US Healthcare discussion moved from Over 50's & 60's thread
#61
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Joined: Mar 2010
Location: Yo yo ma playing background music
Posts: 285
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
The reason they canelled it was because when i was out for the 2 months for my recovery, my Company decided to change my staus from full time to part time. part time emplyees dont get benefits, so when the renewal came around they didnt renew mine. So as of january 7th my insurance was made inactive. I have yet to recieve anything in writing, but when I spoke to my HR person from work yesterday, they said that is what happenend , and I should recieve some notification soon. I would think that I should have has some kind of notice about this, but as of yet havent.
Jackie
Jackie
#63
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
It definitely is. If you were staying in the US, it would be vital you signed up for COBRA because without it, you would never get an insurance policy again - at least not until 2014 when the new law kicks in. Since you're leaving it doesn't matter but your company broke the law by doing this and not offering you COBRA.
btw - starting next year the BBC is going to make iPlayer available on foreign iPads for a subscription fee. I believe PCs won't be far behind. I don't know how much they're going to charge yet.
btw - starting next year the BBC is going to make iPlayer available on foreign iPads for a subscription fee. I believe PCs won't be far behind. I don't know how much they're going to charge yet.
#64
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
It definitely is. If you were staying in the US, it would be vital you signed up for COBRA because without it, you would never get an insurance policy again - at least not until 2014 when the new law kicks in. Since you're leaving it doesn't matter but your company broke the law by doing this and not offering you COBRA.
btw - starting next year the BBC is going to make iPlayer available on foreign iPads for a subscription fee. I believe PCs won't be far behind. I don't know how much they're going to charge yet.
btw - starting next year the BBC is going to make iPlayer available on foreign iPads for a subscription fee. I believe PCs won't be far behind. I don't know how much they're going to charge yet.
#65
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Joined: Jul 2008
Posts: 1,477
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
ldyinlv. i work in call center and have done benefits for nearly 4 years off and on for delta and nw airline employees. you will recieve a cobra notice but the feed of information to the cobra vendor will not have taken place until the event occured which is your last day of insurance. depending how often your company sends the info to the cobra vendor (ceridian or shps for example) it can take 1 week or more to send to them, then they take time to update their records. it usually takes about 3 weeks for delta and NW employees to get their cobra notices and then enroll. cobra is retroactive to date of loss of insurance. expensive sure is.. i am not sure if you are going to enroll but wanted to advise of the processing timeframes. and YES you should have been offered cobra. don't want to lecture you.. can you tell I do this for a living it is not my career aspiration I am working on becoming a speech therapist but i have to pay my bills. irony is i don't have heatlh insurance and haven't since May when I left call center and then returned to help support me and brother who was diagnosed with cancer year ago but for now seems to be in remission. i wish you all the best upon return to UK.
#66
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
ldyinlv. i work in call center and have done benefits for nearly 4 years off and on for delta and nw airline employees. you will recieve a cobra notice but the feed of information to the cobra vendor will not have taken place until the event occured which is your last day of insurance. depending how often your company sends the info to the cobra vendor (ceridian or shps for example) it can take 1 week or more to send to them, then they take time to update their records. it usually takes about 3 weeks for delta and NW employees to get their cobra notices and then enroll. cobra is retroactive to date of loss of insurance. expensive sure is.. i am not sure if you are going to enroll but wanted to advise of the processing timeframes. and YES you should have been offered cobra. don't want to lecture you.. can you tell I do this for a living it is not my career aspiration I am working on becoming a speech therapist but i have to pay my bills. irony is i don't have heatlh insurance and haven't since May when I left call center and then returned to help support me and brother who was diagnosed with cancer year ago but for now seems to be in remission. i wish you all the best upon return to UK.
#68
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Joined: Feb 2010
Posts: 2,606
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
I can understand people pawning or having to sell jewellery because of unemployment that is understandable, and of course I was unemployed myself for 3 months when I got back here from England and have no money left now, it is all gone.
But not for health care, that is just WRONG!!!
But not for health care, that is just WRONG!!!
40 million in America have no health insurance at all, the rest of us have it, its just not very good insurance and not full coverage for most of us, 70%-80% coverage for many Id guess, we cant afford 100% coverage, yes we pay the other 20%-30% out of our pockets, the people we voted in have 100% coverage, they have the best of everything.
Its the monthly payments co-payments and deductibles that take us down, lets not forget the insurance companies don't like to pay out, if they can avoid it they will, many Dr's have to call for approval of tests that a patient may need, but they will deny it if they want to save money, the sad stories are endless.
This country has some intelligent people that want reform, but the big money spent by the people who benefit, i.e. Insurance companies, Drug Companies, Big Corporations who own the hospitals back the republican party and they are against change, they tell so many lies that their supporters believe, we are just going around in circles, I cant see it ever changing for the better.
Obama had big plans for healthcare reform but the Reps beat him up and finally the plan he got through was very small, but even now that is going to be canceled if Reps get their way, all that work for nothing, the common man voted against their own best interests, this is why America is suffering in many ways, they go two steps forward and three steps back all the time.
Many people are happy with this system until they are laid off, then opinions change.
#69
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Joined: Jun 2008
Posts: 1,610
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Jerseygirl...Thankyou.... just spent 1 hour trying to unglue my fingers got them separated but then tried cleaning the glue off my fingertips and its still there I have given up I just hate that feeling I tried everything to get it off . I was trying to glue the runner for the kitchen drawer which split, got plenty of glue on my fingers but it didnt do a darn to the drawer. Its now held together with a rubber band. Why is it when you are about to show your house everything breaks. A pipe froze and a light fixture broke.
#70
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Jerseygirl...Thankyou.... just spent 1 hour trying to unglue my fingers got them separated but then tried cleaning the glue off my fingertips and its still there I have given up I just hate that feeling I tried everything to get it off . I was trying to glue the runner for the kitchen drawer which split, got plenty of glue on my fingers but it didnt do a darn to the drawer. Its now held together with a rubber band. Why is it when you are about to show your house everything breaks. A pipe froze and a light fixture broke.
#71
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
ldyinlv. i work in call center and have done benefits for nearly 4 years off and on for delta and nw airline employees. you will recieve a cobra notice but the feed of information to the cobra vendor will not have taken place until the event occured which is your last day of insurance. depending how often your company sends the info to the cobra vendor (ceridian or shps for example) it can take 1 week or more to send to them, then they take time to update their records. it usually takes about 3 weeks for delta and NW employees to get their cobra notices and then enroll. cobra is retroactive to date of loss of insurance. expensive sure is.. i am not sure if you are going to enroll but wanted to advise of the processing timeframes. and YES you should have been offered cobra. don't want to lecture you.. can you tell I do this for a living it is not my career aspiration I am working on becoming a speech therapist but i have to pay my bills. irony is i don't have heatlh insurance and haven't since May when I left call center and then returned to help support me and brother who was diagnosed with cancer year ago but for now seems to be in remission. i wish you all the best upon return to UK.
btw I find it sad that the main reason why so many people have to think about leaving the US is deemed too 'political' to be discussed in the main over 50s thread. This illness and the state of healthcare affairs in the US is one of the main reasons ladyinlv wanted to leave. But even bringing up the subject is cause for her to be shunted off into a side thread. I don't get it. If you live here and you think the US healthcare system is just fine and dandy, good for you. But surely you can still see why she would feel the way she does and allow her to discuss it, just the way others discuss childhood memories or selling their house. Nuts!
Last edited by sallysimmons; Jan 9th 2011 at 2:11 pm.
#72
Forum Regular
Joined: Mar 2010
Location: Yo yo ma playing background music
Posts: 285
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
One other thing that struck me last night is that what your employer did could well be a violation of ADA (Americans with Disabilities Act). Did they change a whole group of employees to part-time while you were sick, or were you the only one? If you were the only one, then you would have a strong claim that they discriminated against you because you were ill. I know you won't be here to pursue it, but it might be worth using when you talk to HR.
btw I find it sad that the main reason why so many people have to think about leaving the US is deemed too 'political' to be discussed in the main over 50s thread. This illness and the state of healthcare affairs in the US is one of the main reasons ladyinlv wanted to leave. But even bringing up the subject is cause for her to be shunted off into a side thread. I don't get it. If you live here and you think the US healthcare system is just fine and dandy, good for you. But surely you can still see why she would feel the way she and allow her to discuss it, just the way others discuss childhood memories or selling their house. Nuts!
btw I find it sad that the main reason why so many people have to think about leaving the US is deemed too 'political' to be discussed in the main over 50s thread. This illness and the state of healthcare affairs in the US is one of the main reasons ladyinlv wanted to leave. But even bringing up the subject is cause for her to be shunted off into a side thread. I don't get it. If you live here and you think the US healthcare system is just fine and dandy, good for you. But surely you can still see why she would feel the way she and allow her to discuss it, just the way others discuss childhood memories or selling their house. Nuts!
I've also been thinking about the apparent policing of the 50-60's thread for seemingly "inappropriate" subjects being discussed in any depth. It is useful and comforting in some ways but perhaps the thread should be renamed "The general chit-chat and cheering section for 50-60's"
.............and awaiting the onslaught of the indignant and offended.
#73
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
One other thing that struck me last night is that what your employer did could well be a violation of ADA (Americans with Disabilities Act). Did they change a whole group of employees to part-time while you were sick, or were you the only one? If you were the only one, then you would have a strong claim that they discriminated against you because you were ill. I know you won't be here to pursue it, but it might be worth using when you talk to HR.
btw I find it sad that the main reason why so many people have to think about leaving the US is deemed too 'political' to be discussed in the main over 50s thread. This illness and the state of healthcare affairs in the US is one of the main reasons ladyinlv wanted to leave. But even bringing up the subject is cause for her to be shunted off into a side thread. I don't get it. If you live here and you think the US healthcare system is just fine and dandy, good for you. But surely you can still see why she would feel the way she does and allow her to discuss it, just the way others discuss childhood memories or selling their house. Nuts!
btw I find it sad that the main reason why so many people have to think about leaving the US is deemed too 'political' to be discussed in the main over 50s thread. This illness and the state of healthcare affairs in the US is one of the main reasons ladyinlv wanted to leave. But even bringing up the subject is cause for her to be shunted off into a side thread. I don't get it. If you live here and you think the US healthcare system is just fine and dandy, good for you. But surely you can still see why she would feel the way she does and allow her to discuss it, just the way others discuss childhood memories or selling their house. Nuts!
I can see the point of trying to keep threads on-topic, but when you consider what us over 50's are like, you have to expect a little meandering of focus now and again.
Sorry, what was the question?
#74
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Maybe we need a separate "Read Me" Wiki/sticky on rules for the Over 50's/60's thread.
I can see the point of trying to keep threads on-topic, but when you consider what us over 50's are like, you have to expect a little meandering of focus now and again.
Sorry, what was the question?
I can see the point of trying to keep threads on-topic, but when you consider what us over 50's are like, you have to expect a little meandering of focus now and again.
Sorry, what was the question?
#75
Forum Regular
Joined: Mar 2010
Location: Yo yo ma playing background music
Posts: 285
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Maybe we need a separate "Read Me" Wiki/sticky on rules for the Over 50's/60's thread.
I can see the point of trying to keep threads on-topic, but when you consider what us over 50's are like, you have to expect a little meandering of focus now and again.
Sorry, what was the question?
I can see the point of trying to keep threads on-topic, but when you consider what us over 50's are like, you have to expect a little meandering of focus now and again.
Sorry, what was the question?