What's the highest credit score you can get?
Aug 3rd 2007, 2:38 am
#31
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: What's the highest credit score you can get?
very succinct
quite annoying really, I was pissed off when I found out that I have wasted about $45 ...
We'll be wanting to get rid of both our Fords (one Focus, one Escape) in about 2 months' time, hopefully sooner. You want to buy them? 
Aug 4th 2007, 5:06 pm
#34
Gone but not forgotten. RIP
Joined: Apr 2001
Posts: 1,570
Re: What's the highest credit score you can get?
Just for interest's sake - how was the ownership experience with them ? You can PM me if you like.
Aug 5th 2007, 12:47 am
#35
Thread Starter
Joined: May 2005
Posts: 5,763
Re: What's the highest credit score you can get?
They've both been excellent on gas mileage too.
Aug 5th 2007, 10:38 am
#36
Gone but not forgotten. RIP
Joined: Apr 2001
Posts: 1,570
Re: What's the highest credit score you can get?
Brilliant! Hubby has a 2004 Escape and I have a 2005 Focus ZX4 SES (with spoiler). Both of them have had zero problems and we hope to get something very similar to probably the Escape (so hubby has a way of getting all his musical equipment in it) once we're in NZ. They've both been excellent on gas mileage too.
They've both been excellent on gas mileage too.I wish they had the diesel Focus from the UK here in the USA. In NZ I think it is only available in the Focus Wagon but the NZ Focus is the German one not the Mexican one.
Aug 5th 2007, 3:48 pm
#37
Thread Starter
Joined: May 2005
Posts: 5,763
Re: What's the highest credit score you can get?
Sep 9th 2007, 6:03 pm
#38
BE Forum Addict
Joined: Aug 2003
Location: Nevada b4 California b4 Colorado b4 Valley of plastic and sand, b4 London
Posts: 2,025
Re: What's the highest credit score you can get?
Depends, I was at the Toyota dealer the other day and I was told 900.
Sep 10th 2007, 3:07 am
#40
Thread Starter
Joined: May 2005
Posts: 5,763
Re: What's the highest credit score you can get?
Sep 10th 2007, 11:18 am
#41
Gone but not forgotten. RIP
Joined: Apr 2001
Posts: 1,570
Re: What's the highest credit score you can get?
From http://www.privacyrights.org comes this useful explanation.
"FICO scores, with a range of 300 to 850, have been the scoring norm. If VantageScores with a cap of 990 take hold, this is bound to cause consumer confusion. You might think, for example, that a score of 850 puts you at the top as a credit risk. You'd be right if your lender used a FICO score. But, if your lender scores under the VantageScore system, you'll only get a “B.” "
At our dealership we use Equifax, which uses the FICO range of 300-850. The highest I have ever seen was 830, the lowest was around 400. If you have a 400 score you cannot borrow the 10 cents to photocopy your driving license.
"FICO scores, with a range of 300 to 850, have been the scoring norm. If VantageScores with a cap of 990 take hold, this is bound to cause consumer confusion. You might think, for example, that a score of 850 puts you at the top as a credit risk. You'd be right if your lender used a FICO score. But, if your lender scores under the VantageScore system, you'll only get a “B.” "
At our dealership we use Equifax, which uses the FICO range of 300-850. The highest I have ever seen was 830, the lowest was around 400. If you have a 400 score you cannot borrow the 10 cents to photocopy your driving license.
Last edited by TRPardoe; Sep 10th 2007 at 11:21 am.
Sep 10th 2007, 12:33 pm
#42
Re vera, potas bene.
Joined: Jun 2005
Location: Cape Cod MA..Davenport FL
Posts: 2,405
Re: What's the highest credit score you can get?
We had a 'I've never seen such a high score' comment last time we took out a home loan...I have no idea what the score is.....
Sep 10th 2007, 2:54 pm
#43
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: What's the highest credit score you can get?
Sep 11th 2007, 5:12 am
#45
Banned
Joined: Sep 2007
Posts: 2
Re: What's the highest credit score you can get?
I usually like to see peoples credit, and I found the top is only 840
