Insurance for first 3 months
#1
Insurance for first 3 months
Hi All
I have been trying to source medical insurance for our family of four to cover the initial 3 months before our Canadian insurance kicks in. I have tried getting annual global insurance for us all but it seems to be limited to 31 days as the maximum length of any one trip. As we will be in Canada for all of the initial 3 months, has anyone come across this situation and what did you do? Would I be better off just getting a quote for the 3 months of cover needed and just not mention that we aren't actually returning to the UK?
I thought this would be the simple bit. This immigration lark is not for the feint hearted!!
Conal
I have been trying to source medical insurance for our family of four to cover the initial 3 months before our Canadian insurance kicks in. I have tried getting annual global insurance for us all but it seems to be limited to 31 days as the maximum length of any one trip. As we will be in Canada for all of the initial 3 months, has anyone come across this situation and what did you do? Would I be better off just getting a quote for the 3 months of cover needed and just not mention that we aren't actually returning to the UK?
I thought this would be the simple bit. This immigration lark is not for the feint hearted!!
Conal
#2
Re: Insurance for first 3 months
http://britishexpats.com/wiki/Medica...edicare_starts
You can't use standard travel insurance , for one thing if you get seriously Ill , they may well try and repatriate you to the UK !
You can't use standard travel insurance , for one thing if you get seriously Ill , they may well try and repatriate you to the UK !
#3
Re: Insurance for first 3 months
http://britishexpats.com/wiki/Medica...edicare_starts
You can't use standard travel insurance , for one thing if you get seriously Ill , they may well try and repatriate you to the UK !
You can't use standard travel insurance , for one thing if you get seriously Ill , they may well try and repatriate you to the UK !
#4
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: Insurance for first 3 months
I found this company that does emigration insurance (was looking for my son a few months ago) which may be of use.
http://www.duinsure.com/sites/duinsu...ies_Emigration
This product, which is underwritten by Europ-Assistance, offers clients cover on their travels to their final country of destination / Emigration (for a period of 5 days to 6 months), but what is new and exciting is that we can offer cover INSIDE their new country of Emigration for a period of One, Two or Three Months.
5 days (pre emigration) costs £16, 3 months additional cover (post-emigration) in Canada costs £107 - a total of £123.
For the policy details (which is in 2 parts, one pre-emigration and one post-emigration): http://www.duinsure.com/sites/duinsu...le/EM_2010.pdf
http://www.duinsure.com/sites/duinsu...ies_Emigration
This product, which is underwritten by Europ-Assistance, offers clients cover on their travels to their final country of destination / Emigration (for a period of 5 days to 6 months), but what is new and exciting is that we can offer cover INSIDE their new country of Emigration for a period of One, Two or Three Months.
5 days (pre emigration) costs £16, 3 months additional cover (post-emigration) in Canada costs £107 - a total of £123.
For the policy details (which is in 2 parts, one pre-emigration and one post-emigration): http://www.duinsure.com/sites/duinsu...le/EM_2010.pdf
Last edited by Siouxie; Dec 7th 2010 at 3:03 pm.
#5
Re: Insurance for first 3 months
These people, http://pucherinsurance.com/ offer coverage as follows:
"Expatriate medical insurance is designed for persons who are not covered under a government health insurance plan or are waiting for coverage in the country in which they intend to live."
which seems to cover it.
I've had good service from Mr. Pucher, for visitors who were difficult to insure elsewhere.
"Expatriate medical insurance is designed for persons who are not covered under a government health insurance plan or are waiting for coverage in the country in which they intend to live."
which seems to cover it.
I've had good service from Mr. Pucher, for visitors who were difficult to insure elsewhere.
Last edited by dbd33; Dec 7th 2010 at 3:03 pm.
#6
Binned by Muderators
Joined: Jul 2007
Location: White Rock BC
Posts: 11,682
Re: Insurance for first 3 months
The wiki gives a list of companies offering this insurance. You can get an online quote from Pacific Blue Cross. http://www.pbchbs.com/Corp/travel/travel-vtc.aspx
#7
Just Joined
Joined: Sep 2009
Posts: 16
Re: Insurance for first 3 months
I went with Canadasure http://www.canadasure.com/contact-us.aspx and it was around 150 quid. I deeply regret that now, what a waste of money! I wish I hadnt bothered. I guess I always feel that way about paying insurance though.