9 months in - Advice!
#31
Re: 9 months in - Advice!
Of course if everyone wanted a nanny-state we could have stayed in Europe - nothing wrong with my reading I can assure you.
#32
BE Enthusiast
Joined: Nov 2013
Posts: 450
Re: 9 months in - Advice!
Its not quite so bad. Employees are entitled to at least 5 days paid sick leave per year. Sometimes more, depending on the employer and the contract. Theres also ACC entitlements for injuries etc. If you pull a muscle in your back that stops you working, you will receive, I think, about 80% of your pay while youre off.
#33
Re: 9 months in - Advice!
Its not quite so bad. Employees are entitled to at least 5 days paid sick leave per year. Sometimes more, depending on the employer and the contract. Theres also ACC entitlements for injuries etc. If you pull a muscle in your back that stops you working, you will receive, I think, about 80% of your pay while youre off.
#34
Forum Regular
Thread Starter
Joined: Nov 2009
Location: Cambridge, NZ
Posts: 44
Re: 9 months in - Advice!
This explains it.
Use holiday time . Borrow from the following year. Unpaid leave. Use savings , take a loan or borrow somehow.
The recommendation is that one has the equivalent of 3 months income stashed for such times.
Use holiday time . Borrow from the following year. Unpaid leave. Use savings , take a loan or borrow somehow.
The recommendation is that one has the equivalent of 3 months income stashed for such times.
#35
BE Forum Addict
Joined: Apr 2008
Location: Epsom
Posts: 1,705
Re: 9 months in - Advice!
I think it needs to be, there is a large segment of the population that feels entitled and would take the mickey. Personally I think the British system is a joke and there are far too many abusers, they need to clamp down.
#36
BE Enthusiast
Joined: Jun 2005
Posts: 451
Re: 9 months in - Advice!
I agree that there are many who abuse the British system, but then there will always be abusers of any system. I think it is far better to have a system that helps those who genuinely need it, and accept the abusers that arent caught, than to have no system at all.
#37
Forum Regular
Joined: Jul 2014
Posts: 264
Re: 9 months in - Advice!
Disagree strongly. You pay a few bucks a week for insurance if you're worried about this. Peeps more chilled out here so it suits some, others get insurance
#38
Banned
Joined: Sep 2017
Location: Grantham, Lincolnshire
Posts: 7
Re: 9 months in - Advice!
You are right to be concerned about healthcare!
Our experience was farcical, we were sold a lifestyle block contaminated with Arsenic and God knows what else, the effects on our lives were dreadful. See
<snip> for full details but briefly I was first diagnosed with a serious heart condition - lack of breath and chest pains - it took four years of agony before they found I had serious reflux - Barratt's disease! The arsenic affected my vision - bubbles formed in the lenses giving cataract type loss of sight - no treatment available except private lens replacement - $30,000! Been back in UK 6 months - my surgery on NHS is next week! Our son was chronically fatigued, they gave him lots of anti depressants - he is now fighting the addiction caused and being treated for the real cause!
Overall, NZ health care is very expensive and apart from some private facilities of low quality, the GP's moan about cost restrictions on drugs and treatment, they do their best but their hands are tied financially.
It also sounds like your employers are cashing in on your experience and not paying you a decent wage, living costs in NZ are wild compared to UK so it must be a massive downgrade in lifestyle!
Our experience was farcical, we were sold a lifestyle block contaminated with Arsenic and God knows what else, the effects on our lives were dreadful. See
<snip> for full details but briefly I was first diagnosed with a serious heart condition - lack of breath and chest pains - it took four years of agony before they found I had serious reflux - Barratt's disease! The arsenic affected my vision - bubbles formed in the lenses giving cataract type loss of sight - no treatment available except private lens replacement - $30,000! Been back in UK 6 months - my surgery on NHS is next week! Our son was chronically fatigued, they gave him lots of anti depressants - he is now fighting the addiction caused and being treated for the real cause!
Overall, NZ health care is very expensive and apart from some private facilities of low quality, the GP's moan about cost restrictions on drugs and treatment, they do their best but their hands are tied financially.
It also sounds like your employers are cashing in on your experience and not paying you a decent wage, living costs in NZ are wild compared to UK so it must be a massive downgrade in lifestyle!
Last edited by BEVS; Oct 7th 2017 at 9:52 pm. Reason: Please re-read Site Rule 9.
#39
BE Forum Addict
Joined: Jul 2007
Location: bottom of the world
Posts: 4,535
Re: 9 months in - Advice!
Not an everyday occurrence in the lives of 99.999% of people here.
First thoughts were buyer beware and due diligence.
Glad you got treatment you're happy with
First thoughts were buyer beware and due diligence.
Glad you got treatment you're happy with
#40
Just Joined
Joined: Aug 2017
Posts: 23
Re: 9 months in - Advice!
I can see why people moving over would be concerned. In the UK we do have a generous sick pay system. Even so, we have always paid for income protection, just in case we become very poorly. Thankfully we haven't needed it.
Do many people take out income protection in NZ? As we won't have any support network when we get arrive, I think if we can afford it we will take it out.
Your comments have been interesting to read, thanks for sharing.
Do many people take out income protection in NZ? As we won't have any support network when we get arrive, I think if we can afford it we will take it out.
Your comments have been interesting to read, thanks for sharing.
#42
Just Joined
Joined: Aug 2017
Posts: 23
Re: 9 months in - Advice!
Where in NZ are you? We are at the beginning of our journey and likely to be going to Wellington as I need to have a job to secure a visa and the job needs to be outside Auckland.
#43
BE Forum Addict
Joined: Jul 2007
Location: bottom of the world
Posts: 4,535
Re: 9 months in - Advice!
Not many jobs around here I'm afraid