Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

A year in - insurance?

A year in - insurance?

Old Mar 30th 2008, 2:46 pm
  #1  
BE Enthusiast
Thread Starter
 
Joined: Jun 2007
Location: Houston, Tx
Posts: 939
Mandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond repute
Default A year in - insurance?

When we arrived last year we had to take what we could as far as insurance was concerned as neither of us had our SSN or any credit history.

Now it's coming up to renewal time and we want to find a far more competitive price. Insurance the first time around was astronomical, so we're trying to find something like 'confused.com' here.

Does anyone have any suggestions of companies at all? Primarily for cars ATM, but we'll be looking for 'Renters' insurance for the house come June too.

Many thanks in advance


PS .. almost a year! Where DOES the time go??!
Mandana is offline  
Old Mar 30th 2008, 3:19 pm
  #2  
BE Forum Addict
 
Joined: Sep 2006
Posts: 1,966
augigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond repute
Default Re: A year in - insurance?

My list from when I just did the big call-around to compare:

•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)

•AIG International: www.aig.com, 1-877-638-4244

•State Farm: www.statefarm.com

•Geico: www.geico.com, 1800-861-8380

•Nationwide: www.nationwide.com, 1-877-669-6877

•Allstate: www.allstate.com, 1-866-621-6900

•Compare companies at www.carinsurance.com

I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
augigi is offline  
Old Mar 30th 2008, 3:27 pm
  #3  
BE Enthusiast
Thread Starter
 
Joined: Jun 2007
Location: Houston, Tx
Posts: 939
Mandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond repute
Default Re: A year in - insurance?

Originally Posted by augigi
My list from when I just did the big call-around to compare:

•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)

•AIG International: www.aig.com, 1-877-638-4244

•State Farm: www.statefarm.com

•Geico: www.geico.com, 1800-861-8380

•Nationwide: www.nationwide.com, 1-877-669-6877

•Allstate: www.allstate.com, 1-866-621-6900

•Compare companies at www.carinsurance.com

I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
Thank you, much appreciated.

We've called all of those and the only one we've not heard back from are Geico. Seems like the one we are with (Amica) who charged us the earth last year, are now the most competitive. Even searching the carinsurance.com site for comparisons.

My H has obviously done more ground-work than he let on if he's covered your list!

Thank you for posting them all out though. Much appreciated.
Mandana is offline  
Old Mar 30th 2008, 3:39 pm
  #4  
BE Forum Addict
 
Joined: Sep 2006
Posts: 1,966
augigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond reputeaugigi has a reputation beyond repute
Default Re: A year in - insurance?

No worries - I actually ended up finding Geico about $500 cheaper than the rest, so might be worth trying them. A lot of them, if you get the renters/home insurance as well you can get the multipolicy discount.
augigi is offline  
Old Mar 30th 2008, 3:42 pm
  #5  
BE Enthusiast
Thread Starter
 
Joined: Jun 2007
Location: Houston, Tx
Posts: 939
Mandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond repute
Default Re: A year in - insurance?

We found that with the multi-policy with Amica, although overall it was still bloody expensive! Mind you, we'd just arrived with no credit history or a sniff of a SSN between us, so it's a completely different story now.

We're waiting to hear back from Geico, so we'll see how they compare with Amica. $500 would be better in our pockets than theirs!

Thanks again.
Mandana is offline  
Old Mar 30th 2008, 6:14 pm
  #6  
L2, GC, Surrey, OH, TX!
 
MsElui's Avatar
 
Joined: Aug 2007
Location: Surrey to Dallas (via Ohio)!
Posts: 6,363
MsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond repute
Default Re: A year in - insurance?

we ended up with aig. they did some wheeze wherby we paid $400 to 'join' and then got reduced rates for any insurance we took out. Saved the $400 on the car insurance quote straight up.
MsElui is offline  
Old Mar 30th 2008, 7:53 pm
  #7  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,167
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: A year in - insurance?

anyone at work got a recommendation? That's probably the best bet as it's all regional ain't it...
Bob is offline  
Old Mar 31st 2008, 12:33 am
  #8  
BE Forum Addict
 
Dan725's Avatar
 
Joined: Aug 2004
Location: Tampa, FL
Posts: 3,338
Dan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond repute
Default Re: A year in - insurance?

Originally Posted by Mandana

We're waiting to hear back from Geico, so we'll see how they compare with Amica. $500 would be better in our pockets than theirs!

Thanks again.
What works for one does not always work for another though....Geico utter shite for us - military veterans discount and all, Geico is still $280/6mos more expensive than Progressive.
Dan725 is offline  
Old Mar 31st 2008, 1:07 am
  #9  
BE Forum Addict
 
chicagojlo's Avatar
 
Joined: Jan 2008
Location: Lake County IL
Posts: 1,953
chicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond reputechicagojlo has a reputation beyond repute
Default Re: A year in - insurance?

For us AIG Direct is coming in $200/6 months cheaper than Progressive and they were the cheapest we could find as new drivers 6 months ago. AllState still wants 4 times what AIG wants for the same policy.
We have our renters through AllState though as they do come in cheapest on that, even taking into account possible multiple policy discounts. And I don't want all my eggs in the same basket in this market.
chicagojlo is offline  
Old Mar 31st 2008, 1:37 am
  #10  
Forum Regular
 
GetYourBritsOut's Avatar
 
Joined: Jul 2007
Location: Texas
Posts: 88
GetYourBritsOut will become famous soon enoughGetYourBritsOut will become famous soon enough
Default Re: A year in - insurance?

For our first six months we had no licence & paid about $900 with Allstate, for renewal they upped it by $100 (even though we had our licences). We shopped around on all the websites but no-one else was cheaper. Friends referred us to a broker & they got us insurance with increased coverage for about $540 for six months so it may be worth finding one near to you (we're in The Woodlands so it you want the number pm me).
GetYourBritsOut is offline  
Old Mar 31st 2008, 3:01 am
  #11  
BE Enthusiast
Thread Starter
 
Joined: Jun 2007
Location: Houston, Tx
Posts: 939
Mandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond reputeMandana has a reputation beyond repute
Default Re: A year in - insurance?

Originally Posted by GetYourBritsOut
For our first six months we had no licence & paid about $900 with Allstate, for renewal they upped it by $100 (even though we had our licences). We shopped around on all the websites but no-one else was cheaper. Friends referred us to a broker & they got us insurance with increased coverage for about $540 for six months so it may be worth finding one near to you (we're in The Woodlands so it you want the number pm me).
Was that for one car or 2? At that rate we'd hazard a guess at one, but if it's two I'll PM you for your broker's number!
Mandana is offline  
Old Mar 31st 2008, 3:14 am
  #12  
Forum Regular
 
GetYourBritsOut's Avatar
 
Joined: Jul 2007
Location: Texas
Posts: 88
GetYourBritsOut will become famous soon enoughGetYourBritsOut will become famous soon enough
Default Re: A year in - insurance?

yeah, just the one car but compared to other quotes we got it was so cheap
GetYourBritsOut is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.