UKadventurer7

I’m a Brit who’s mainly lived abroad since university. First in the USA (1985-2007) then mainly in Asia (China, Mongolia and Vietnam). My country of residence is Mongolia now but we got stuck in Vietnam during covid19.

I’m here to search for advice on possible early retirement. Here’s some info:

1) I’m about to receive an inheritance. It’s approximately £200K but that’s just an estimate.
2) I worked in the USA for 22 years legally (greencard holder now expired)
3) I’ve accumulated 7 years of NI contributions in the UK.

At the moment, my fiancée and I, she's Mongolian, live on about £800 per month and save about £1000. I’m 57 and trying to find out if I can retire early. However, I need a better picture if I’m entitled to any kind of state pension from USA and maybe the UK if I top up my NI contributions to meet the 10 year requirement.

We don’t own property and I don’t have any health insurance but we’re both healthy at the moment and pay cash for any meds. Actually, she’s covered under Mongolia’s crappy health system.

Any advice?

spouse of scouse

Hi and welcome to BE

How BE works is we have separate forums for each country. I think what will give you the best information for your questions is to ask about your UK pension here https://britishexpats.com/forum/moving-back-uk-61/ and your US related ones here https://britishexpats.com/forum/usa-57/

We have lots of expats and locals on both those sub-forums who are very knowledgeable about the rules and regs of pensions in each country. They can also help you with any other questions you may have about each country.

Wishing you all the best in your retirement planning, and I hope you get a lot of value from your BE membership.

UKadventurer7

Thanks. I’ll post in one or both of those groups.