The Horticulturalist

We've only ever had one car in the almost 5 years that we've been here, it's an eight year old small SUV and we pay $136 per month for it.

We will be getting an additional car in the next couple of months, trying to get an online insurance quote is really tiresome and I don't have a credit score so it's pretty hopeless really to do it that way. I will try and call our insurance agent this week but I guess I just wanted a ballpark figure for budgeting purposes and wanted to know what others paid?

I don't know what kind of car but it would be a smaller vehicle (camry or similar) probably at least 5 years old.

cluedweasel

It's almost one of those "how long is a piece of string" questions. We pay around $1300 per year for 3 cars; An Infiniti G37X, a Toyota Prius and a Honda Passport. Then again, we're in Oregon, have been here almost 12 years and have top tier credit.
Looking at our policy, we don't seem to get any sort of multi-car discount. If you're in the same boat, you could take a ball-park of doubling your current payment and going from there.

The Horticulturalist

thanks, I wondered if there was typically a discount for two vehicles with the same insurer but perhaps that is not standard.

Orangepants

We pay $90 a month with Liberty Mutual for a F150 and a Hyundai Tucson. We bundle with the house and boat so I think that helped, plus good credit and OH has been in the US 9 years.

The Horticulturalist

I guess I need to wait until I can call the agent then!

ian-mstm

We pay $90 per month for 2 cars with State Farm - a 2002 Honda CR-V and a 2007 Mustang GT. We do get a multi-vehicle discount.

Ian

GeoffM

We were paying about $75 per month for a 2005 Dodge Grand Caravan and now pay about $120 for a 2000 Ford Taurus and the GC. So about 1.6x for two cars. So many variables though.

Bob

I'd say anything from 50-100% more....but you should get some kind of discount for multiple policies from the same place, but get best discount with home/renters insurance etc.

ChocolateBabz

$140 per month for a 2008 Ford Edge and a 2008 VW Bug with Progressive. Our coverage is 250/500/100.

sime303

Like in the UK, I use an insurance broker. They usually shop around for me. Last time I talked to them I wanted to drop a car from my policy as I hadn't been driving it for a little while and he actually told me to keep it on the policy as it was giving me a discount big enough to make it worthwhile.

I have no idea how he figured it out, but then again I don't work in insurance.

notonuksoil

we were paying around $95 per month for one car, a rav4 until i had a little altercation with a state trooper

screwed up our car insurance to the tune of an extra $40 a month

Brit3964

It's always better with a multi line discount. I was paying $146 pm with State Farm on a single car (2011 Hyundai Elantra) but as I've just bought a house, Allstate did it for $110 pm with their house insurance. 100/300 coverage and uninsured motorist included. That's pretty good for South FL.

Bink

We're paying $175 now for a 2011 Hyundai Elantra and a 2012 GMC Acadia.

Havnfun

We pay $58/month for a 2010 Mercedes GLK350 and $67/month for a 2008 Mercedes CLK550. This includes a good driver discount, multiple policy discount and a distinguisher driver discount with Allstate.

lansbury

The only problem with everyone quoting the premium they pay, is that it means nothing without knowing the level of cover. As there are many various levels of cover for numerous options getting the cheapest insurance can just mean you have very little real cover.