Car Insurance - UK No Claims Discounts
#1
Forum Regular
Thread Starter
Joined: Aug 2009
Posts: 111
Car Insurance - UK No Claims Discounts
Hi all,
Very quick question - Does any no claims history I have built up in the UK count towards my rating in Australia?
Ta
Very quick question - Does any no claims history I have built up in the UK count towards my rating in Australia?
Ta
#3
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Joined: Apr 2008
Location: Wherever I drive to after work each evening I guess
Posts: 309
Re: Car Insurance - UK No Claims Discounts
Yes, but I have found that they take your word for it in the first place with no requirement to prove the NCD, but guess the need to prove it would occur if you claimed.
TD
TD
#4
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Joined: Jan 2005
Location: Brisbane
Posts: 321
Re: Car Insurance - UK No Claims Discounts
Just check it out with each company. We have our NCB protected and when getting quotes, one company was quite evasive about it, it took quite a while to get it clarified and in the end it meant if we switched company our NCB would have been lost. It took quite a few phone call to find that out though. They also went ahead and did the policy even though we had said no! The people at these call centres must be under terrific pressure to reach targets.
#5
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Joined: Mar 2009
Posts: 623
Re: Car Insurance - UK No Claims Discounts
Just check it out with each company. We have our NCB protected and when getting quotes, one company was quite evasive about it, it took quite a while to get it clarified and in the end it meant if we switched company our NCB would have been lost. It took quite a few phone call to find that out though. They also went ahead and did the policy even though we had said no! The people at these call centres must be under terrific pressure to reach targets.
#6
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Joined: Jan 2009
Location: Woodvale, WA
Posts: 1,674
Re: Car Insurance - UK No Claims Discounts
Bingle weren't interested.
#7
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Posts: n/a
Re: Car Insurance - UK No Claims Discounts
Funny Bingle is owned by AAMI, who do accept the UK NCD proof.
Doing a google search for "bingle uk no claims", all you get are articles about Lara Bingle
As Toe Dipper says;
Many insurers accept your word for the NCD, but may request proof in the event of a claim at some later stage.
Doing a google search for "bingle uk no claims", all you get are articles about Lara Bingle
As Toe Dipper says;
Many insurers accept your word for the NCD, but may request proof in the event of a claim at some later stage.
#9
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Joined: Nov 2005
Location: Whinging Aussie
Posts: 523
Re: Car Insurance - UK No Claims Discounts
Yes. Get a letter from your insurance company listing your no-claims years before you leave.
#10
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Joined: Mar 2009
Posts: 1,289
Re: Car Insurance - UK No Claims Discounts
We've been with two different car insurance companies so far: HBF and BudgetLine. HBF accepted our word for the UK no claims (but may well have asked for proof in the event of a claim). BudgetLine wanted to see proof. We'd brought a letter with us from the UK, faxed that off and it was accepted.
Definitely bring a letter with you. We had no problem getting one from Direct Line. We wrote to them, told them we were moving to Oz and needed a letter to prove the no of years of no claims bonus we had. Took them 3-4 weeks, but the letter came.
Definitely bring a letter with you. We had no problem getting one from Direct Line. We wrote to them, told them we were moving to Oz and needed a letter to prove the no of years of no claims bonus we had. Took them 3-4 weeks, but the letter came.
Last edited by ozhappy981; Dec 2nd 2009 at 3:44 am.
#11
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Joined: Mar 2009
Posts: 623
Re: Car Insurance - UK No Claims Discounts
We've been with two different car insurance companies so far. The first accepted our word for the UK no claims (but may well have asked for proof in the event of a claim). The second company wanted to see proof. We'd brought a letter with us from the UK, faxed that off and it was accepted.
Definitely bring a letter with you. We had no problem getting one from Direct Line. We wrote to them, told them we were moving to Oz and needed a letter to prove the no of years of no claims bonus we had. Took them 3-4 weeks, but the letter came.
Definitely bring a letter with you. We had no problem getting one from Direct Line. We wrote to them, told them we were moving to Oz and needed a letter to prove the no of years of no claims bonus we had. Took them 3-4 weeks, but the letter came.
IAG owns
NRMA
SGIO
SGIC
CGU
Swann Insurance
The Buzz Insurance
Suncorp owns
AAMI
Apia
Just Car Insurance
Shannons
InsureMyRide
Vero
Asteron
Tyndall
Vero
Asteron
Guardian Trust
AA Insurance
SIS
CMV/AXIOM
Comprehensive Travel Insurance
Autosure
Its another aussie duopoly
#12
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Joined: Jan 2008
Location: Gold Coast, Australia
Posts: 363
Re: Car Insurance - UK No Claims Discounts
We have got our car inaurance with RACV; they asked how many years NCB we had but didn't ask for any proof, just took our word for it.
#13
Re: Car Insurance - UK No Claims Discounts
Does anyone know if motorbikes are treated the same cars?
Here in the UK the bikes are on seperate insurance policies as car NCB don't cover bikes. That's okay, BUT... I also can't have more than one bike on a bike policy, and one bike's NCB can't be used for another!
Hence I have two bike insurance policies one with say 5+ years NCB and other with 3 years NCB both from the same insurance company. The newer bike started at 0 years NCB even I never claimed on my other bike policy before then.
Here in the UK the bikes are on seperate insurance policies as car NCB don't cover bikes. That's okay, BUT... I also can't have more than one bike on a bike policy, and one bike's NCB can't be used for another!
Hence I have two bike insurance policies one with say 5+ years NCB and other with 3 years NCB both from the same insurance company. The newer bike started at 0 years NCB even I never claimed on my other bike policy before then.
#14
Re: Car Insurance - UK No Claims Discounts
Bingle weren't interested in mine either. I just ticked "overseas insurer" for my previous insurer on the application. There was nowhere to mention no claims in any case (and my insurance is pretty cheap considering that fact)
#15
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Posts: n/a
Re: Car Insurance - UK No Claims Discounts
My premium is about right for companies that do give maximum no claims discount.