Bank recommendation?
Jan 23rd 2015, 5:50 am
#1
da Bonehead
Thread Starter
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Bank recommendation?
Anyone have any recommendations outside of the Big Four?
Looking for a provider of low cost basic services.
Don't need a physical branch.
Couple I've been looking at are ING Direct and ME Bank.
If you look at online reviews it seems that most banks get a slating but I suppose that is because disgruntled customers are more likely to bother making out reviews.
Looking for a provider of low cost basic services.
Don't need a physical branch.
Couple I've been looking at are ING Direct and ME Bank.
If you look at online reviews it seems that most banks get a slating but I suppose that is because disgruntled customers are more likely to bother making out reviews.
Jan 23rd 2015, 6:56 am
#2
BE Forum Addict
Joined: Jan 2003
Location: Brisbane
Posts: 1,576
Re: Bank recommendation?
Have a look at Ubank (online NAB) it offers 4.02 interest on a current a/c with no fees. It's a bit complicated but it pays one of the best interest rates available anywhere in Oz.
https://www.ubank.com.au/
https://www.ubank.com.au/
Jan 23rd 2015, 7:18 am
#3
Lost in BE Cyberspace
Joined: Mar 2003
Posts: 9,397
Re: Bank recommendation?
One of our accounts is with bank of Queensland: they are rather like a franchise with local owner/managers. The staff in our branch know all the answers, totally unlike the Big Four, where you can ask five people and get seven answers.
Jan 23rd 2015, 11:20 am
#4
has lost The Game
Joined: Apr 2005
Location: Chippendale, Sydney
Posts: 8,735
Re: Bank recommendation?
Anyone have any recommendations outside of the Big Four?
Looking for a provider of low cost basic services.
Don't need a physical branch.
Couple I've been looking at are ING Direct and ME Bank.
If you look at online reviews it seems that most banks get a slating but I suppose that is because disgruntled customers are more likely to bother making out reviews.
Looking for a provider of low cost basic services.
Don't need a physical branch.
Couple I've been looking at are ING Direct and ME Bank.
If you look at online reviews it seems that most banks get a slating but I suppose that is because disgruntled customers are more likely to bother making out reviews.
Citibank. Very European style service with no fees. Visa debit card as standard on any current accounts and linked high interest account for saving. Very secure online access. Free currency transfers overseas and also free withdrawals from Citi ATMs anywhere in the world.
They use the Westpac/St George/SA Bank/Melbourne Bank ATM network for free cash withdrawals so there's always plenty of ATMs around.
Branch banking can be completed at any NAB branch (though I have never ever used this).
Been with them for 6 years after the disaster of HSBC and would recommend them to anybody.
S
Jan 24th 2015, 8:44 am
#5
da Bonehead
Thread Starter
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Re: Bank recommendation?
Many thanks for the advice guys 
Jan 25th 2015, 10:42 pm
#6
(It's not my real name)
Joined: Sep 2002
Location: Ilukapool. WA
Posts: 12,467
Re: Bank recommendation?
HSBC - can use Westpac ATMs for free.
Jan 26th 2015, 9:38 pm
#7
BE Forum Addict
Joined: Mar 2009
Posts: 1,230
Re: Bank recommendation?
Big fan of ING here. Can use any ATM (even the ones in pubs/convenience stores - you pay the fee and they refund you). Also get 2% cashback on all paypass under $100 (5% for first 6 months).
They have good phone customer service too. Whenever I've called have not had to wait and got good service.
They have good phone customer service too. Whenever I've called have not had to wait and got good service.
Jan 28th 2015, 8:22 am
#8
da Bonehead
Thread Starter
Joined: Jan 2004
Location: Lion in da jungle
Posts: 22,767
Re: Bank recommendation?
Thank you fellas.
