A year in - insurance?
#1
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Joined: Jun 2007
Location: Houston, Tx
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A year in - insurance?
When we arrived last year we had to take what we could as far as insurance was concerned as neither of us had our SSN or any credit history.
Now it's coming up to renewal time and we want to find a far more competitive price. Insurance the first time around was astronomical, so we're trying to find something like 'confused.com' here.
Does anyone have any suggestions of companies at all? Primarily for cars ATM, but we'll be looking for 'Renters' insurance for the house come June too.
Many thanks in advance
PS .. almost a year! Where DOES the time go??!
Now it's coming up to renewal time and we want to find a far more competitive price. Insurance the first time around was astronomical, so we're trying to find something like 'confused.com' here.
Does anyone have any suggestions of companies at all? Primarily for cars ATM, but we'll be looking for 'Renters' insurance for the house come June too.
Many thanks in advance
PS .. almost a year! Where DOES the time go??!
#2
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Joined: Sep 2006
Posts: 1,966
Re: A year in - insurance?
My list from when I just did the big call-around to compare:
•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)
•AIG International: www.aig.com, 1-877-638-4244
•State Farm: www.statefarm.com
•Geico: www.geico.com, 1800-861-8380
•Nationwide: www.nationwide.com, 1-877-669-6877
•Allstate: www.allstate.com, 1-866-621-6900
•Compare companies at www.carinsurance.com
I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)
•AIG International: www.aig.com, 1-877-638-4244
•State Farm: www.statefarm.com
•Geico: www.geico.com, 1800-861-8380
•Nationwide: www.nationwide.com, 1-877-669-6877
•Allstate: www.allstate.com, 1-866-621-6900
•Compare companies at www.carinsurance.com
I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
#3
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Joined: Jun 2007
Location: Houston, Tx
Posts: 939
Re: A year in - insurance?
My list from when I just did the big call-around to compare:
•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)
•AIG International: www.aig.com, 1-877-638-4244
•State Farm: www.statefarm.com
•Geico: www.geico.com, 1800-861-8380
•Nationwide: www.nationwide.com, 1-877-669-6877
•Allstate: www.allstate.com, 1-866-621-6900
•Compare companies at www.carinsurance.com
I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
•Progressive: www.progressive.com, 1-800-PROGRESSIVE (1-800-776-4737)
•AIG International: www.aig.com, 1-877-638-4244
•State Farm: www.statefarm.com
•Geico: www.geico.com, 1800-861-8380
•Nationwide: www.nationwide.com, 1-877-669-6877
•Allstate: www.allstate.com, 1-866-621-6900
•Compare companies at www.carinsurance.com
I found it easiest to just call and compare quotes, since the whole not having a SSN etc made it difficult to get online quotes.
We've called all of those and the only one we've not heard back from are Geico. Seems like the one we are with (Amica) who charged us the earth last year, are now the most competitive. Even searching the carinsurance.com site for comparisons.
My H has obviously done more ground-work than he let on if he's covered your list!
Thank you for posting them all out though. Much appreciated.
#4
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Joined: Sep 2006
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Re: A year in - insurance?
No worries - I actually ended up finding Geico about $500 cheaper than the rest, so might be worth trying them. A lot of them, if you get the renters/home insurance as well you can get the multipolicy discount.
#5
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Location: Houston, Tx
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Re: A year in - insurance?
We found that with the multi-policy with Amica, although overall it was still bloody expensive! Mind you, we'd just arrived with no credit history or a sniff of a SSN between us, so it's a completely different story now.
We're waiting to hear back from Geico, so we'll see how they compare with Amica. $500 would be better in our pockets than theirs!
Thanks again.
We're waiting to hear back from Geico, so we'll see how they compare with Amica. $500 would be better in our pockets than theirs!
Thanks again.
#6
Re: A year in - insurance?
we ended up with aig. they did some wheeze wherby we paid $400 to 'join' and then got reduced rates for any insurance we took out. Saved the $400 on the car insurance quote straight up.
#7
Re: A year in - insurance?
anyone at work got a recommendation? That's probably the best bet as it's all regional ain't it...
#8
Re: A year in - insurance?
What works for one does not always work for another though....Geico utter shite for us - military veterans discount and all, Geico is still $280/6mos more expensive than Progressive.
#9
Re: A year in - insurance?
For us AIG Direct is coming in $200/6 months cheaper than Progressive and they were the cheapest we could find as new drivers 6 months ago. AllState still wants 4 times what AIG wants for the same policy.
We have our renters through AllState though as they do come in cheapest on that, even taking into account possible multiple policy discounts. And I don't want all my eggs in the same basket in this market.
We have our renters through AllState though as they do come in cheapest on that, even taking into account possible multiple policy discounts. And I don't want all my eggs in the same basket in this market.
#10
Re: A year in - insurance?
For our first six months we had no licence & paid about $900 with Allstate, for renewal they upped it by $100 (even though we had our licences). We shopped around on all the websites but no-one else was cheaper. Friends referred us to a broker & they got us insurance with increased coverage for about $540 for six months so it may be worth finding one near to you (we're in The Woodlands so it you want the number pm me).
#11
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Joined: Jun 2007
Location: Houston, Tx
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Re: A year in - insurance?
For our first six months we had no licence & paid about $900 with Allstate, for renewal they upped it by $100 (even though we had our licences). We shopped around on all the websites but no-one else was cheaper. Friends referred us to a broker & they got us insurance with increased coverage for about $540 for six months so it may be worth finding one near to you (we're in The Woodlands so it you want the number pm me).
#12
Re: A year in - insurance?
yeah, just the one car but compared to other quotes we got it was so cheap