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-   -   Ambulance Cover on WHV (https://britishexpats.com/forum/australia-54/ambulance-cover-whv-659270/)

Franconian Mar 13th 2010 9:49 pm

Ambulance Cover on WHV
 
Hi all,

I am currently in Australia on a Working Holiday Visa. My yearly travel insurance just ended and I can only renew it from the UK (in case of a claim they ask for flight ticket...)

Is it possible to take out ambulance cover? I checked MBF, but this is only possible for permanent residents, i. e. fully Medicare entitled persons.

Otherwise can someone recommend a travel insurance company from the UK where I can start the insurance from Australia?

Thanks,
Frank

Pollyana Mar 13th 2010 9:55 pm

Re: Ambulance Cover on WHV
 

Originally Posted by Franconian (Post 8418710)
Hi all,

I am currently in Australia on a Working Holiday Visa. My yearly travel insurance just ended and I can only renew it from the UK (in case of a claim they ask for flight ticket...)

Is it possible to take out ambulance cover? I checked MBF, but this is only possible for permanent residents, i. e. fully Medicare entitled persons.

Otherwise can someone recommend a travel insurance company from the UK where I can start the insurance from Australia?

Thanks,
Frank

Ambulance cover cost varies from State to State, as do the means of getting the cover - in Qld for example its included in your electric bill.
Are you planning on staying in one State or moving around?

Franconian Mar 13th 2010 11:05 pm

Re: Ambulance Cover on WHV
 
I am moving around, but as far as I understand it covers everywhere in Australia.
The problem is to find an insurance company who takes temporary residents. I am on a Working Holiday Visa...

I have a Victorian Australian drivers licence (i. e. address there)

goldchoccycoin Mar 14th 2010 1:12 pm

Re: Ambulance Cover on WHV
 
You can get a new travel insurance policy even though you've started your trip and are not at home through www.worldnomads.com.au - better safe than sorry!

teepee Mar 16th 2010 9:57 pm

Re: Ambulance Cover on WHV
 
just get one of those little blue healthcare/pension cards. i dont think they are hard to get as everyone i see at hospital has one and its the first thing they shove in your face when they get there. they usually arrive in a lexus or mercedes or the relatives follow the ambulance in one, so i dont think they are means tested.

paddyb157 Mar 16th 2010 11:33 pm

Re: Ambulance Cover on WHV
 
I'm on a bridging visa yet i was able to take out ambulance cover for one year for $75 in victoria and i'm fully covered throughout Oz.

Pollyana Mar 17th 2010 3:29 am

Re: Ambulance Cover on WHV
 

Originally Posted by teepee (Post 8426419)
just get one of those little blue healthcare/pension cards. i dont think they are hard to get as everyone i see at hospital has one and its the first thing they shove in your face when they get there. they usually arrive in a lexus or mercedes or the relatives follow the ambulance in one, so i dont think they are means tested.

Winner of the Award for Helpful Post of the Week.........:rolleyes:

















(and before anyone has a go at me, I am just living up to my new international reputation as the rudest poster on BE)

ABCDiamond Mar 17th 2010 10:59 am

Re: Ambulance Cover on WHV
 

Originally Posted by teepee (Post 8426419)
just get one of those little blue healthcare/pension cards. i dont think they are hard to get as everyone i see at hospital has one and its the first thing they shove in your face when they get there. they usually arrive in a lexus or mercedes or the relatives follow the ambulance in one, so i dont think they are means tested.

All you need is a disability, or be seriously ill, or be a carer for someone that is disabled, or be over a certain age, or be a single parent, or be under a certain income limit, or be unemployed or be recently widowed. How well off your relatives are, is not taken into account....

I find that many people who regularly have to go to hospital tend to be in one of those categories.

Back on the topic

Ambulance cover for Victorian residents:
(To become an Ambulance Victoria member you must be an Australian citizen or have been granted permanent or temporary resident status.)
http://www.ambulance.vic.gov.au/Singles.html

100% cover Australia wide. Free ambulance transport, paramedic care and air ambulance for $75 per year.
It seems that travel insurance will be needed...

It is an interesting point about residency.
Looking at the QLD site for example, it states: "all Queensland residents are covered for emergency ambulance services, both in Queensland and elsewhere across Australia"
The question becomes: what is a resident ? Is a student who resides in QLD a resident ? or do they need a resident visa ?

So a bit more checking... and ...

  • Q: Are overseas students studying in Queensland covered?
  • A: Yes. The Community Ambulance Cover provides ambulance coverage to any student aged less than 25 years who is studying full-time at an educational institution in Queensland. They will remain covered whilst they are a full-time student regardless of the length of time of their enrolment. Proof of enrolment may be required for full-time students from overseas
.
So a new question ... what about over 25 year old students ?

teepee Mar 18th 2010 6:47 am

Re: Ambulance Cover on WHV
 
[QUOTE=ABCDiamond;8428260]All you need is a disability, or be seriously ill, or be a carer for someone that is disabled, or be over a certain age, or be a single parent, or be under a certain income limit, or be unemployed or be recently widowed. How well off your relatives are, is not taken into account....

if only that were true! i am sure there are many who fit into your categories but there are as many abusing the system. as happens in the uk as well.


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