Are we being unrealistic??
#94
Re: Are we being unrealistic??
April/May last year when the exchange rate was pretty much where it is now. I knew someone would query that. So yes. we moved when it was the same crappy exchange rate as it is now and still set up fine with £10,000.
Trust me, if when we moved there was an exchange rate anywhere near 2.4 the bulk of our money wouldn't be stuck in the UK where it is now.
Trust me, if when we moved there was an exchange rate anywhere near 2.4 the bulk of our money wouldn't be stuck in the UK where it is now.
Last edited by 77hil; Feb 5th 2011 at 7:28 am.
#95
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Joined: Sep 2006
Posts: 4,374
Re: Are we being unrealistic??
If i were the op , i would do my two years post-grad nursing in scotland , working 20 hrs or more, then they will have the right to apply for p.r, which has alot more security and benifits if you have a family.
It would also entitle them to citizenship sooner, incase any of the children go onto further education which makes it affordable. If this hadnt been the case for my daughter then there was no way we could've afforded her to go to uni.
Going for p.r instead of sponsorship visa was the best advice i ever got from this forum, it wasnt till i got here though that i valued its full advantage.
p.s once you get the hang of salary packaging ( i salary package 100 dollars per fortnight into a meals and entertainment card), i can assure you that meals out are a definate affordablility for us nurse.
It would also entitle them to citizenship sooner, incase any of the children go onto further education which makes it affordable. If this hadnt been the case for my daughter then there was no way we could've afforded her to go to uni.
Going for p.r instead of sponsorship visa was the best advice i ever got from this forum, it wasnt till i got here though that i valued its full advantage.
p.s once you get the hang of salary packaging ( i salary package 100 dollars per fortnight into a meals and entertainment card), i can assure you that meals out are a definate affordablility for us nurse.
Last edited by Margaret3; Feb 5th 2011 at 7:38 am.
#96
Re: Are we being unrealistic??
Haven't got the time at the min to read the whole thread - sorry if I repeat what anyone else has said.
I'm a nurse in QLD and am on year 8 RN, which is the highest rate. You go up an increment each year you have worked after qualifying until year 8 then it sticks there. As you will be relatively newly qualified it will be less to begin with. I work an average 3 days per week as a casual, some weeks I do an extra shift (higher hourly rate due to no holiday pay etc) and last year earned around $42000. Between my husband and I, depending on exchange rate as his occupational pension is from UK, we have less than $100,000 per annum (before tax). We were obviously much better off before the Oz dollar is what it's worth now. We have an 'average' mortgage and not much disposable income but no kids so we manage, but it gets tighter as the cost of living goes up. Having not ever had to budget for children I'm in no place to advise but obviously you will need much more money than we do. I have an RN colleague from UK who I work with here who came out 2 years ago being 3 or 4 years qualified in mental health. She works full time and her husband is a 'house husband' looking after her 2 kids still at home. She has another on the way and has other children (young adults) left home who require their support from time to time. Her husband earns a bit here and there. They seem to manage but it's extremely tight and I have no idea how they do it - got to take my hat off to her.
I'm a nurse in QLD and am on year 8 RN, which is the highest rate. You go up an increment each year you have worked after qualifying until year 8 then it sticks there. As you will be relatively newly qualified it will be less to begin with. I work an average 3 days per week as a casual, some weeks I do an extra shift (higher hourly rate due to no holiday pay etc) and last year earned around $42000. Between my husband and I, depending on exchange rate as his occupational pension is from UK, we have less than $100,000 per annum (before tax). We were obviously much better off before the Oz dollar is what it's worth now. We have an 'average' mortgage and not much disposable income but no kids so we manage, but it gets tighter as the cost of living goes up. Having not ever had to budget for children I'm in no place to advise but obviously you will need much more money than we do. I have an RN colleague from UK who I work with here who came out 2 years ago being 3 or 4 years qualified in mental health. She works full time and her husband is a 'house husband' looking after her 2 kids still at home. She has another on the way and has other children (young adults) left home who require their support from time to time. Her husband earns a bit here and there. They seem to manage but it's extremely tight and I have no idea how they do it - got to take my hat off to her.
#97
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Joined: Feb 2008
Location: Perth from Paisley
Posts: 327
Re: Are we being unrealistic??
If you look at my location it will tell you where I am. I've been twice to Oz in the last year and I'll be there again next week.
I know that Oz can be expensive but the point is you live to your means and if that means you can't spend $1200 per month on entertainment and you have to go for a cheaper broadband and mobile setup then so be it.
#98
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Joined: Jul 2010
Location: Melbourne
Posts: 2,442
Re: Are we being unrealistic??
I pay $90 and BC pays $60.
You haven't lived here yet though have you? Visiting and living are two completely different things.
If you look at my location it will tell you where I am. I've been twice to Oz in the last year and I'll be there again next week.
Last edited by Deancm_MKII; Feb 5th 2011 at 12:22 pm.
#99
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Location: Perth from Paisley
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Re: Are we being unrealistic??
The difference in the broadband prices alone is 30% and BC also gets his home phone which would mean that a cheap payg mobile would only be required. This would also put a dent in the £100 per month you mentioned. I haven't even looked at the car expenses you mentioned.
I would not disagree with your figures for rent or food but I feel there are some areas where savings could be made.
What I have found though is that you pay 30% more for your broadband and spend at least $1200 a month on entertainment and hence the reason for your initial statement that a single person would struggle.
#101
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Joined: Jul 2006
Posts: 14,188
Re: Are we being unrealistic??
Agreed they are. I'll hopefully be doing both shortly.
The difference in the broadband prices alone is 30% and BC also gets his home phone which would mean that a cheap payg mobile would only be required. This would also put a dent in the £100 per month you mentioned. I haven't even looked at the car expenses you mentioned.
I would not disagree with your figures for rent or food but I feel there are some areas where savings could be made.
What I have found though is that you pay 30% more for your broadband and spend at least $1200 a month on entertainment and hence the reason for your initial statement that a single person would struggle.
The difference in the broadband prices alone is 30% and BC also gets his home phone which would mean that a cheap payg mobile would only be required. This would also put a dent in the £100 per month you mentioned. I haven't even looked at the car expenses you mentioned.
I would not disagree with your figures for rent or food but I feel there are some areas where savings could be made.
What I have found though is that you pay 30% more for your broadband and spend at least $1200 a month on entertainment and hence the reason for your initial statement that a single person would struggle.
#102
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Joined: Jul 2010
Location: Melbourne
Posts: 2,442
Re: Are we being unrealistic??
This would also put a dent in the £100 per month you mentioned. I haven't even looked at the car expenses you mentioned.
I would not disagree with your figures for rent or food but I feel there are some areas where savings could be made.
What I have found though is that you pay 30% more for your broadband and spend at least $1200 a month on entertainment and hence the reason for your initial statement that a single person would struggle.
What I have found though is that you pay 30% more for your broadband and spend at least $1200 a month on entertainment and hence the reason for your initial statement that a single person would struggle.
And you have to be aware that ADSL2+ is not available everywhere in Australia, so depending on where you live you could be stuck on dial-up.
$1200 per month is only $300 per week. A night out in a pub, a vist to the cinema and a meal at a restaurant would chew through that easily.
#103
Re: Are we being unrealistic??
Just like any of the hundreds of pubs around where you wouldn't have to pay $12 for a bottle of Asahi, I wouldn't name any of them either, no doubt they'd also be not very good.
I'm certainly not on the Australia is cheap boat, I don't think it is...in fact in a lot of cases I really think we do live in 'rip off Australia', compared to the UK, definitely...but your and Weebie's examples are way off the 'average' mark, average for you maybe...fair enough.
#104
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Location: Melbourne
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Re: Are we being unrealistic??
Just like any of the hundreds of pubs around where you wouldn't have to pay $12 for a bottle of Asahi, I wouldn't name any of them either, no doubt they'd also be not very good.
Even The Prince pub charges $9.00 for a pint of Heineken. Mink bar is about the same for a 330ml bottle. I think the George Saloon bar is probably the cheapest for a pint of Carlton in St Kilda at around $7 (rarely go in there though).
I'm certainly not on the Australia is cheap boat, I don't think it is...in fact in a lot of cases I really think we do live in 'rip off Australia', compared to the UK, definitely...but your and Weebie's examples are way off the 'average' mark, average for you maybe...fair enough.
#105
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Joined: Feb 2008
Location: Perth from Paisley
Posts: 327
Re: Are we being unrealistic??
I think what we have found here is that people and their needs are different.
I also think that Oz is expensive on a whole and with that you have to live within your means. If this means that you have to forgo some of lifes little luxuries then so be it.
I also think that Oz is expensive on a whole and with that you have to live within your means. If this means that you have to forgo some of lifes little luxuries then so be it.