keep sending us 2 trees each month!!LOL

love sophia xx

Re: Banks - ANZ
 

ok, treat me like I'm a 6 year old.

1.I can go to the ANZ website and open an account with them in AUS$ even though I am currently residing in the UK.

2.I can transfer money into that account and the account will earn me interest on my money at AUS rates as the account is in Australia.

3.I will be charged $5 a month regardless of number of txns or amount in the account.

4.Although my money is in the account and its earning interest I need to activate it in person once I arrive in AUS in order for us to withdraw money.

Have I got all that right ???

God I need a beer !! :beer:

Re: Banks - ANZ
 

YEP.

Though don't know the rate of interest as the one I opened doesn't pay me any (but at the same time I don't get charged anything either). That particular one can only be done in person afaik.

Re: Banks - ANZ
 

Can you get an ANZ bank account while you are still in the Uk?
Inly I looked at the website said I couldn't

Did I understand this correctly
cheers
Lace x

Re: Banks - ANZ
 

Yes, you can, I've just done it.

If you want, I'll print out the forms you need and give them to you on Saturday?

PM me if you need more info.

Trust me, I'm an accountant. :)

Re: Banks - ANZ
 

somewhere on the application form it says that when you go to Oz to activate the account you need an address. Will a holiday apartment address be ok, coz it may take 3-4 weeks to find a long term rental, by which time we will definately need to be able to get at our money.. This has been putting me off using ANZ as opposed to Westpac, who don't seem to need an address in Australia.
Thanks for any help

Bex

Re: Banks - ANZ
 

Hi sunshine girl,

will you give them to me on Sat, or am I the wrong person you are speaking to, It does say about an address and the only ones I have are my sisters and I don't live and any of them yet

boo hoo lol

Lace x

Re: Banks - ANZ
 

Yes, I'll give them to on Saturday. :)

Re: Banks - ANZ
 

This is what the website says:

----

ANZ Access Advantage Account

This page will allow you to apply for and open an account prior to coming to Australia. This service is only available for the ANZ Access Advantage Account.

If all signatories to the new account are existing ANZ customers then you should not apply through this page. Instead you should apply through www.anz.com or by calling our Australian call centre on +61 3 9683 9999 between 8.00am and 8.00pm (Sydney time), Monday to Friday.

Send an email OR Phone +61 3 9683 9999 8.00am to 8.00pm (Sydney time), Monday to Friday.

Opening your new account is a four-step process:

* You download the application form

* Once you have accepted the terms and conditions below you will be directed to a page from which you can download the application form.

* You fill out the application form

* Print the application form, fill it out and mail it back to us.


We open your account

We will open your account and send you a letter informing you of the account number.

You will be able to deposit funds into your new account but you will not be able to withdraw funds until you come to Australia and go to an ANZ branch for identification.

You unlock your account

Within six weeks of arriving in Australia you will need to bring your passport to an ANZ branch for identification purposes. You will also need to bring proof that you arrived less than six weeks ago. This can be the stamp in your passport or the boarding pass from the flight you arrived on.

Our staff will then unlock your account and you will be able to withdraw your funds.

----

If they do insist on address we can use our friend's.

I would have thought a rental address would be OK.

I've already applied for our account so we'll see what happens!

Re: Banks - ANZ
 

You're not a teacher by any slim chance are you?

If you then you qualify for completely free banking with ANZ (and lower mortgage deals).

Re: Banks - ANZ
 

My partner is a teacher!!!!

Please can you let me know where, what and how we tell them about this!!!!!

Thanks

Re: Banks - ANZ
 

Well, I hope that the bank doesn't do one of the "Oh it doesn't apply in Vic/NT/NSW " tricks!!

Basically it's part of ANZ called Edubank. Call up ANZ and ask them to put you through to a representative from Edubank. Tell them you are a teacher and they will set up the account for you. Everything is exactly the same as a normal account - you have a normal ANZ card -it doesn't say Edubank on it! Get internet access etc etc.

Here in WA you even get your own personal bank manager who you contact if you want to talk about anything. Colleagues tell me that she will even visit you at your house rather than you needing to go to the bank. Not used this service myself as yet.

I gather that they offer the service because teachers are seen as very low risk (no money, but low risk!!)

Re: Banks - ANZ
 

Fab. Thanks, will try it and let people know.

Re: Banks - ANZ
 

Yep.

It's a nationwide bank. In fact, I don't know of any banks in Australia which aren't.

Building societies and credit unions are a different story, of course; but you get that anywhere.

Re: Banks - ANZ
 

Had a letter back this morning, the account has been opened and we have the account number and a home branch in Perth.

We've just been asked to bring identification and proof we've been there less than 6 weeks. No mention of addresses.

We'll be there in a few weeks so let's see if it's all as easy as it appears!