Anyone recommend a bank?
Feb 7th 2005, 3:26 pm
#16
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
Re: Anyone recommend a bank?
Originally Posted by soapy
i have been charged for using other atms 
Feb 7th 2005, 3:32 pm
#17
Master of verbal pish©
Joined: Feb 2004
Posts: 22,198
Re: Anyone recommend a bank?
Originally Posted by hevs
I'm sure you get 5 a month, but as i say the post office is free
Feb 7th 2005, 4:16 pm
#18
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
Re: Anyone recommend a bank?
Originally Posted by soapy
is that 5 a moth with any atm or just hsbc. by the way i hate the PO
Why do you hate the PO?? (ya nutter
)
Feb 7th 2005, 4:31 pm
#19
Forum Regular
Joined: Jan 2005
Location: Brisbane Bayside
Posts: 96
Re: Anyone recommend a bank?
Got a HSBC savings account because of the lack of monthly account fees which the other banks seem to charge. HSBC also allow you to have foreign currency accounts which was useful in picking the best time to exchange our Sterling. And the interest rate is pretty good, although ING or Citibank's online saving account is better for long term savings.
We also shopped around for our credit cards. Because of our lack of financial history in Oz HSBC were a bit hesitant at giving us credit, and wanted a $3000 bond. Virgin were more obliging with no annual fees but eventually we went with AMEX who were doing a no fee deal and a good rewards program. But I guess it all depends on how you use your plastic.
Papa Z
We also shopped around for our credit cards. Because of our lack of financial history in Oz HSBC were a bit hesitant at giving us credit, and wanted a $3000 bond. Virgin were more obliging with no annual fees but eventually we went with AMEX who were doing a no fee deal and a good rewards program. But I guess it all depends on how you use your plastic.
Papa Z
Feb 7th 2005, 4:39 pm
#20
Master of verbal pish©
Joined: Feb 2004
Posts: 22,198
Re: Anyone recommend a bank?
Originally Posted by hevs
With any atm that isn't hsbc!
Why do you hate the PO?? (ya nutter )
Why do you hate the PO?? (ya nutter
)PO ....dont get me started. 2 hours just to post a couple of things at xmas.
Feb 7th 2005, 4:43 pm
#21
Forum Regular
Joined: Jan 2005
Location: ex-Lancashire, ex-Northern suburbs, Perth WA, now Switzerland
Posts: 126
Re: Anyone recommend a bank?
Originally Posted by Zentack
Got a HSBC savings account because of the lack of monthly account fees which the other banks seem to charge. HSBC also allow you to have foreign currency accounts which was useful in picking the best time to exchange our Sterling. And the interest rate is pretty good, although ING or Citibank's online saving account is better for long term savings.
Feb 7th 2005, 5:23 pm
#22
Guest
Posts: n/a
Re: Anyone recommend a bank?
Originally Posted by soapy
hmmmm, ill need to look into that.
PO ....dont get me started. 2 hours just to post a couple of things at xmas.
PO ....dont get me started. 2 hours just to post a couple of things at xmas.
But I agree, many Post Offices have bad queues, and I didn't like them till I came here. (By here, I mean, my little area in Bayside.)
After the first 5 non HSBC ATM's, I think the charge is $2 per hit !!
A word of warning with Westpac, and probably other banks aswell;
If you use an "other Bank" ATM, to check your balance, and then do a cash withdrawal, it counts as 2 transactions !!
Many banks will also allow you to go overdrawn at an ATM, and then hit you with the overdraft fees!!
Feb 7th 2005, 5:54 pm
#23
Master of verbal pish©
Joined: Feb 2004
Posts: 22,198
Re: Anyone recommend a bank?
Originally Posted by ABCDiamond
I like my local Post Office, never any queues, except at Christmas, when I had two people in front of me !!
But I agree, many Post Offices have bad queues, and I didn't like them till I came here. (By here, I mean, my little area in Bayside.)
After the first 5 non HSBC ATM's, I think the charge is $2 per hit !!
A word of warning with Westpac, and probably other banks aswell;
If you use an "other Bank" ATM, to check your balance, and then do a cash withdrawal, it counts as 2 transactions !!
Many banks will also allow you to go overdrawn at an ATM, and then hit you with the overdraft fees!!
But I agree, many Post Offices have bad queues, and I didn't like them till I came here. (By here, I mean, my little area in Bayside.)
After the first 5 non HSBC ATM's, I think the charge is $2 per hit !!
A word of warning with Westpac, and probably other banks aswell;
If you use an "other Bank" ATM, to check your balance, and then do a cash withdrawal, it counts as 2 transactions !!
Many banks will also allow you to go overdrawn at an ATM, and then hit you with the overdraft fees!!
good tip on the other banks ABC
Feb 8th 2005, 5:34 pm
#24
High in the Dandenongs
Joined: Apr 2003
Location: Listening to Puffing Billy
Posts: 9,183
Re: Anyone recommend a bank?
Originally Posted by ABCDiamond
Many banks will also allow you to go overdrawn at an ATM, and then hit you with the overdraft fees!!
Also cheers to cycle mark, will check out your link later (do you know the rate after 1st year is up??
