View Poll Results: Which bank do the people here in OZ bank with, for their main Transaction accounts
ANZ
11
14.67%
Commonwealth
24
32.00%
Credit Unions
1
1.33%
HSBC
20
26.67%
National Australia
2
2.67%
St George
4
5.33%
Westpac
5
6.67%
Other
8
10.67%
Voters: 75. You may not vote on this poll
Which bank do the people here in OZ bank with?
Dec 5th 2004, 1:09 pm
#1
Guest
Posts: n/a
Which bank do the people here in OZ bank with?
Which bank do the people here in OZ bank with, for their main Transaction accounts, AND are generally HAPPY with.
I've left out the local based banks, to try to keep it Australia wide and because of poll option limited numbers.
I've left out the local based banks, to try to keep it Australia wide and because of poll option limited numbers.
Dec 5th 2004, 1:29 pm
#2
Joined: Jan 2003
Posts: 13,233
Re: Which bank do the people here in OZ bank with?
HSBC for us. I've used them here and in the UK for a total of 15 years.
The occasional problem, but no more than any other bank. Still one of the best deals in OZ IMO. I expect they'll come out top of this poll.
The occasional problem, but no more than any other bank. Still one of the best deals in OZ IMO. I expect they'll come out top of this poll.
Dec 5th 2004, 1:35 pm
#3
Forum Regular
Joined: Oct 2004
Posts: 44
Citibank
Because high street banks are poor quality and charge. I get it all for free. Don't be a sheep, think outside of the obvious choices.
Cheers
Cheers
Dec 5th 2004, 1:46 pm
#4
Account Closed
Joined: Jul 2004
Posts: 4,235
Re: Which bank do the people here in OZ bank with?
We are currently with Commonwealth....However we are planning on shopping around after Christmas as I just dont feel that they give us the best options for our money.
My Mum uses Bendigo Bank and swears by them, so we will be looking into them as an option. They are now Australia wide, pretty much.
Hels
My Mum uses Bendigo Bank and swears by them, so we will be looking into them as an option. They are now Australia wide, pretty much.
Hels
Dec 5th 2004, 1:59 pm
#5
part-time Visa Angel!
Joined: Oct 2003
Location: half marathon runner!
Posts: 4,458
Re: Which bank do the people here in OZ bank with?
Originally Posted by Hels
We are currently with Commonwealth....However we are planning on shopping around after Christmas as I just dont feel that they give us the best options for our money.
My Mum uses Bendigo Bank and swears by them, so we will be looking into them as an option. They are now Australia wide, pretty much.
Hels
My Mum uses Bendigo Bank and swears by them, so we will be looking into them as an option. They are now Australia wide, pretty much.
Hels
I use Commonwealth, having swapped to them from Westpac. They made it very simple to open the account, i've also since opened a savings account with them & am currently in the process of opening a joint account also. My partner banks with them and gets charged no monthly fee as he has his home loan with them.
Dec 5th 2004, 2:00 pm
#6
(It's not my real name)
Joined: Sep 2002
Location: Ilukapool. WA
Posts: 12,467
Re: Which bank do the people here in OZ bank with?
Originally Posted by mlbonner
I use Commonwealth, having swapped to them from Westpac. They made it very simple to open the account, i've also since opened a savings account with them & am currently in the process of opening a joint account also. My partner banks with them and gets charged no monthly fee as he has his home loan with them.
Dec 5th 2004, 2:03 pm
#7
part-time Visa Angel!
Joined: Oct 2003
Location: half marathon runner!
Posts: 4,458
Re: Which bank do the people here in OZ bank with?
Originally Posted by renth
I don't see why anyone would choose Commonwealth when HSBC has virtually no charges and pays interest.
I dont know - but when the two extra accounts cost me nothing and the primary one only $5 a month, I guess it doesnt matter. Different things for different people depending on how you bank I guess.
Dec 5th 2004, 2:05 pm
#8
Guest
Posts: n/a
Re: Which bank do the people here in OZ bank with?
Bendigo Bank. We have had great customer service from them so far.
Dec 5th 2004, 2:34 pm
#9
(It's not my real name)
Joined: Sep 2002
Location: Ilukapool. WA
Posts: 12,467
Re: Which bank do the people here in OZ bank with?
Originally Posted by mlbonner
I dont know - but when the two extra accounts cost me nothing and the primary one only $5 a month, I guess it doesnt matter. Different things for different people depending on how you bank I guess.
Dec 5th 2004, 2:43 pm
#10
part-time Visa Angel!
Joined: Oct 2003
Location: half marathon runner!
Posts: 4,458
Re: Which bank do the people here in OZ bank with?
Originally Posted by renth
$5 a month? how do you manage that? Our Commonwealth account, always in credit was about $30 a month.
It was just the charge on the account when I opened it beginning of August this year.... I left Westpac because I think they were $15 a month for limited transactions. I have limited transaction on this account too, but the extra charges on going over are a LOT less & less transaction types are included in the "free" ones. In fact, I think the most extra I've been charged in a month was 75cents
I know when I opened the account there were a few campaigns on tv for various banks advertising $5 monthly fees, must have been a bit of a competition going on??
Just noticed also that I get interest on my savings account (not much, but it all helps
)
Last edited by mlbonner; Dec 5th 2004 at 2:54 pm.
Dec 5th 2004, 3:26 pm
#11
Drunken Aussie
Joined: Jun 2003
Location: Brisvegas
Posts: 1,080
Re: Which bank do the people here in OZ bank with?
I use Suncorp. They are mainly Queensland based but have been busily expanding to other states and now offer their banking services at GIO Insurance outlets (they are gradually becoming Suncorp branches).
Their fee is only $4.50 a month, waived if you have $2,000 or more. They also have sub-accounts to the transaction accounts (5.25% interest) and you can instantly access this cash (transfer using telephone/internet banking).
Can't think of a bad thing to say about them.
Their fee is only $4.50 a month, waived if you have $2,000 or more. They also have sub-accounts to the transaction accounts (5.25% interest) and you can instantly access this cash (transfer using telephone/internet banking).
Can't think of a bad thing to say about them.
Originally Posted by ABCDiamond
Which bank do the people here in OZ bank with, for their main Transaction accounts, AND are generally HAPPY with.
I've left out the local based banks, to try to keep it Australia wide and because of poll option limited numbers.
I've left out the local based banks, to try to keep it Australia wide and because of poll option limited numbers.
Dec 5th 2004, 4:11 pm
#12
Dutch expat/Aus citizen
Joined: Apr 2003
Location: South East, Perth (was Holland)
Posts: 5,789
Re: Which bank do the people here in OZ bank with?
HSBC, after advice on here.
Hadn't heard of them before, and nobody really knows them here..
But having no problems, except eftpos at Mobil and another petrol station which I hardly use anyway.
They've got a branch on St Georges tce and at Garden city, but I never need to go to the branch anyway.
Hadn't heard of them before, and nobody really knows them here..
But having no problems, except eftpos at Mobil and another petrol station which I hardly use anyway.
They've got a branch on St Georges tce and at Garden city, but I never need to go to the branch anyway.
Dec 5th 2004, 4:26 pm
#13
Tupperware's #1 fan
Joined: May 2004
Location: Crawley West Sussex
Posts: 2,315
Re: Which bank do the people here in OZ bank with?
I'm with westpac purely because the hubby was already with them and our mates mum works there so she is like my personal backer, helps me try and understand all the charges etc. we have credit card, business account and our individual personal accounts with them, we dont pay any charges for our personal accounts, all we do is transfer money to our personal accounts for our salery, then pay it all on to the credit card, then use the credit card for everything and as it is paid off every month we dont get charged interest on the credit card.
Kala
Kala
Dec 5th 2004, 6:53 pm
#14
Guest
Posts: n/a
Re: Which bank do the people here in OZ bank with?
Of the 5 "others" so far, we have:
2 Bendigo bank
1 Citibank
1 Suncorp Bank
1 unknown
2 Bendigo bank
1 Citibank
1 Suncorp Bank
1 unknown
Dec 5th 2004, 9:49 pm
#15
Joined: Feb 2004
Posts: 1,277
Re: Which bank do the people here in OZ bank with?
Originally Posted by renth
I don't see why anyone would choose Commonwealth when HSBC has virtually no charges and pays interest.
