ICBC UK Car Insurance
Oct 30th 2012 | 1:54 pm
#1
Thread Starter
Just Joined
Joined: Oct 2012
Posts: 2
ICBC UK Car Insurance
Hi all,
Hopefully a quick question, I'm trying to compile evidence so I can get my UK no claims discount transferred across to ICBC. I got through the first step of having my broker accept it so paid the full no claims rate. Unfortunately ICBC wrote to me wanting more evidence.
Two of the things they want should be fairly straight forward, it's the third I need help with. The insurance company Egg are underwriten by UK insurance limited. Do you have any experience of getting a letter from the underwriter / proving that Egg are a real company issued the insurance?
Thanks
ms9ci
Hopefully a quick question, I'm trying to compile evidence so I can get my UK no claims discount transferred across to ICBC. I got through the first step of having my broker accept it so paid the full no claims rate. Unfortunately ICBC wrote to me wanting more evidence.
Two of the things they want should be fairly straight forward, it's the third I need help with. The insurance company Egg are underwriten by UK insurance limited. Do you have any experience of getting a letter from the underwriter / proving that Egg are a real company issued the insurance?
Thanks
ms9ci
Oct 30th 2012 | 2:44 pm
#2
Joined: Sep 2008
Posts: 12,830
Re: ICBC UK Car Insurance
Hi all,
Hopefully a quick question, I'm trying to compile evidence so I can get my UK no claims discount transferred across to ICBC. I got through the first step of having my broker accept it so paid the full no claims rate. Unfortunately ICBC wrote to me wanting more evidence.
Two of the things they want should be fairly straight forward, it's the third I need help with. The insurance company Egg are underwriten by UK insurance limited. Do you have any experience of getting a letter from the underwriter / proving that Egg are a real company issued the insurance?
Thanks
ms9ci
Hopefully a quick question, I'm trying to compile evidence so I can get my UK no claims discount transferred across to ICBC. I got through the first step of having my broker accept it so paid the full no claims rate. Unfortunately ICBC wrote to me wanting more evidence.
Two of the things they want should be fairly straight forward, it's the third I need help with. The insurance company Egg are underwriten by UK insurance limited. Do you have any experience of getting a letter from the underwriter / proving that Egg are a real company issued the insurance?
Thanks
ms9ci
Last edited by Aviator; Oct 30th 2012 at 2:46 pm.
Oct 31st 2012 | 12:11 am
#3
All Sooked up!
Joined: Dec 2010
Posts: 1,895
From: Sooke, BC.
Re: ICBC UK Car Insurance
Brand/Trading names
Car Insurance: Affinity, BMW, Citroen, Direct line, Egg, MBNA, Mini, Mint, NatWest, NIG, Peugeot, Privilege, RBS, Tesco, Vauxhall, Virgin Money, Churchill, Lloyds, Nationwide Building Society, Pearl, Prudential, Royal London, Sainsbury’s, Screentrade.
The trouble is, from what I can see, you can't actually insure through UK insurance Ltd. You insure through on of their brand/affiliate names, so may have difficultly in obtaining a letter from UK insurance Ltd themselves. If if you did contact them they'd likely pass you back to Egg.
As an aside,
Why is it I keep getting the feeling that for anything official in Canada you have to jump through hoops? It's been like from day one for the immigration process and now, for what should br a simple thing like providing no claims proof from a well established UK insurance company it becomes yet another mission!
In Portugal they accepted my proof of UK no claims without a problem.
Last edited by james.mc; Oct 31st 2012 at 12:21 am.
Oct 31st 2012 | 12:27 am
#4
All Sooked up!
Joined: Dec 2010
Posts: 1,895
From: Sooke, BC.
Re: ICBC UK Car Insurance
Here is what I've dug up on them so far:
UK Insurance Limited
The Wharf
Neville Street,
Leeds
LS1 4AZ
Tel: 0800 051 1405
Tel: 0870 6000358
(I'd try +44 870 600 0358 first)
Registered in England No. 1179980. UK Insurance Limited is part of the Royal Bank of Scotland Group.
UK Insurance Limited
The Wharf
Neville Street,
Leeds
LS1 4AZ
Tel: 0800 051 1405
Tel: 0870 6000358
(I'd try +44 870 600 0358 first)
Registered in England No. 1179980. UK Insurance Limited is part of the Royal Bank of Scotland Group.
Last edited by james.mc; Oct 31st 2012 at 12:32 am.
Nov 5th 2012 | 3:20 am
#5
Thread Starter
Just Joined
Joined: Oct 2012
Posts: 2
Re: ICBC UK Car Insurance
Thanks for that James.
Talking to Egg, they are the ones who take on the risk and set the premiums so are in theory the insurance company.
UK Insurance Limited (UKI) are part of the RBS group and interestingly they underwrite RBS' insurance policies. So if I had the same thing happen with an RBS policy it'd be an even greater challenge to know who the are people I'd have to approach.
Eventually getting to talk to UKI they cannot issue letters because they do not issue the policy. Egg did that. They did confirm that Egg takes on the Risk, Egg would pay out if there was a claim and that Egg issue the policy. UKI role in this is as a rule setter, they have a kind of regulatory role.
Has anyone else had the same problem and was successful in having ICBC accept their no claim discount?
Talking to Egg, they are the ones who take on the risk and set the premiums so are in theory the insurance company.
UK Insurance Limited (UKI) are part of the RBS group and interestingly they underwrite RBS' insurance policies. So if I had the same thing happen with an RBS policy it'd be an even greater challenge to know who the are people I'd have to approach.
Eventually getting to talk to UKI they cannot issue letters because they do not issue the policy. Egg did that. They did confirm that Egg takes on the Risk, Egg would pay out if there was a claim and that Egg issue the policy. UKI role in this is as a rule setter, they have a kind of regulatory role.
Has anyone else had the same problem and was successful in having ICBC accept their no claim discount?
Nov 5th 2012 | 3:40 am
#6
Joined: Sep 2008
Posts: 12,830
Re: ICBC UK Car Insurance
Thanks for that James.
Talking to Egg, they are the ones who take on the risk and set the premiums so are in theory the insurance company.
UK Insurance Limited (UKI) are part of the RBS group and interestingly they underwrite RBS' insurance policies. So if I had the same thing happen with an RBS policy it'd be an even greater challenge to know who the are people I'd have to approach.
Eventually getting to talk to UKI they cannot issue letters because they do not issue the policy. Egg did that. They did confirm that Egg takes on the Risk, Egg would pay out if there was a claim and that Egg issue the policy. UKI role in this is as a rule setter, they have a kind of regulatory role.
Has anyone else had the same problem and was successful in having ICBC accept their no claim discount?
Talking to Egg, they are the ones who take on the risk and set the premiums so are in theory the insurance company.
UK Insurance Limited (UKI) are part of the RBS group and interestingly they underwrite RBS' insurance policies. So if I had the same thing happen with an RBS policy it'd be an even greater challenge to know who the are people I'd have to approach.
Eventually getting to talk to UKI they cannot issue letters because they do not issue the policy. Egg did that. They did confirm that Egg takes on the Risk, Egg would pay out if there was a claim and that Egg issue the policy. UKI role in this is as a rule setter, they have a kind of regulatory role.
Has anyone else had the same problem and was successful in having ICBC accept their no claim discount?
Egg is not listed here http://www.abi.org.uk/MemberSearchRe...x?searchQuery=, not is it listed as a trading name of UK insurance. Egg is a trading name of Yorkshire Building Society, which it seems sells policies underwritten by UK insurance. UK insurance offer similar services for other well know brands, such as NatWest http://www.rbs.com/customers/complai...e-limited.html
Last edited by Aviator; Nov 5th 2012 at 3:47 am.
Nov 5th 2012 | 5:06 am
#7
All Sooked up!
Joined: Dec 2010
Posts: 1,895
From: Sooke, BC.
Re: ICBC UK Car Insurance
I will need to get this right when we land in March (Hopefully) as I have 9 years no claims in Portugal. Not only will I need to ensure the format of the letter is correct (as per Aviator above) but I will also get an official/certified translation as well.
ICBC may not accept a letter from an EU mainland insurer, but I won't know that until I present it. If I don't try I'll certainly not get any no claims. So no harm in trying.
regards
James Mc
Nov 5th 2012 | 5:14 am
#8
BE Enthusiast
Joined: Aug 2010
Posts: 330
Re: ICBC UK Car Insurance
There is a letter template on the ICBC website, you download that, email it to insurers and they will fill it in and send it back on headed paper... I presented those, plus all past insurance certificates to the broker, they had to fax them to the ICBC, who promptly said it wasn't what they wanted and would not give me any NCB, even the broker was stumped!
They really are as bad as they come, recently they were voted the worst in Canada, they had a million and one excuses... Bloody Socalist Bol****!
They really are as bad as they come, recently they were voted the worst in Canada, they had a million and one excuses... Bloody Socalist Bol****!
Nov 5th 2012 | 6:45 am
#9
Joined: Sep 2008
Posts: 12,830
Re: ICBC UK Car Insurance
http://www.icbc.com/autoplan/moving/...ewres-discount
The key thing is that it is a matter of 'claims history', not the 'no claims discount' you get. No claims bonus is insurable and does not mean 'no claims', ICBC got wise to that many years ago.
The key thing is that it is a matter of 'claims history', not the 'no claims discount' you get. No claims bonus is insurable and does not mean 'no claims', ICBC got wise to that many years ago.
Nov 5th 2012 | 7:13 am
#10
All Sooked up!
Joined: Dec 2010
Posts: 1,895
From: Sooke, BC.
Re: ICBC UK Car Insurance
http://www.icbc.com/autoplan/moving/...ewres-discount
The key thing is that it is a matter of 'claims history', not the 'no claims discount' you get. No claims bonus is insurable and does not mean 'no claims', ICBC got wise to that many years ago.
The key thing is that it is a matter of 'claims history', not the 'no claims discount' you get. No claims bonus is insurable and does not mean 'no claims', ICBC got wise to that many years ago.
Thanks for the link. I couldn't find a template letter as suggested by sdo1982. I was kind of hoping to download a template.
I but did see a list of what is required in a letter as proof of no claims history I'm going to have to get a couple of letters as we switched insurers a couple of years ago.
Ask your previous auto insurer(s) for a claim history letter.
Please note: this letter must
Have you been driving a company-owned vehicle?
If so, along with your claim-history letter, you'll need to provide letter confirming the following details:
If you were an employee of the company
Then ask the employer for a letter confirming the dates the vehicle was assigned to you, and that it was used for business and pleasure.
If you were/are anowner of the company
Then provide a letter from yourself or a company representative confirming that you were an owner of the company who had use of the vehicle for business and personal use.
Letters in other languages must be translated by a certified translator. (You'll need to provide both the original and the translated versions.)
Please note: this letter must
- come from the insurance company (not a broker or agent), and be on its letterhead
- include the insurer's contact info (phone, mailing address, etc.)
- be dated
- name the principal operator of the vehicle you're insuring with ICBC
- include your policy number(s)
- include the exact dates of coverage (for example, Jan. 1, 2002 – Aug. 23, 2012)
- provide details of any claims, or state that there were no at-fault claims, and
- be written entirely in English.
Have you been driving a company-owned vehicle?
If so, along with your claim-history letter, you'll need to provide letter confirming the following details:
If you were an employee of the company
Then ask the employer for a letter confirming the dates the vehicle was assigned to you, and that it was used for business and pleasure.
If you were/are anowner of the company
Then provide a letter from yourself or a company representative confirming that you were an owner of the company who had use of the vehicle for business and personal use.
Letters in other languages must be translated by a certified translator. (You'll need to provide both the original and the translated versions.)
Last edited by james.mc; Nov 5th 2012 at 7:40 am.
