ICBC car insurance quote - OMG
#31
Re: ICBC car insurance quote - OMG
Basic insurance is the minimum insurance you need to drive. It covers:
It is woefully inadequate unless your vehicle is worth nothing and you are prepared to make yourself bankrupt in the event of an at-fault accident.
- $200,000 third party liability
- $150,000 medical expenses for self and passengers
- Coverage if the accident is another driver's fault and they are not insured
- $200,000 losses as a result of a hit and run
- Coverage if an accident occurs in a jurisdiction where you are prevented from claiming from the person responsible
It is woefully inadequate unless your vehicle is worth nothing and you are prepared to make yourself bankrupt in the event of an at-fault accident.
that's pitiful too be honest.
I really miss compare the market.com and other price comparison sites in the UK. it was so much easier
#32
Binned by Muderators
Joined: Jul 2007
Location: White Rock BC
Posts: 11,682
Re: ICBC car insurance quote - OMG
You buy basic insurance from an Autoplan broker. They are ICBC agents so they can only offer ICBC optional insurance. The three companies I can think of that provide alternate optional insurance are Canadian Direct, Coast Capital and BCAA. You will have to contact them directly.
#33
Joined: Sep 2008
Posts: 12,830
Re: ICBC car insurance quote - OMG
You should look at the conditions for private insurance. It requires 10 years driving experience and I believe specifies 10 years North American. We do our ICBC and private through an Autopan broker. For private on the car we use 'Family' Often private is not a lot cheaper than ICBC for a car, you just get more for the money.
#34
Just Joined
Joined: Nov 2013
Location: Victoria, BC
Posts: 6
Re: ICBC car insurance quote - OMG
I pay 1400 a year for a 2013 dodge caravan.... And I thought that was extortionate!! Be careful when exchanging your uk licence too. Get proof from DVLA of your what you are licensed to drive before you leave. We have just had our motorcycle licence revoked due to Uk changing categories in 2013 and ICBC say they may have given us class 6 category in error. We contacted DVLA and as our uk licence no longer exists we are unable to prove that we did and are entitled to ride a motorcycle! There are a lot more hurdles over here, but it is what it is I suppose so if you can come here understanding that everything is going to be different you should get along just fine..... Good luck 😉
My apologies if I posted something not quite relating to your initial 'blog'
My apologies if I posted something not quite relating to your initial 'blog'
#35
Re: ICBC car insurance quote - OMG
Nicola there's a recent thread about ICBC and the motorcycle thing and what people have done to resolve the issue. I can't post the link because I'm on my phone.
S
S
#36
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: ICBC car insurance quote - OMG
Here you go..
http://britishexpats.com/forum/canad...icence-880013/
#37
Just Joined
Joined: Nov 2013
Location: Victoria, BC
Posts: 6
Re: ICBC car insurance quote - OMG
I can, because I am stuck at home on my one day off a week
Here you go..
http://britishexpats.com/forum/canad...icence-880013/
Here you go..
http://britishexpats.com/forum/canad...icence-880013/
#39
Joined: Sep 2008
Posts: 12,830
Re: ICBC car insurance quote - OMG
Depending on how long one has not had a m/c license, ICBC do make some folks do a MST/MSA and road test.
#40
Re: ICBC car insurance quote - OMG
You should look at the conditions for private insurance. It requires 10 years driving experience and I believe specifies 10 years North American. We do our ICBC and private through an Autopan broker. For private on the car we use 'Family' Often private is not a lot cheaper than ICBC for a car, you just get more for the money.
I'm getting my letters checked tomorrow at an auto plan place. Any that don't fulfill ICBC requirements then I'm writing back to the insurance company to get them to amend the letter.
I honestly think none of them will be accepted as most say 'Miss R (surname) instead of my full name
#41
Joined: Sep 2008
Posts: 12,830
Re: ICBC car insurance quote - OMG
I'm getting my letters checked tomorrow at an auto plan place. Any that don't fulfill ICBC requirements then I'm writing back to the insurance company to get them to amend the letter.
#42
Banned
Joined: Apr 2009
Location: SW Ontario
Posts: 19,879
Re: ICBC car insurance quote - OMG
Don't know if you saw this or not - Car Insurance in BC : British Expat Wiki
#43
Re: ICBC car insurance quote - OMG
Don't know if you saw this or not - Car Insurance in BC : British Expat Wiki
Thanks. Some of the links don't work but I know where to find the template that icbc want. The thing is I sent my uk insurance companies an email and a copy of the template and explained ICBC needed this information.
I don't think any of them did what I asked but at the time I was so busy with preparing to move that I put it on a backburner until now.
I think it's going to require more emails and possibly a few phone calls to get this sorted
#44
Forum Regular
Joined: Nov 2012
Posts: 127
Re: ICBC car insurance quote - OMG
Hi
I'm getting my letters checked tomorrow at an auto plan place. Any that don't fulfill ICBC requirements then I'm writing back to the insurance company to get them to amend the letter.
I honestly think none of them will be accepted as most say 'Miss R (surname) instead of my full name[/QUOTE]
I had the exact same problem with names. They would not accept anything but the full title which shows on your passport (or whatever valid ID you provided). I have always been known by my middle name so none of my UK insurance letters included the full name. You have to send them the amended documents with a $20 admin fee. I also had to include my marriage certificate for proof of change of name.
It did work but did take 6 months
I'm getting my letters checked tomorrow at an auto plan place. Any that don't fulfill ICBC requirements then I'm writing back to the insurance company to get them to amend the letter.
I honestly think none of them will be accepted as most say 'Miss R (surname) instead of my full name[/QUOTE]
I had the exact same problem with names. They would not accept anything but the full title which shows on your passport (or whatever valid ID you provided). I have always been known by my middle name so none of my UK insurance letters included the full name. You have to send them the amended documents with a $20 admin fee. I also had to include my marriage certificate for proof of change of name.
It did work but did take 6 months